21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 31, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Regent Bank’s own schedules, with a source for each figure.
per month
per hour
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| After 12 Months of Inactivity (audience not stated, treated as personal) | $10 | per month | None |
| Research/Account Reconciliation – First Hour ($25.00 Minimum) | $50 | Not stated | None |
| Research/Account Reconciliation – Per Hour After First | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $5 | Not stated | None |
| Savings & Money Market Excessive Withdrawal Fee | $5 | per item | None |
| Return Mail Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft fee | $18 | per item | None |
| Overdraft fee (audience not stated, treated as personal) | $18 | per item | None |
| Non-sufficient funds fee | $18 | per item | None |
ATM & Card | |||
| Replace Regent Debit Card | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Outgoing | $16 | Not stated | None |
| Wire Transfer – Incoming | $15 | Not stated | None |
| Wire Transfer – International Outgoing | $45 | Not stated | None |
| Wire Transfer – International Incoming | $25 | Not stated | None |
Check Services | |||
| Cashier’s Check (audience not stated, treated as personal) | $5 | Not stated | None |
| Money Order (audience not stated, treated as personal) | $3 | Not stated | None |
| Stop Payment Request | $28 | Not stated | None |
| Temporary Checks (4 checks per sheet) | $1 | per item | None |
| Collection Items Incoming/Outgoing (audience not stated, treated as personal) | $25 | Not stated | None |
| Image Check Copies (per copy) (audience not stated, treated as personal) | $2 | per item | None |
Cash & Deposit | |||
| Chargeback Items (audience not stated, treated as personal) | $8 | Not stated | None |
Account Services | |||
| Garnishment/Levies (audience not stated, treated as personal) | $50 | Not stated | None |
Other Fees | |||
| Duplicate Statement (per statement) (audience not stated, treated as personal) | $5 | Not stated | None |
| Fax – Incoming (audience not stated, treated as personal) | $2.50 | Not stated | None |
| Fax – Outgoing (audience not stated, treated as personal) | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Research/Account Reconciliation – First Hour ($25.00 Minimum) | $50 | Not stated | None |
| Research/Account Reconciliation – Per Hour After First | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $5 | Not stated | None |
| Savings & Money Market Excessive Withdrawal Fee | $5 | per item | None |
| Return Mail Fee | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft fee | $18 | per item | None |
| Non-sufficient funds fee | $18 | per item | None |
ATM & Card | |||
| Replace Regent Debit Card | $5 | Not stated | None |
Wire Transfers | |||
| Wire Transfer – Outgoing | $16 | Not stated | None |
| Wire Transfer – Incoming | $15 | Not stated | None |
| Wire Transfer – International Outgoing | $45 | Not stated | None |
| Wire Transfer – International Incoming | $25 | Not stated | None |
Check Services | |||
| Stop Payment Request | $28 | Not stated | None |
| Temporary Checks (4 checks per sheet) | $1 | per item | None |
Digital & Electronic | |||
| Business Bill Pay Monthly Fee | $4.95 | per month | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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