North Memorial Federal Credit Union

Headquarters: Robbinsdale, Minnesota
Charter: Credit Union
Assets: $50.7M
Fed district: Minneapolis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
North Memorial Federal Credit Union: $10
North Memorial Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
North Memorial Federal Credit Union: $30
North Memorial Federal Credit Union: $30
U.S. median: no median
Stop Payment
North Memorial Federal Credit Union: $30
North Memorial Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from North Memorial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Checking Account Service Monthly service charge$10
per month
Early Closure Fee (Closing account within 90 days of opening)$25
Escheat Processing$35
Account Reconciliation / Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Free monthly e-statements (paper statements$5
per month
Paper Statement$5
Excessive Transaction$10
per item
Returned Mail / Statements$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

NSF$30
per item

ATM & Card

ATM's per month$1
Not compared: Monthly charge, not per item
per month
Replacement Card$20
per item
Rush Card$25
per item

Wire Transfers

Wire Transfer Outgoing Domestic International$25
per item

Check Services

Money Order$2
per item
Stop Payment$30
per item
Check Cashing - Government, Payroll and Social Security Checks3%($3 minimum)
Check Cashing - Government, Payroll and Social Security Checks (audience not stated, treated as personal)3%($3 minimum)
Collection Item$20
per item
Statement Copy/Check Copy$5
per item

Cash & Deposit

Returned Deposit ItemNo charge

Account Services

Levy/Garnishment$75
per item
Mortgage Subordination$100
per item

Gift & Prepaid Cards

Gift Card$3
Prepaid Debit Card$10
per item

Other Fees

Duplicate Lien Release$20
Mortgage Satisfaction$55

Fee	Amount	Basis	Note
Account Maintenance
Monthly Checking Account Service Monthly service charge	$10	per month	None
Early Closure Fee (Closing account within 90 days of opening)	$25	Not stated	None
Escheat Processing	$35	Not stated	None
Account Reconciliation / Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Free monthly e-statements (paper statements	$5	per month	None
Paper Statement	$5	Not stated	None
Excessive Transaction	$10	per item	None
Returned Mail / Statements	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
NSF	$30	per item	None
ATM & Card
ATM's per month	$1Not compared: Monthly charge, not per item	per month	None
Replacement Card	$20	per item	None
Rush Card	$25	per item	None
Wire Transfers
Wire Transfer Outgoing Domestic International	$25	per item	None
Check Services
Money Order	$2	per item	None
Stop Payment	$30	per item	None
Check Cashing - Government, Payroll and Social Security Checks	3%($3 minimum)	Not stated	None
Check Cashing - Government, Payroll and Social Security Checks (audience not stated, treated as personal)	3%($3 minimum)	Not stated	None
Collection Item	$20	per item	None
Statement Copy/Check Copy	$5	per item	None
Cash & Deposit
Returned Deposit Item	No charge	Not stated	None
Account Services
Levy/Garnishment	$75	per item	None
Mortgage Subordination	$100	per item	None
Gift & Prepaid Cards
Gift Card	$3	Not stated	None
Prepaid Debit Card	$10	per item	None
Other Fees
Duplicate Lien Release	$20	Not stated	None
Mortgage Satisfaction	$55	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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