Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Bar-Cons Federal Credit Union

Columbus, IndianaCredit UnionChicago Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$35Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=account_research; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Account Research: | $35.00 Per Hour-Rounded up to nearest hour" · Source

Inactivity$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=dormant_account; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Inactivity: | $5.00 Per Month (Primary Share-If an account has no other services and no activity for one year, it will be considered Dormant and subject to dormant account fees)" · Source

Overdraft & NSFVerified

ACH Non-Sufficient Funds$35Above the typical range ($25–$32 nationally)
$6 above the national median
Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=nsf; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="ACH Non-Sufficient Funds: | $35.00" · Source
Courtesy/Overdraft Privilege$35Above the typical range ($20–$30 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=overdraft; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Courtesy/Overdraft Privilege: | $35.00 per item (Fee applies when overdraft is created by check in-person withdrawal or electronic means)" · Source
Debit Card Non-Sufficient (NSF)$35Above the typical range ($25–$32 nationally)
$6 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=nsf; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Debit Card Non-Sufficient (NSF): | $35.00 Per Item" · Source
Overdraft Transfer From Savings:: Each Transfer$5Within the typical range ($2.50–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1447. canonical_hint=od_protection_transfer; text_hash=ebed389f7f433ca30f502c3322739517e00d1cc21b780bc43e31dd6673ac0326; excerpt="Each Transfer $5.00" · Source

ATM & CardVerified

ATM Card Only Monthly$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=atm_non_network; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="ATM Card Only Monthly: | $1.00" · Source
ATM Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1447. canonical_hint=card_replacement; text_hash=ebed389f7f433ca30f502c3322739517e00d1cc21b780bc43e31dd6673ac0326; excerpt="ATM Card Replacement: / $5.00 (Original Card Is Free)" · Source

Wire TransfersVerified

Wire Transfer: | Outgoing$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=wire_domestic_outgoing; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Wire Transfer: | Outgoing - $30.00; Incoming - $15.00." · Source
Wire Transfer:: Incoming$15Within the typical range ($7.50–$15 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1447. canonical_hint=wire_domestic_incoming; text_hash=ebed389f7f433ca30f502c3322739517e00d1cc21b780bc43e31dd6673ac0326; excerpt="; Incoming - $15.00" · Source

Check ServicesVerified

ACH Stop Payment$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=stop_payment; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="ACH Stop Payment: | $35.00" · Source
Archived Check Copy (Members United)$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=check_image; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Archived Check Copy (Members United): | $3.00" · Source
Cashier's Check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=cashiers_check; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Cashier's Check: | $5.00" · Source
Money Order$2.50Within the typical range ($2–$3.50 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=money_order; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Money Order: | $2.50" · Source

Cash & DepositVerified

Return Deposit Item$10Within the typical range ($9.75–$25 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1447. canonical_hint=deposited_item_return; text_hash=ebed389f7f433ca30f502c3322739517e00d1cc21b780bc43e31dd6673ac0326; excerpt="Return Deposit Item: / $10.00" · Source

Account ServicesVerified

Garnishment Fee$20Below the typical range ($25–$75 nationally)
$30 below the national median
Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=garnishment_levy; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Garnishment Fee: | $20.00" · Source
Subordination$95Within the typical range ($25–$100 nationally)
$45 above the national median
Knox deterministic extraction from Rosetta artifact #1447. canonical_hint=legal_process; text_hash=ebed389f7f433ca30f502c3322739517e00d1cc21b780bc43e31dd6673ac0326; excerpt="Subordination: / $95.00" · Source

Retirement & IRAVerified

IRA Traditional & Roth IRA Annual Maintenance$30Above the typical range ($10–$25 nationally)
$15 above the national median
per year · Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=ira_administration; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="IRA Traditional & Roth IRA Annual Maintenance: | $30.00" · Source

Other FeesVerified

Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1447. canonical_hint=document_reproduction; text_hash=ebed389f7f433ca30f502c3322739517e00d1cc21b780bc43e31dd6673ac0326; excerpt="Statement Copy: / $3.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$35Above the typical range ($15–$25 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=account_research; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Account Research: \| $35.00 Per Hour-Rounded up to nearest hour"	Source
Inactivity	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=dormant_account; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Inactivity: \| $5.00 Per Month (Primary Share-If an account has no other services and no activity for one year, it will be considered Dormant and subject to dormant account fees)"	Source
Overdraft & NSFVerified
ACH Non-Sufficient Funds	$35Above the typical range ($25–$32 nationally)	$6 above the national median	—	Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=nsf; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="ACH Non-Sufficient Funds: \| $35.00"	Source
Courtesy/Overdraft Privilege
ATM & CardVerified
ATM Card Only Monthly	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=atm_non_network; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="ATM Card Only Monthly: \| $1.00"	Source
ATM Card Replacement
Wire TransfersVerified
Wire Transfer: \| Outgoing	$30Above the typical range ($20–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=wire_domestic_outgoing; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Wire Transfer: \| Outgoing - $30.00; Incoming - $15.00."	Source
Wire Transfer:: Incoming
Check ServicesVerified
ACH Stop Payment	$35Above the typical range ($20–$30 nationally)	$8 above the national median	—	Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=stop_payment; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="ACH Stop Payment: \| $35.00"	Source
Archived Check Copy (Members United)	$3
Cash & DepositVerified
Return Deposit Item	$10Within the typical range ($9.75–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #1447. canonical_hint=deposited_item_return; text_hash=ebed389f7f433ca30f502c3322739517e00d1cc21b780bc43e31dd6673ac0326; excerpt="Return Deposit Item: / $10.00"	Source
Account ServicesVerified
Garnishment Fee	$20Below the typical range ($25–$75 nationally)	$30 below the national median	—	Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=garnishment_levy; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="Garnishment Fee: \| $20.00"	Source
Subordination
Retirement & IRAVerified
IRA Traditional & Roth IRA Annual Maintenance	$30Above the typical range ($10–$25 nationally)	$15 above the national median	per year	Knox deterministic extraction from Rosetta artifact #3782. canonical_hint=ira_administration; text_hash=892bef57ebb5ab04c6fff2ce03bca4d98f61bb7ef57cb1082d5f7c609d7d67a9; excerpt="IRA Traditional & Roth IRA Annual Maintenance: \| $30.00"	Source
Other FeesVerified
Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1447. canonical_hint=document_reproduction; text_hash=ebed389f7f433ca30f502c3322739517e00d1cc21b780bc43e31dd6673ac0326; excerpt="Statement Copy: / $3.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

21% above the national median overdraft fee

Total fees: 19 — leaner than most institutions

Verified fees

Under review

Assets

$52.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$52.8M

Total deposits

$43.1M

Service charge income (year to date)

$151K

Fee income ratio

8.3%

Return on assets

1.23%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 21,453 verified fees from 2,141 institutions

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