20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Truth-In-Savings Fee Schedule
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Fox Federal Credit Union’s own schedules, with a source for each figure.
per month · Waived with direct deposit
per hour
per hour
per item
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service | $5 | per month | Waived with direct deposit |
| Account Reconciliation | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| ATM Adjustment | $2 | Not stated | None |
| Paper Statement Fee | $2 | Not stated | None |
| Share Savings Excessive Withdrawal (If over 5 withdrawals per month) | $2 | per item | None |
| Returned Mail | $2Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy Pay | $30 | per item | None |
| Share Draft Same Day Deposit/Overdraft | $13 | per item | None |
| NSF | $25 | per item | None |
| Overdraft Transfer | $5 | Not stated | None |
ATM & Card | |||
| Replacement Card or PIN | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfers Outgoing Domestic | $20 | per item | None |
| Wire Transfers Outgoing International | $35 | per item | None |
Check Services | |||
| Stop Payment Credit Union Check | $20 | per item | None |
| Collection Item | $10 | per item | None |
| Credit Union Check Copy | $5 | per item | None |
| Photocopy of Paid Check | $10 | per item | None |
Digital & Electronic | |||
| Monthly Bill Payer Service | $5 | per month | None |
Cash & Deposit | |||
| ATM Deposit Return Fee | $6 | Not stated | None |
| Deposited Item Returned | $25 | per item | None |
Account Services | |||
| Legal Process | $30 | per item | None |
Retirement & IRA | |||
| IRA Annual Trustee | $15 | per year | None |
| IRA Transfer | $25 | Not stated | None |
Other Fees | |||
| Statement Copy | $5 | per item | None |
| Loan Extension | $25 | Not stated | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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