Advantage Financial Federal Credit Union

Headquarters: Washington, Washington DC
Charter: Credit Union
Assets: $103.1M
Fed district: Richmond

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Advantage Financial Federal Credit Union: $33
Advantage Financial Federal Credit Union: $33
U.S. median: no median
NSF / Returned Item
Advantage Financial Federal Credit Union: $33
Advantage Financial Federal Credit Union: $33
U.S. median: no median
Wire Transfer (Domestic Out)
Advantage Financial Federal Credit Union: $20
Advantage Financial Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington DC: Banks and credit unions headquartered in Washington DC that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Advantage Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing within First Six Months$10
one time
Inactive Account$5
per month
Account Research$50
varies · Per hour
Paper Statement$1
per month
Senior or Youth Account Paper StatementNo charge
Bad Address$5
Not compared: Per-occurrence charge, not monthly
per item

Overdraft & NSF

ATM Overdraft$33
per item
Overdraft Privilege (Courtesy Pay)$33
Non-Sufficient Funds (NSF)$33

ATM & Card

Lost Card Replacement$5
one time

Wire Transfers

Wire Transfers (Domestic Outgoing)$20
Wire Transfer (Incoming)No charge
Wire Transfer (International Outgoing)$50
per item

Check Services

Cashier's Checks$5
per item
Money Orders$2.50
per item
Stop Payment$15
per item
Photocopy of Draft (Check)$5
per item

Digital & Electronic

Bill PaymentNo charge

Cash & Deposit

Cash Advance-Members (Charged by Visa)$1
Cash Advance-Non-Members$10
Return Check$30
Returned Deposit of Payment Items$33

Account Services

Garnishment, Levy or Subpoena$100
per item

Lending Fees

Late Payment$25
Loan Late Payment$25
per item

Gift & Prepaid Cards

Visa Gift Card$3
per item

Other Fees

Copy of Credit Card Sales Draft$5
Duplicate Statement$5

Fee	Amount	Basis	Note
Account Maintenance
Account Closing within First Six Months	$10	one time	None
Inactive Account	$5	per month	None
Account Research	$50	varies	Per hour
Paper Statement	$1	per month	None
Senior or Youth Account Paper Statement	No charge	Not stated	None
Bad Address	$5Not compared: Per-occurrence charge, not monthly	per item	None
Overdraft & NSF
ATM Overdraft	$33	per item	None
Overdraft Privilege (Courtesy Pay)	$33	Not stated	None
Non-Sufficient Funds (NSF)	$33	Not stated	None
ATM & Card
Lost Card Replacement	$5	one time	None
Wire Transfers
Wire Transfers (Domestic Outgoing)	$20	Not stated	None
Wire Transfer (Incoming)	No charge	Not stated	None
Wire Transfer (International Outgoing)	$50	per item	None
Check Services
Cashier's Checks	$5	per item	None
Money Orders	$2.50	per item	None
Stop Payment	$15	per item	None
Photocopy of Draft (Check)	$5	per item	None
Digital & Electronic
Bill Payment	No charge	Not stated	None
Cash & Deposit
Cash Advance-Members (Charged by Visa)	$1	Not stated	None
Cash Advance-Non-Members	$10	Not stated	None
Return Check	$30	Not stated	None
Returned Deposit of Payment Items	$33	Not stated	None
Account Services
Garnishment, Levy or Subpoena	$100	per item	None
Lending Fees
Late Payment	$25	Not stated	None
Loan Late Payment	$25	per item	None
Gift & Prepaid Cards
Visa Gift Card	$3	per item	None
Other Fees
Copy of Credit Card Sales Draft	$5	Not stated	None
Duplicate Statement	$5	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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