Department Of Commerce Federal Credit Union

Headquarters: Washington, Washington DC
Charter: Credit Union
Assets: $739.1M
Fed district: Richmond

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Department Of Commerce Federal Credit Union: No fee
Department Of Commerce Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Department Of Commerce Federal Credit Union: $35
Department Of Commerce Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Department Of Commerce Federal Credit Union: $35
Department Of Commerce Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington DC, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington DC: Banks and credit unions headquartered in Washington DC that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Department Of Commerce Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance FeeNo charge
per month
Account Closed within Six Months$5
Escheatable Account$75
Monthly Inactive Account after 1 year$5
per month
Account Reconciliation/Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research (per hour) | $25.00
Returned Mail for Invalid Address (> 1 piece)$10

Overdraft & NSF

NSF/Overdraft/Unavailable/Check Guard$35
per item
EFT Returned Item$35

ATM & Card

ATM Withdrawal at Non-DOCFCU ATMNo charge
Card Replacement$10
Rush Card Fee$25
per item

Wire Transfers

Wire Transfer (Domestic)$25
Wire Transfer (International)$50

Check Services

Cashiers Check$5
Certified Check$5
Information Retrieval for Money Order$5
Money Order$2
Stop Payment$35
Temporary Check Fee (8 checks)$5
Check Cashing Fee (Share Account)$3
Collection Items (Domestic)$13.50
Collection Items (Foreign)$26
Check Copy$1
Photocopy of Money Order$5

Cash & Deposit

Cash Advance (non DOCFCU card) 3%$5
Returned Deposited Item$35

Account Services

Notary Service (Non Members)$2
Levy/Garnishment/Legal Action$50

Lending Fees

VISA Late Payment$25

Retirement & IRA

IRA Trustee Transfer/Termination$40

Other Fees

Statement Copy (monthly)$5
Not compared: Monthly charge, not per item
per month
Lien Satisfaction Letter$25
Skip a Payment Fee (per loan)$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	No charge	per month	None
Account Closed within Six Months	$5	Not stated	None
Escheatable Account	$75	Not stated	None
Monthly Inactive Account after 1 year	$5	per month	None
Account Reconciliation/Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research (per hour) \| $25.00
Returned Mail for Invalid Address (> 1 piece)	$10	Not stated	None
Overdraft & NSF
NSF/Overdraft/Unavailable/Check Guard	$35	per item	None
EFT Returned Item	$35	Not stated	None
ATM & Card
ATM Withdrawal at Non-DOCFCU ATM	No charge	Not stated	None
Card Replacement	$10	Not stated	None
Rush Card Fee	$25	per item	None
Wire Transfers
Wire Transfer (Domestic)	$25	Not stated	None
Wire Transfer (International)	$50	Not stated	None
Check Services
Cashiers Check	$5	Not stated	None
Certified Check	$5	Not stated	None
Information Retrieval for Money Order	$5	Not stated	None
Money Order	$2	Not stated	None
Stop Payment	$35	Not stated	None
Temporary Check Fee (8 checks)	$5	Not stated	None
Check Cashing Fee (Share Account)	$3	Not stated	None
Collection Items (Domestic)	$13.50	Not stated	None
Collection Items (Foreign)	$26	Not stated	None
Check Copy	$1	Not stated	None
Photocopy of Money Order	$5	Not stated	None
Cash & Deposit
Cash Advance (non DOCFCU card) 3%	$5	Not stated	None
Returned Deposited Item	$35	Not stated	None
Account Services
Notary Service (Non Members)	$2	Not stated	None
Levy/Garnishment/Legal Action	$50	Not stated	None
Lending Fees
VISA Late Payment	$25	Not stated	None
Retirement & IRA
IRA Trustee Transfer/Termination	$40	Not stated	None
Other Fees
Statement Copy (monthly)	$5Not compared: Monthly charge, not per item	per month	None
Lien Satisfaction Letter	$25	Not stated	None
Skip a Payment Fee (per loan)	$30	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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