Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Illinois State Police Federal Credit Union

Springfield, IllinoisCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Fee (per hour)$30Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=account_research; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Account Balancing Fee (per hour) .........................................................$30.00" · Source

Dormant Account Fee (total share balances less than )$5

At the national median

Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=dormant_account; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Dormant Account Fee (total share balances less than $1,000)...............$5.00" · Source

Minimum Balance Fee$0

$5 below the national median

Knox read a free fee from Rosetta artifact #5943. canonical_hint=minimum_balance; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Minimum Balance Fee ............................................................................. FREE" · Source

Minimum Balance Fee FREE$50

$45 above the national median

Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=minimum_balance; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Minimum Balance Fee ............................................................................. FREE | Failure to Provide Proof of Insurance ....................................." · Source

Monthly Fee$0

$5.95 below the national median

per month · Knox read a free fee from Rosetta artifact #5943. canonical_hint=monthly_maintenance; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Monthly Fee ............................................................................................. FREE" · Source

Monthly Fee FREE$30

$24.05 above the national median

per month · Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=monthly_maintenance; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Monthly Fee ............................................................................................. FREE | Loan Research (per hour)..........................................." · Source

Returned Mail Fee$5

$20 below the national median

Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=account_research; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Returned Mail Fee ....................................................................................$5.00" · Source

Overdraft & NSFVerified

Checking Accounts | Non-sufficient Payment Fee$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=nsf; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Checking Accounts | Non-sufficient Payment Fee .................................................................. $30.00" · Source
E-Pay Insufficient Funds Fee$35Above the typical range ($25–$31 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=nsf; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="E-Pay Insufficient Funds Fee ................................................................$35.00" · Source

ATM & CardVerified

Credit Card Rush Fee$65Above the typical range ($30–$50 nationally)
$21.25 above the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=rush_card; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Credit Card Rush Fee ............................................................................ $65.00" · Source
Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=card_replacement; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Debit Card Replacement Fee .................................................................$10.00 | UCC1 Filing Fee................................................................" · Source
Debit Card Replacement Fee for Heritage Account Holders$0Below the typical range ($5–$10 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #5943. canonical_hint=card_replacement; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Debit Card Replacement Fee for Heritage Account Holders .................. FREE" · Source
Debit Card Rush Fee$50Within the typical range ($30–$50 nationally)
$6.25 above the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=rush_card; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Debit Card Rush Fee ..............................................................................$50.00" · Source

Wire TransfersVerified

Incoming Domestic Wire Transfers$0Below the typical range ($5–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #5943. canonical_hint=wire_domestic_incoming; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Incoming Domestic Wire Transfers ......................................................... FREE" · Source
Outgoing Domestic Wire Transfers$15Below the typical range ($20–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=wire_domestic_outgoing; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Outgoing Domestic Wire Transfers ........................................................$15.00" · Source

Check ServicesVerified

Cashier’s Check/Official Check$2Below the typical range ($3–$5.50 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=cashiers_check; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Cashier’s Check/Official Check ................................................................$2.00 | Late Fee ...................................................................." · Source
Non-Member Check Cashing Fee$10Within the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=check_cashing; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Non-Member Check Cashing Fee ..........................................................$10.00" · Source
Stop Payment on a Check$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=stop_payment; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Stop Payment on a Check......................................................................$20.00" · Source
Stop Payment on a Check for Heritage Account Holders$10Below the typical range ($20–$30 nationally)
$17 below the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=stop_payment; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Stop Payment on a Check for Heritage Account Holders ......................$10.00 | Consumer Loan Accounts" · Source

Digital & ElectronicVerified

E-Pay Online Bill Payment$0Within the typical range ($0–$10.73 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #5943. canonical_hint=bill_pay; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="E-Pay Online Bill Payment ...................................................................... FREE" · Source
E-Pay Online Bill Payment FREE$225Above the typical range ($0–$10.73 nationally)
$220.05 above the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=bill_pay; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="E-Pay Online Bill Payment ...................................................................... FREE | E-Mortgage Fee (Home Equity) ..............................................." · Source

Account ServicesVerified

Garnishment/Lien/Levy Processing Fee$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=garnishment_levy; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Garnishment/Lien/Levy Processing Fee ............................................. $100.00" · Source
Notary$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #5943. canonical_hint=notary_fee; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Notary ...................................................................................................... FREE" · Source
Notary for Non-Member (per item)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=notary_fee; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Notary for Non-Member (per item) ...........................................................$5.00" · Source

