N A E Federal Credit Union

Headquarters: Chesapeake, Virginia
Charter: Credit Union
Assets: $125.9M
Fed district: Richmond

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
N A E Federal Credit Union: $25 to $30
N A E Federal Credit Union: $25 to $30
U.S. median: no median
NSF / Returned Item
Compared at $27.50, the middle of its prices
N A E Federal Credit Union: $25 to $30
N A E Federal Credit Union: $25 to $30
U.S. median: no median
Non-Network ATM
Compared at $1, the middle of its prices
N A E Federal Credit Union: $0.50 to $5
N A E Federal Credit Union: $0.50 to $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from N A E Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Maintenance Fee$12
Account Balancing & Reconciliation$15
Account Research & Analyzing Fee$75
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address-no forwarding address$10
per month

Overdraft & NSF

ODP (Overdraft Privilege) Fee$30
per item
ODP (Overdraft Privilege) Fee$25
per item
ACH-debits reversed due to NSF$30
per item
ACH-debits reversed due to NSF$25
per item
Insufficient Funds (NSF) Overdrawn Account$30
per item
Insufficient Funds (NSF) Overdrawn Account$25
per item
Share Draft Returned for Insufficient Funds$30
per item
Share Draft Returned for Insufficient Funds$25
per item

ATM & Card

ATM Balance Inquiry (foreign ATM)$0.50
ATM Withdrawal (foreign ATM)$1
Fraud Claims for foreign ATM$5
Credit Card, ATM/Debit Card-Replacement Initial Credit & ATM/Debit cards$5
per item

Wire Transfers

Domestic Wire Transfers (outgoing) [International wires not available]$20

Check Services

Cashier’s Check – after 1st within a 24 hour period, and after the third within the month$5
ACH-Stop Payments$30
per item
ACH-Stop Payments$25
per item
Share Draft Stop Payment$30
per item

Digital & Electronic

Bill PayNo charge
Bill Pay, Checking accounts, Credit Card Annual Fee, e-Statements, Home-branchingNo charge
Not compared: Annual charge, not monthly
per year

Cash & Deposit

Credit Card – Cash Advance fee - MembersNo charge

Account Services

Annual rental 10 x 10$90
per year
Annual rental 3 x 10$40
per year
Annual rental 3 x 5$25
per year
Annual rental 5 x 10$60
per year

Lending Fees

Credit Card – Check returned for non-payment (See details for Credit Card – Late payment fee)$30
Credit Card – Late payment fee$28

Gift & Prepaid Cards

Gift Card (Non-reloadable)$3.95
per item

Other Fees

Fax Service Local Fax Service Long Distance$1
per item
Monthly or Interim Statement$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Maintenance Fee	$12	Not stated	None
Account Balancing & Reconciliation	$15	Not stated	None
Account Research & Analyzing Fee	$75Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address-no forwarding address	$10	per month	None
Overdraft & NSF
ODP (Overdraft Privilege) Fee	$30	per item	None
ODP (Overdraft Privilege) Fee	$25	per item	None
ACH-debits reversed due to NSF	$30	per item	None
ACH-debits reversed due to NSF	$25	per item	None
Insufficient Funds (NSF) Overdrawn Account	$30	per item	None
Insufficient Funds (NSF) Overdrawn Account	$25	per item	None
Share Draft Returned for Insufficient Funds	$30	per item	None
Share Draft Returned for Insufficient Funds	$25	per item	None
ATM & Card
ATM Balance Inquiry (foreign ATM)	$0.50	Not stated	None
ATM Withdrawal (foreign ATM)	$1	Not stated	None
Fraud Claims for foreign ATM	$5	Not stated	None
Credit Card, ATM/Debit Card-Replacement Initial Credit & ATM/Debit cards	$5	per item	None
Wire Transfers
Domestic Wire Transfers (outgoing) [International wires not available]	$20	Not stated	None
Check Services
Cashier’s Check – after 1st within a 24 hour period, and after the third within the month	$5	Not stated	None
ACH-Stop Payments	$30	per item	None
ACH-Stop Payments	$25	per item	None
Share Draft Stop Payment	$30	per item	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Bill Pay, Checking accounts, Credit Card Annual Fee, e-Statements, Home-branching	No chargeNot compared: Annual charge, not monthly	per year	None
Cash & Deposit
Credit Card – Cash Advance fee - Members	No charge	Not stated	None
Account Services
Annual rental 10 x 10	$90	per year	None
Annual rental 3 x 10	$40	per year	None
Annual rental 3 x 5	$25	per year	None
Annual rental 5 x 10	$60	per year	None
Lending Fees
Credit Card – Check returned for non-payment (See details for Credit Card – Late payment fee)	$30	Not stated	None
Credit Card – Late payment fee	$28	Not stated	None
Gift & Prepaid Cards
Gift Card (Non-reloadable)	$3.95	per item	None
Other Fees
Fax Service Local Fax Service Long Distance	$1	per item	None
Monthly or Interim Statement	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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