Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Lassen County Federal Credit Union

Susanville, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Maintenance Fee (after 6 months, account balance drops below $25)$5Within the typical range ($3–$10 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee (negative balance)$29Within the typical range ($25–$32 nationally)
$1 below the national median
Source
Non Sufficient Funds Charges (Max NSF 3 per day)$29Within the typical range ($25–$31.50 nationally)
$1 below the national median
per day · Source
Transaction return NSF (1st presentation)$29Within the typical range ($25–$31.50 nationally)
$1 below the national median
Source

ATM & CardVerified

ATM Withdrawals$2Within the typical range ($1–$2.50 nationally)
$0.25 above the national median
Source
Replacement, Extra Card$15Above the typical range ($5–$10 nationally)
$5 above the national median
Source
Second Replacement Card$30Above the typical range ($5–$10 nationally)
$20 above the national median
Source

Check ServicesVerified

Money Order$2Within the typical range ($1.75–$3 nationally)
At the national median
Source
Photo Copy of Paid CU Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Sponsor Check Cashing for a Non-Member$5Within the typical range ($5–$10 nationally)
At the national median
Source
Stop Payment of Credit Union Corporate Check$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source
Temporary Checks$4Within the typical range ($1–$4 nationally)
$2 above the national median
Source

Account ServicesVerified

Attachment/Levy Against Members Account$35Within the typical range ($30–$75 nationally)
$15 below the national median
Source
Verification of Deposits$10Within the typical range ($7.46–$15 nationally)
At the national median
Source

Lending FeesVerified

Late Charge After 10 Days$25Within the typical range ($15–$25 nationally)
$3 above the national median
Source
Physical Appraisal for Other Institution or Business$10Below the typical range ($131.25–$487.50 nationally)
$302.50 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Maintenance Fee (after 6 months, account balance drops below $25)	$5Within the typical range ($3–$10 nationally)	$0.50 below the national median	—	—	Source
Account Reconciliation Per 1/2 Hour (Research & Balance)	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Dormant Fee (No activity after 12 months)	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Sole Proprietor (DBA) Monthly Fee	$10Within the typical range ($3–$10 nationally)	$4.50 above the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee (negative balance)	$29Within the typical range ($25–$32 nationally)	$1 below the national median	—	—	Source
Non Sufficient Funds Charges (Max NSF 3 per day)	$29
ATM & CardVerified
ATM Withdrawals	$2Within the typical range ($1–$2.50 nationally)	$0.25 above the national median	—	—	Source
Replacement, Extra Card	$15
Wire TransfersVerified
Wire Transfers Received	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Check ServicesVerified
Money Order	$2Within the typical range ($1.75–$3 nationally)	At the national median	—	—	Source
Photo Copy of Paid CU Check	$5
Digital & ElectronicVerified
Late Ach Return Fee	$25Within the typical range ($19–$30 nationally)	$2 below the national median	—	—	Source
Cash & DepositVerified
Return Deposit Items	$0Below the typical range ($10–$25 nationally)	$15 below the national median	—	—	Source
Account ServicesVerified
Attachment/Levy Against Members Account	$35Within the typical range ($30–$75 nationally)	$15 below the national median	—	—	Source
Verification of Deposits	$10
Lending FeesVerified
Late Charge After 10 Days	$25Within the typical range ($15–$25 nationally)	$3 above the national median	—	—	Source
Physical Appraisal for Other Institution or Business	$10
Other FeesVerified
Duplicate Copies of Statements	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

Total fees: 23 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$107.5M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$107.5M

Total deposits

$92.8M

Service charge income (year to date)

$46K

Fee income ratio

2.0%

Return on assets

0.47%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 38,170 published fee entries from 2,669 institutions

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