Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Hopewell Chemical Federal Credit Union

Hopewell, VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

DORMANT ACCOUNT FEE – QUARTERLY$10Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=dormant_account; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="DORMANT ACCOUNT FEE – QUARTERLY | $ 10.00" · Source

RESEARCH FEE$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=account_research; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="RESEARCH FEE | $25.00 per hour" · Source

Overdraft & NSFVerified

DEBIT CARD NON-SUFFICIENT FUNDS FEE$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=nsf; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="DEBIT CARD NON-SUFFICIENT FUNDS FEE | $ 30.00" · Source

ATM & CardVerified

ATM WITHDRAWAL FEE$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=atm_non_network; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="ATM WITHDRAWAL FEE | $1 each withdrawal after 8 (per month)" · Source

Wire TransfersVerified

WIRE TRANSFERS – OUTGOING$30Above the typical range ($20–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=wire_domestic_outgoing; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="WIRE TRANSFERS – OUTGOING | $30.00 Domestic" · Source

Check ServicesVerified

ACH STOP PAYMENT (ELECTRONIC ITEMS)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=stop_payment; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="ACH STOP PAYMENT (ELECTRONIC ITEMS) | $30.00" · Source
STOP PAYMENT FEE (TRUIST CHECK)$40Above the typical range ($20–$30 nationally)
$13 above the national median
Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=stop_payment; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="STOP PAYMENT FEE (TRUIST CHECK) | $40.00" · Source

Digital & ElectronicVerified

ACH RETURN FEE (ELECTRONIC ITEMS)$30Within the typical range ($15–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=ach_return; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="ACH RETURN FEE (ELECTRONIC ITEMS) | $30.00" · Source
ACH/SHARE DRAFT NON RETURN FEE$10Below the typical range ($15–$30 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=ach_return; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="ACH/SHARE DRAFT NON RETURN FEE | $10.00*" · Source
VIRTUAL BRANCH BILL PAY – UNLIMITED CHECKS$5Within the typical range ($0–$12.50 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=bill_pay; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="VIRTUAL BRANCH BILL PAY – UNLIMITED CHECKS | $5.00 per month" · Source

Lending FeesVerified

LATE FEE ON LOAN – after 10 days$30Above the typical range ($15–$26.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=late_payment; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="LATE FEE ON LOAN – after 10 days | $30.00" · Source
LOAN PROCESSING FEE$10Below the typical range ($25–$50 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=loan_origination; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="LOAN PROCESSING FEE | $10.00" · Source

Retirement & IRAVerified

IRA-CLOSING FEE - BEFORE 59 ½$50Above the typical range ($25–$40 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=ira_termination; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="IRA-CLOSING FEE - BEFORE 59 ½ | $50.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
DORMANT ACCOUNT FEE – QUARTERLY	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=dormant_account; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="DORMANT ACCOUNT FEE – QUARTERLY \| $ 10.00"	Source
RESEARCH FEE	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=account_research; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="RESEARCH FEE \| $25.00 per hour"	Source
Overdraft & NSFVerified
DEBIT CARD NON-SUFFICIENT FUNDS FEE	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=nsf; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="DEBIT CARD NON-SUFFICIENT FUNDS FEE \| $ 30.00"	Source
ATM & CardVerified
ATM WITHDRAWAL FEE	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=atm_non_network; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="ATM WITHDRAWAL FEE \| $1 each withdrawal after 8 (per month)"	Source
Wire TransfersVerified
WIRE TRANSFERS – OUTGOING	$30Above the typical range ($20–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=wire_domestic_outgoing; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="WIRE TRANSFERS – OUTGOING \| $30.00 Domestic"	Source
Check ServicesVerified
ACH STOP PAYMENT (ELECTRONIC ITEMS)	$30Within the typical range ($20–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=stop_payment; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="ACH STOP PAYMENT (ELECTRONIC ITEMS) \| $30.00"	Source
STOP PAYMENT FEE (TRUIST CHECK)
Digital & ElectronicVerified
ACH RETURN FEE (ELECTRONIC ITEMS)	$30Within the typical range ($15–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=ach_return; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="ACH RETURN FEE (ELECTRONIC ITEMS) \| $30.00"	Source
ACH/SHARE DRAFT NON RETURN FEE
Lending FeesVerified
LATE FEE ON LOAN – after 10 days	$30Above the typical range ($15–$26.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=late_payment; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="LATE FEE ON LOAN – after 10 days \| $30.00"	Source
LOAN PROCESSING FEE
Retirement & IRAVerified
IRA-CLOSING FEE - BEFORE 59 ½	$50Above the typical range ($25–$40 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #2516. canonical_hint=ira_termination; text_hash=b2eca74242e1730a725ed58b34a7dde92aabfde64bd56c7afd677739d5233bc9; excerpt="IRA-CLOSING FEE - BEFORE 59 ½ \| $50.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$55.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$55.6M

Total deposits

$48.5M

Service charge income (year to date)

$153K

Fee income ratio

11.1%

Return on assets

0.51%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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