Provident Federal Credit Union

Headquarters: Dover, Delaware
Charter: Credit Union
Assets: $11.9M
Fed district: Philadelphia

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Checking acct
Can be waived with a balance of $300 or more.
Provident Federal Credit Union: $5
Provident Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Provident Federal Credit Union: $35
Provident Federal Credit Union: $35
U.S. median: no median
Stop Payment
Compared at $22.50, the middle of its prices
Provident Federal Credit Union: $15 to $30
Provident Federal Credit Union: $15 to $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Delaware, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Delaware: Banks and credit unions headquartered in Delaware that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Provident Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking acct. monthly service fee$5
per month
Checking acct. – reconciliation$25
Not compared: Charged per half hour; comparison unavailable
per half hour · Checking acct. – reconciliation | $25.00 per half hour
Payment Investigation Fee for Virtual Branch Bill Payment$45
per item

Overdraft & NSF

NSF member sharedraft fee$35
Overdraft transfer$5
per item

Check Services

ACH stop payment$30
per item
Check stop payment order$15
Counter checks$2
per item
Non member check cashing$10
per item
Check copies$5
per item

Account Services

Notary serviceNo charge
10″ x 10″ Safe Deposit Box$100
per year
3″ x 10″ Safe Deposit Box$30
per year
3″ x 5″ Safe Deposit Box$20
per year
5″ x 10″ Safe Deposit Box$50
per year
5″ x 5″ Safe Deposit Box$25
per year
Processing an IRS & State Tax Levy$50
per item

Lending Fees

Visa & Loan late payment$30
per item

Other Fees

Interim statement – acct. activity$3
Not compared: Charged per page; comparison unavailable
per page
Member personal fax request (in state)$1
Member personal fax request (out of state)$2
Skip A Pay$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking acct. monthly service fee	$5	per month	None
Checking acct. – reconciliation	$25Not compared: Charged per half hour; comparison unavailable	per half hour	Checking acct. – reconciliation \| $25.00 per half hour
Payment Investigation Fee for Virtual Branch Bill Payment	$45	per item	None
Overdraft & NSF
NSF member sharedraft fee	$35	Not stated	None
Overdraft transfer	$5	per item	None
Check Services
ACH stop payment	$30	per item	None
Check stop payment order	$15	Not stated	None
Counter checks	$2	per item	None
Non member check cashing	$10	per item	None
Check copies	$5	per item	None
Account Services
Notary service	No charge	Not stated	None
10″ x 10″ Safe Deposit Box	$100	per year	None
3″ x 10″ Safe Deposit Box	$30	per year	None
3″ x 5″ Safe Deposit Box	$20	per year	None
5″ x 10″ Safe Deposit Box	$50	per year	None
5″ x 5″ Safe Deposit Box	$25	per year	None
Processing an IRS & State Tax Levy	$50	per item	None
Lending Fees
Visa & Loan late payment	$30	per item	None
Other Fees
Interim statement – acct. activity	$3Not compared: Charged per page; comparison unavailable	per page	None
Member personal fax request (in state)	$1	Not stated	None
Member personal fax request (out of state)	$2	Not stated	None
Skip A Pay	$25	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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