Uark Federal Credit Union

Headquarters: Fayetteville, Arkansas
Charter: Credit Union
Assets: $81.9M
Fed district: St. Louis

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
UARK Checking
Uark Federal Credit Union: $3
Uark Federal Credit Union: $3
U.S. median: no median
NSF / Returned Item
Uark Federal Credit Union: $25
Uark Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Uark Federal Credit Union: $1
Uark Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Uark Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

UARK Checking Monthly service charge (audience not stated, treated as personal)$3
per month
Early Closing (within 6 months) (audience not stated, treated as personal)$5
Dormant Account (No activity after 13 months) (audience not stated, treated as personal)$3
per month
Account Research (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal$2
per item
Returned Statement$5

Overdraft & NSF

Insufficient funds- Check or ACH$25
per item
Overdraft from share account (audience not stated, treated as personal)$5
Not compared: Daily charge, not per item
per day

ATM & Card

ATM Network$1
per transaction
Re-issue of Plastic card (audience not stated, treated as personal)$10
per item

Wire Transfers

Wire Transfer: Incoming (audience not stated, treated as personal)No charge

Check Services

Cashier’s Check (audience not stated, treated as personal)$5
per item
Money Order (audience not stated, treated as personal)$3
per item
Stop Payment- Check or ACH$30
per item
Zelle Stop Payment (audience not stated, treated as personal)$10
Temporary Checks (audience not stated, treated as personal)$5
Not compared: Charged per page; comparison unavailable
per page
Check Copy (audience not stated, treated as personal)$5
per item

Digital & Electronic

Bill Payment Service (audience not stated, treated as personal)No charge
Mobile Deposit Capture (audience not stated, treated as personal)No charge

Cash & Deposit

Returned Deposit (audience not stated, treated as personal)$25

Account Services

Notary FeeNo charge
Subordination Agreement (audience not stated, treated as personal)$200
Verification of Deposit or Loan (audience not stated, treated as personal)$10

Gift & Prepaid Cards

Visa Gift Card$3
per item

Other Fees

Courier Fee (including Mortgage closings)$35
Fax fee$1
Not compared: Charged per page; comparison unavailable
per page
Statement Copy (audience not stated, treated as personal)$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
UARK Checking Monthly service charge (audience not stated, treated as personal)	$3	per month	None
Early Closing (within 6 months) (audience not stated, treated as personal)	$5	Not stated	None
Dormant Account (No activity after 13 months) (audience not stated, treated as personal)	$3	per month	None
Account Research (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal	$2	per item	None
Returned Statement	$5	Not stated	None
Overdraft & NSF
Insufficient funds- Check or ACH	$25	per item	None
Overdraft from share account (audience not stated, treated as personal)	$5Not compared: Daily charge, not per item	per day	None
ATM & Card
ATM Network	$1	per transaction	None
Re-issue of Plastic card (audience not stated, treated as personal)	$10	per item	None
Wire Transfers
Wire Transfer: Incoming (audience not stated, treated as personal)	No charge	Not stated	None
Check Services
Cashier’s Check (audience not stated, treated as personal)	$5	per item	None
Money Order (audience not stated, treated as personal)	$3	per item	None
Stop Payment- Check or ACH	$30	per item	None
Zelle Stop Payment (audience not stated, treated as personal)	$10	Not stated	None
Temporary Checks (audience not stated, treated as personal)	$5Not compared: Charged per page; comparison unavailable	per page	None
Check Copy (audience not stated, treated as personal)	$5	per item	None
Digital & Electronic
Bill Payment Service (audience not stated, treated as personal)	No charge	Not stated	None
Mobile Deposit Capture (audience not stated, treated as personal)	No charge	Not stated	None
Cash & Deposit
Returned Deposit (audience not stated, treated as personal)	$25	Not stated	None
Account Services
Notary Fee	No charge	Not stated	None
Subordination Agreement (audience not stated, treated as personal)	$200	Not stated	None
Verification of Deposit or Loan (audience not stated, treated as personal)	$10	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$3	per item	None
Other Fees
Courier Fee (including Mortgage closings)	$35	Not stated	None
Fax fee	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy (audience not stated, treated as personal)	$5Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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