Lending FeesVerified

ISPFCU Debit Card | Skip-a-Pay$30Above the typical range ($15–$25 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=late_payment; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="ISPFCU Debit Card | Skip-a-Pay.............................................................................................. $30.00" · Source
Late Fee$25Within the typical range ($15–$25 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=late_payment; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Cashier’s Check/Official Check ................................................................$2.00 | Late Fee ...................................................................." · Source
Loan Modification Fee$40Within the typical range ($25–$50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=loan_origination; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="| Loan Modification Fee............................................................................ $40.00" · Source

Gift & Prepaid CardsVerified

ISPFCU Visa Gift Card$5Above the typical range ($3–$4.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=gift_card_purchase; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="ISPFCU Visa Gift Card .............................................................................$5.00 | Card Replacement Fee ...................................................." · Source

Other FeesVerified

Statement Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=document_reproduction; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Statement Copy ........................................................................................$2.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Fee (per hour)	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=account_research; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Account Balancing Fee (per hour) .........................................................$30.00"	Source
Dormant Account Fee (total share balances less than )	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=dormant_account; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Dormant Account Fee (total share balances less than $1,000)...............$5.00"	Source
Minimum Balance Fee	$0Below the typical range ($5–$10 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #5943. canonical_hint=minimum_balance; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Minimum Balance Fee ............................................................................. FREE"	Source
Minimum Balance Fee FREE	$50Above the typical range ($5–$10 nationally)	$45 above the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=minimum_balance; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Minimum Balance Fee ............................................................................. FREE \| Failure to Provide Proof of Insurance ....................................."	Source
Monthly Fee	$0Below the typical range ($3–$10 nationally)	$5.95 below the national median	per month	Knox read a free fee from Rosetta artifact #5943. canonical_hint=monthly_maintenance; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Monthly Fee ............................................................................................. FREE"	Source
Monthly Fee FREE	$30Above the typical range ($3–$10 nationally)	$24.05 above the national median	per month	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=monthly_maintenance; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Monthly Fee ............................................................................................. FREE \| Loan Research (per hour)..........................................."	Source
Returned Mail Fee	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=account_research; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Returned Mail Fee ....................................................................................$5.00"	Source
Overdraft & NSFVerified
Checking Accounts \| Non-sufficient Payment Fee	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=nsf; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Checking Accounts \| Non-sufficient Payment Fee .................................................................. $30.00"	Source
E-Pay Insufficient Funds Fee
ATM & CardVerified
Credit Card Rush Fee	$65Above the typical range ($30–$50 nationally)	$21.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=rush_card; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Credit Card Rush Fee ............................................................................ $65.00"	Source
Debit Card Replacement Fee
Wire TransfersVerified
Incoming Domestic Wire Transfers	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #5943. canonical_hint=wire_domestic_incoming; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Incoming Domestic Wire Transfers ......................................................... FREE"	Source
Outgoing Domestic Wire Transfers
Check ServicesVerified
Cashier’s Check/Official Check	$2Below the typical range ($3–$5.50 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=cashiers_check; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Cashier’s Check/Official Check ................................................................$2.00 \| Late Fee ...................................................................."	Source
Digital & ElectronicVerified
E-Pay Online Bill Payment	$0Within the typical range ($0–$10.73 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #5943. canonical_hint=bill_pay; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="E-Pay Online Bill Payment ...................................................................... FREE"	Source
E-Pay Online Bill Payment FREE
Account ServicesVerified
Garnishment/Lien/Levy Processing Fee	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=garnishment_levy; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Garnishment/Lien/Levy Processing Fee ............................................. $100.00"	Source
Notary
Lending FeesVerified
ISPFCU Debit Card \| Skip-a-Pay	$30Above the typical range ($15–$25 nationally)	$7.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=late_payment; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="ISPFCU Debit Card \| Skip-a-Pay.............................................................................................. $30.00"	Source
Late Fee
Gift & Prepaid CardsVerified
ISPFCU Visa Gift Card	$5Above the typical range ($3–$4.50 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=gift_card_purchase; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="ISPFCU Visa Gift Card .............................................................................$5.00 \| Card Replacement Fee ...................................................."	Source
Other FeesVerified
Statement Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #5943. canonical_hint=document_reproduction; text_hash=87155db54733e05f2200c16a8b6b3c15c588e273897bdfbae0c43a0f8c7c1408; excerpt="Statement Copy ........................................................................................$2.00"	Source

Fee change alerts

Get an email when Illinois State Police Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Illinois State Police Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 29

Published fees

Under review

Assets

$126.9M

Work at Illinois State Police Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$126.9M

Total deposits

$113.4M

Service charge income (year to date)

$49K

Fee income ratio

1.8%

Return on assets

0.73%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,624 verified fees from 2,223 institutions

See pricing