Fee schedule collected Feb 17, 2026 · Financials as of Q1 2026
Verified fees
12
Under review
0
Assets
$31.4M
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per month · No activity for more than one year · Source
per month · Source
per item · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Inactivity fee | $15 | per month | No activity for more than one year | Source |
| Monthly account fee | $0 | per month | — | Source |
Overdraft & NSFVerified | ||||
| Insufficient funds fee | $25 | per item | — | Source |
| Visa Balance Transfer Fee | $0 | per item | — | Source |
ATM & CardVerified | ||||
| Gates Chili FCU ATM | $0 | per item | — | Source |
| Visa Credit Card Rush order | $50 | per item | — | Source |
Wire TransfersVerified | ||||
| Domestic Wire Fee | $25 | per item | — | Source |
| International Wire Fee | $50 | per item | — | Source |
Check ServicesVerified | ||||
| Cleared Check Copy | $0 | per item | — | Source |
| First check order for a new checking account (30 checks) | $0 | one time | — | Source |
| Stop payment (Check or ACH) | $25 | |||
Digital & ElectronicVerified | ||||
| MessagePay ACH Fee | $0 | per item | — | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · NCUA call report
Total assets
$31.4M
Total deposits
$29.2M
Service charge income (year to date)
$5K
Fee income ratio
1.6%
Branches
1
| per item |
| — |
| Source |