Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Uark Federal Credit Union

Fayetteville, ArkansasCredit UnionSt. Louis Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=account_research; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Account Research $25.00 an hour" · Source

after 6 per month Dormant Account (No activity after 13 months)$3

$2 below the national median

per month · Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=dormant_account; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="after 6 per month Dormant Account (No activity after 13 months) $3.00 per month" · Source

Christmas Club Early Withdrawal$5

$10 below the national median

per transaction · Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=early_closure; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Christmas Club Early Withdrawal $5.00 per transaction" · Source

Effective: January 16, 2025 SERVICE FEE Share Account Early Closing (within 6 months)$5

$10 below the national median

Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=early_closure; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="SCHEDULE OF FEES Effective: January 16, 2025 SERVICE FEE Share Account Early Closing (within 6 months) $5.00" · Source

Overdraft & NSFVerified

for Debit card Share Draft Account Insufficient funds- Check or ACH$25Within the typical range ($25–$32 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=nsf; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="for Debit card Share Draft Account Insufficient funds- Check or ACH $25.00 per item" · Source
Overdraft from share account$5Within the typical range ($2.50–$5 nationally)
At the national median
per day · Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=od_protection_transfer; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Overdraft from share account $5.00 per day" · Source

ATM & CardVerified

External Transfers ATM Network$5Above the typical range ($1–$3 nationally)
$3.50 above the national median
Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=atm_non_network; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="External Transfers ATM Network $5.00" · Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=cashiers_check; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Cashier’s Check $5.00 per check" · Source
Check Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=check_image; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="or payroll direct deposit Check Copy $5.00 per item" · Source
Money Order$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=money_order; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Money Order $3.00 per item" · Source
Stop Payment- Check or ACH$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=stop_payment; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="paid Stop Payment- Check or ACH $30.00 per item" · Source
Temporary Checks Deposit Slips$5Above the typical range ($1–$4 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=counter_check; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Temporary Checks Deposit Slips $5.00 per page" · Source

Cash & DepositVerified

Returned Deposit$25Within the typical range ($9.75–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=deposited_item_return; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Returned Deposit $25.00" · Source

Account ServicesVerified

Notary Fee Free for members$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=notary_fee; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Notary Fee Free for members $5.00" · Source
Subordination Agreement$200Above the typical range ($25–$100 nationally)
$150 above the national median
Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=legal_process; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Subordination Agreement $200.00" · Source
Verification of Deposit or Loan (exempt for government assistance)$10Within the typical range ($5–$16.13 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=account_verification; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Verification of Deposit or Loan (exempt for government assistance) $10.00" · Source

Gift & Prepaid CardsVerified

Visa Gift Card$3Within the typical range ($3–$4.95 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=gift_card_purchase; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="/ 1 st check free Visa Gift Card $3.00 each Re" · Source

Other FeesVerified

Courier Fee (including Mortgage closings)$35Within the typical range ($19.95–$42.50 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=courier_delivery; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Courier Fee (including Mortgage closings) $35.00" · Source
Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=document_reproduction; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Statement Copy $5.00 per monthly" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=account_research; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Account Research $25.00 an hour"	Source
after 6 per month Dormant Account (No activity after 13 months)	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=dormant_account; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="after 6 per month Dormant Account (No activity after 13 months) $3.00 per month"	Source
Christmas Club Early Withdrawal	$5Below the typical range ($10–$25 nationally)	$10 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=early_closure; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Christmas Club Early Withdrawal $5.00 per transaction"	Source
Effective: January 16, 2025 SERVICE FEE Share Account Early Closing (within 6 months)	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=early_closure; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="SCHEDULE OF FEES Effective: January 16, 2025 SERVICE FEE Share Account Early Closing (within 6 months) $5.00"	Source
Overdraft & NSFVerified
for Debit card Share Draft Account Insufficient funds- Check or ACH	$25Within the typical range ($25–$32 nationally)	$4 below the national median	per item	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=nsf; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="for Debit card Share Draft Account Insufficient funds- Check or ACH $25.00 per item"	Source
ATM & CardVerified
External Transfers ATM Network	$5Above the typical range ($1–$3 nationally)	$3.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=atm_non_network; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="External Transfers ATM Network $5.00"	Source
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$6 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=cashiers_check; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Cashier’s Check $5.00 per check"	Source
Check Copy
Cash & DepositVerified
Returned Deposit	$25Within the typical range ($9.75–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=deposited_item_return; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Returned Deposit $25.00"	Source
Account ServicesVerified
Notary Fee Free for members	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=notary_fee; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Notary Fee Free for members $5.00"	Source
Subordination Agreement
Gift & Prepaid CardsVerified
Visa Gift Card	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=gift_card_purchase; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="/ 1 st check free Visa Gift Card $3.00 each Re"	Source
Other FeesVerified
Courier Fee (including Mortgage closings)	$35Within the typical range ($19.95–$42.50 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1092. canonical_hint=courier_delivery; text_hash=51e7d9c1fa0c126c36291ad2bebecdd4b848eb9815a0f2caae0737e292c569ab; excerpt="Courier Fee (including Mortgage closings) $35.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft fee: $5

83% below the national median overdraft fee

Total fees: 19 — leaner than most institutions

Verified fees

Under review

Assets

$81.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$81.9M

Total deposits

$70.0M

Service charge income (year to date)

$229K

Fee income ratio

9.5%

Return on assets

1.15%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 21,453 verified fees from 2,141 institutions

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