Nuvista Federal Credit Union

Headquarters: Montrose, Colorado
Charter: Credit Union
Assets: $172.3M
Fed district: Kansas City

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Nuvista Federal Credit Union: $35
Nuvista Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Compared at $30, the middle of its prices
Nuvista Federal Credit Union: $25 to $35
Nuvista Federal Credit Union: $25 to $35
U.S. median: no median
Non-Network ATM
Nuvista Federal Credit Union: $1.50
Nuvista Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Nuvista Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee - If closed within the first 6 months$25
Dormant/Inactive Account Fee (If no activity in 12 months)$10
per month
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail/Bad Address Fee$5
per month

Overdraft & NSF

Overdraft Fee$35
per item
Privilege Overdraft Fee$35
per item
Return Draft Fee$35
per item
Return Item Fee$25
per item

ATM & Card

Foreign ATM Withdrawal Fee (not within network)$1.50
per transaction
Rush Order$45
per item
Foreign Transaction Fee/ISA Visa Credit or Debit Card (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Outgoing Wire Fee$25
per item

Check Services

Cashiers Check$3
per item
Stop Payment Fee$30
per item
Temporary Checks$3
per item · Per sheet
Check Cashing Fee - Non Members Only$5
per item
Check Copies (Access Free online for three months)$6
per item

Digital & Electronic

Bill Payment 2nd Day$10
Not compared: Per-item charge, not monthly
per item
Bill Payment Overnight$15
Not compared: Per-item charge, not monthly
per item

Account Services

Garnishments/Levy Fees$75
per item
Verification of Deposit$15
per item

Retirement & IRA

IRA/HSA Early Closure Fee (If closed within the first 12 Months)$15

Other Fees

Additional Statement Printout$3
Not compared: Monthly charge, not per item
per month
Loan Documentation Prep Fees$100
Mortgage Payoff Request$25

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee - If closed within the first 6 months	$25	Not stated	None
Dormant/Inactive Account Fee (If no activity in 12 months)	$10	per month	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail/Bad Address Fee	$5	per month	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Privilege Overdraft Fee	$35	per item	None
Return Draft Fee	$35	per item	None
Return Item Fee	$25	per item	None
ATM & Card
Foreign ATM Withdrawal Fee (not within network)	$1.50	per transaction	None
Rush Order	$45	per item	None
Foreign Transaction Fee/ISA Visa Credit or Debit Card (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Fee	$25	per item	None
Check Services
Cashiers Check	$3	per item	None
Stop Payment Fee	$30	per item	None
Temporary Checks	$3	per item	Per sheet
Check Cashing Fee - Non Members Only	$5	per item	None
Check Copies (Access Free online for three months)	$6	per item	None
Digital & Electronic
Bill Payment 2nd Day	$10Not compared: Per-item charge, not monthly	per item	None
Bill Payment Overnight	$15Not compared: Per-item charge, not monthly	per item	None
Account Services
Garnishments/Levy Fees	$75	per item	None
Verification of Deposit	$15	per item	None
Retirement & IRA
IRA/HSA Early Closure Fee (If closed within the first 12 Months)	$15	Not stated	None
Other Fees
Additional Statement Printout	$3Not compared: Monthly charge, not per item	per month	None
Loan Documentation Prep Fees	$100	Not stated	None
Mortgage Payoff Request	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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