Hawthorn Bank

Headquarters: Jefferson City, Missouri
Charter: Bank
Assets: $1.8B
Fed district: St. Louis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Platinum Interest Checking
Can be waived with a balance of $5,000 or more.
Hawthorn Bank: $8
Hawthorn Bank: $8
U.S. median: no median
Overdraft (OD)
Hawthorn Bank: $35
Hawthorn Bank: $35
U.S. median: no median
NSF / Returned Item
Hawthorn Bank: $35
Hawthorn Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Hawthorn Bank’s own schedules, with a source for each figure.

Account Maintenance

Platinum Interest Checking Monthly fee$8
per month
Early Closeout Fee (Account Closed Within 90 Days of Opening)$50
Dormant Service Charge Fee$5
Account Reconciliation or Balancing (Per hour, minimum one hour)$50
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (Per hour, minimum one hour)$50
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee (Monthly)$3
per month

Overdraft & NSF

Overdraft Item Fee$35
per item
Return Item Fee$35
per item

ATM & Card

ATM Inquiry/Transaction Fee (Non-Hawthorn ATM)$2
per transaction
Debit Card Replacement Fee$10

Wire Transfers

Wire Transfer Fee - Outgoing Domestic$25
Wire Transfer Fee - Incoming$15
Wire Transfer Fee - Outgoing International$50

Check Services

Cashier’s Check Fee (Customers only)$8
Stop Payment Fee$35
Counter Check Fee$0.25
Check Cashing for Non-customers (only checks drawn on Hawthorn Bank)$10
Canadian Item Processing$25
Check Copy (Per page)$3
per item

Digital & Electronic

Online Banking: Account Access, Bill PaymentNo charge

Account Services

Notary Service (Customers Only)No charge
Safe Deposit Box Drill Fee$250
Not compared: Box drilling or key fee
Safe Deposit Box Key Replacement$25
Not compared: Box drilling or key fee
Safe Deposit Box Late Payment$5
Not compared: Box drilling or key fee
Garnishment Processing Fee$150
Tax Levy Processing Fee$150

Other Fees

Statement Reprint$3

Fee	Amount	Basis	Note
Account Maintenance
Platinum Interest Checking Monthly fee	$8	per month	None
Early Closeout Fee (Account Closed Within 90 Days of Opening)	$50	Not stated	None
Dormant Service Charge Fee	$5	Not stated	None
Account Reconciliation or Balancing (Per hour, minimum one hour)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (Per hour, minimum one hour)	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee (Monthly)	$3	per month	None
Overdraft & NSF
Overdraft Item Fee	$35	per item	None
Return Item Fee	$35	per item	None
ATM & Card
ATM Inquiry/Transaction Fee (Non-Hawthorn ATM)	$2	per transaction	None
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Wire Transfer Fee - Outgoing Domestic	$25	Not stated	None
Wire Transfer Fee - Incoming	$15	Not stated	None
Wire Transfer Fee - Outgoing International	$50	Not stated	None
Check Services
Cashier’s Check Fee (Customers only)	$8	Not stated	None
Stop Payment Fee	$35	Not stated	None
Counter Check Fee	$0.25	Not stated	None
Check Cashing for Non-customers (only checks drawn on Hawthorn Bank)	$10	Not stated	None
Canadian Item Processing	$25	Not stated	None
Check Copy (Per page)	$3	per item	None
Digital & Electronic
Online Banking: Account Access, Bill Payment	No charge	Not stated	None
Account Services
Notary Service (Customers Only)	No charge	Not stated	None
Safe Deposit Box Drill Fee	$250Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Payment	$5Not compared: Box drilling or key fee	Not stated	None
Garnishment Processing Fee	$150	Not stated	None
Tax Levy Processing Fee	$150	Not stated	None
Other Fees
Statement Reprint	$3	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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