Lincoln Maine Federal Credit Union

Headquarters: Lincoln, Maine
Charter: Credit Union
Assets: $162.8M
Fed district: Boston

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Lincoln Maine Federal Credit Union: $25
Lincoln Maine Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Lincoln Maine Federal Credit Union: $25
Lincoln Maine Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Lincoln Maine Federal Credit Union: $1.50
Lincoln Maine Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Lincoln Maine Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

New savings account closed within 6 months of opening$10
Dormant account 12 months or more$5
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation/Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement$2

Overdraft & NSF

Overdraft/OD Privilege Fee$25
NSF Fee$25
per item

ATM & Card

ATM use outside SURF Network$1.50
per transaction
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire Transfer-Outgoing$20
per item
Wire Transfer-International$40
per item

Check Services

Money Order$1
per item
Bill Pay Stop Payment Request$25
per item
Stop Payment on Unpresented Items$25
per item
Stop Payment Request$25
per item
Copy of Check paid through Bill Payer$10
per item
Copy of Money Order or Corporate Draft$5
per item

Cash & Deposit

Deposited Item Returned Fee$10
per item

Account Services

Subordination Mortgage Fee$200

Other Fees

Copy of On-Line History$5
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
New savings account closed within 6 months of opening	$10	Not stated	None
Dormant account 12 months or more	$5Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation/Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement	$2	Not stated	None
Overdraft & NSF
Overdraft/OD Privilege Fee	$25	Not stated	None
NSF Fee	$25	per item	None
ATM & Card
ATM use outside SURF Network	$1.50	per transaction	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire Transfer-Outgoing	$20	per item	None
Wire Transfer-International	$40	per item	None
Check Services
Money Order	$1	per item	None
Bill Pay Stop Payment Request	$25	per item	None
Stop Payment on Unpresented Items	$25	per item	None
Stop Payment Request	$25	per item	None
Copy of Check paid through Bill Payer	$10	per item	None
Copy of Money Order or Corporate Draft	$5	per item	None
Cash & Deposit
Deposited Item Returned Fee	$10	per item	None
Account Services
Subordination Mortgage Fee	$200	Not stated	None
Other Fees
Copy of On-Line History	$5	Not stated	None
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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