Dc Federal Credit Union

Headquarters: Washington, Washington DC
Charter: Credit Union
Assets: $88.9M
Fed district: Richmond

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Dc Federal Credit Union: $35
Dc Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Dc Federal Credit Union: $15
Dc Federal Credit Union: $15
U.S. median: no median
Non-Network ATM
Dc Federal Credit Union: $1.75
Dc Federal Credit Union: $1.75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington DC: Banks and credit unions headquartered in Washington DC that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Dc Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Low balance fee (below)/month$2
per month
Accounts closed within 6 months of opening$5
Inactive account fee (if no account activity in 12 consecutive months)$5
Returned Mail Handling Fee$5

Overdraft & NSF

Courtesy Pay/Honor Fee$35
Overdraft Fee$35
Returned ACH Fee$15
Returned Check Fee$15

ATM & Card

ATM Per Transaction$1.75
per item

Wire Transfers

Domestic Bank-to-bank Wire Transfers$20
International Bank-to-bank Wire Transfers$45

Check Services

Money Orders Fee$5
Stop payment on personal share draft, official credit union check or money order$35
Share Draft Photocopy$5

Cash & Deposit

Visa Cash Advance Fee (non-members)$5

Account Services

Legal action (tax liens, levies, garnishments, etc.)$50
Verification of Deposit$10

Retirement & IRA

IRA Early Withdrawal Fee (Before age 59 1/2)$10

Fee	Amount	Basis	Note
Account Maintenance
Low balance fee (below)/month	$2	per month	None
Accounts closed within 6 months of opening	$5	Not stated	None
Inactive account fee (if no account activity in 12 consecutive months)	$5	Not stated	None
Returned Mail Handling Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay/Honor Fee	$35	Not stated	None
Overdraft Fee	$35	Not stated	None
Returned ACH Fee	$15	Not stated	None
Returned Check Fee	$15	Not stated	None
ATM & Card
ATM Per Transaction	$1.75	per item	None
Wire Transfers
Domestic Bank-to-bank Wire Transfers	$20	Not stated	None
International Bank-to-bank Wire Transfers	$45	Not stated	None
Check Services
Money Orders Fee	$5	Not stated	None
Stop payment on personal share draft, official credit union check or money order	$35	Not stated	None
Share Draft Photocopy	$5	Not stated	None
Cash & Deposit
Visa Cash Advance Fee (non-members)	$5	Not stated	None
Account Services
Legal action (tax liens, levies, garnishments, etc.)	$50	Not stated	None
Verification of Deposit	$10	Not stated	None
Retirement & IRA
IRA Early Withdrawal Fee (Before age 59 1/2)	$10	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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