Compared with Virginia
4 of 16
compared fees are above the median.
7 below, 5 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
69th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Virginia median
of 16 compared; 7 below, 5 about the same
See the feesFee schedule read Oct 18, 2026
Call-report figures are for N A E Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Virginia median | Published fees above the Virginia median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | N A E Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 18, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 10% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (69th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $176K in Q2 2026, 2.9% above the same quarter a year earlier ($171K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
4 of 16 compared published fees sit above the Virginia median; 7 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Virginia medians for fees published by banks and credit unions.
Non-Network ATM
Compared at $1, the middle of its prices
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
NSF / Returned Item
Insufficient Funds Overdrawn Account $25 to $30
Compared at $27.50, the middle of its prices
Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 3.3% from Q3 2025 to Q2 2026, to $176K. Its share of revenue, 10%, is above the 7.2% median for credit unions with under $300M in assets.
$176K
N A E Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Overdraft: Listed at $25 to $30; we compare the highest. Non-network ATM: Listed at $0.50 to $5; we compare the midpoint.
N A E Federal Credit Union · $126M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| N A E Federal Credit Union(this institution) | Chesapeake, VA | $126M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Adventhealth Federal Credit Union | Altamonte Springs, FL | $125M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Allentown Federal Credit Union | Allentown, PA | $128M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Auburn Community Federal Credit Union | Auburn, NY | $126M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bp Federal Credit Union | Houston, TX | $124M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Brotherhood Federal Credit Union | Lynn, MA | $125M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Coconino Federal Credit Union | Flagstaff, AZ | $126M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Crow Wing Power Federal Credit Union | Brainerd, MN | $126M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Missouri Federal Credit Union | Saint Louis, MO | $125M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Garden Island Federal Credit Union | Lihue, HI | $126M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Illinois State Police Federal Credit Union | Springfield, IL | $127M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ingersoll-Rand Federal Credit Union | Sayre, PA | $124M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Kansas Teachers Community Federal Credit Union | Pittsburg, KS | $125M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mutual First Federal Credit Union | Omaha, NE | $125M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Nesc Federal Credit Union | Methuen, MA | $126M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| North Iowa Community Federal Credit Union | Mason City, IA | $128M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Northern Communities Federal Credit Union | Duluth, MN | $124M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| One Source Federal Credit Union | El Paso, TX | $124M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Plus Federal Credit Union | Las Vegas, NV | $126M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| River Valley Federal Credit Union | Ada, MI | $124M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tarrant County'S Credit Union | Fort Worth, TX | $124M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Telco Plus Federal Credit Union | Longview, TX | $124M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Health & Education Federal Credit Union | Lexington, KY | $126M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Tomah Area Federal Credit Union | Tomah, WI | $126M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| United Community Federal Credit Union | Houston, TX | $128M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| United Savings Federal Credit Union | Fargo, ND | $125M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $5.50 among 12 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
N A E Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for N A E Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $176K | −$6K | −3.3% |
| Q1 2026 | $182K | +$11K | +6.4% |
| Q4 2025 | $171K | −$11K | −6.0% |
| Q3 2025 | $182K | +$11K | +6.4% |
| Q2 2025 | $171K | −$1K | −0.6% |
| Q1 2025 | $172K | −$31K | −15.3% |
| Q4 2024 | $203K | −$25K | −11.0% |
| Q3 2024 | $228K | +$54K | +31.0% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, N A E Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to N A E Federal Credit Union by share.
Amounts from N A E Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account Maintenance Fee | $12Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Account Balancing & Reconciliation | $15Inside the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Account Research & Analyzing Fee | $75Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address-no forwarding address | $10Above the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| ODP (Overdraft Privilege) Fee | $30Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| ODP (Overdraft Privilege) Fee | $25Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| ACH-debits reversed due to NSF | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| ACH-debits reversed due to NSF | $25Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Insufficient Funds (NSF) Overdrawn Account | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Insufficient Funds (NSF) Overdrawn Account | $25Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Share Draft Returned for Insufficient Funds | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Share Draft Returned for Insufficient Funds | $25Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
ATM & Card | |||
| ATM Balance Inquiry (foreign ATM) | $0.50Below the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Withdrawal (foreign ATM) | $1Inside the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Fraud Claims for foreign ATM | $5Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Credit Card, ATM/Debit Card-Replacement Initial Credit & ATM/Debit cards | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
Wire Transfers | |||
| Domestic Wire Transfers (outgoing) [International wires not available] | $20Below the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Cashier’s Check – after 1st within a 24 hour period, and after the third within the month | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| ACH-Stop Payments | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| ACH-Stop Payments | $25Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Share Draft Stop Payment | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
Digital & Electronic | |||
| Bill Pay | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
| Bill Pay, Checking accounts, Credit Card Annual Fee, e-Statements, Home-branching | No chargeNot compared: Annual charge, not monthly | per year | None |
Cash & Deposit | |||
| Credit Card – Cash Advance fee - Members | No chargeBelow the U.S. middle 50% ($2 to $10 nationally) | Not stated | None |
Account Services | |||
| Annual rental 10 x 10 | $90Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Annual rental 3 x 10 | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Annual rental 3 x 5 | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Annual rental 5 x 10 | $60Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
Lending Fees | |||
| Credit Card – Check returned for non-payment (See details for Credit Card – Late payment fee) | $30Above the U.S. middle 50% ($15 to $25 nationally) | Not stated | None |
| Credit Card – Late payment fee | $28Above the U.S. middle 50% ($15 to $25 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Gift Card (Non-reloadable) | $3.95Inside the U.S. middle 50% ($3 to $4.95 nationally) | per item | None |
Other Fees | |||
| Fax Service Local Fax Service Long Distance | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Monthly or Interim Statement | $1Not compared: Charged per page; comparison unavailable | per page | None |
Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where N A E Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
4 offices in 2 states (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Chesapeake, VA | 3 |
| Philadelphia, PA | 1 |
Largest competitors nearby
Local market: Chesapeake city county, VA, around its headquarters.
| 12 in its local market | Deposit share |
|---|---|
| TowneBank | 36% |
| Wells Fargo Bank, National Association | 24.3% |
| Truist Bank | 13.8% |
| Bank of America, National Association | 10.1% |
| Atlantic Union Bank | 6.5% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.