Financial Builders Federal Credit Union

Headquarters: Kokomo, Indiana
Charter: Credit Union
Assets: $151.5M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Financial Builders Federal Credit Union: $30
Financial Builders Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Financial Builders Federal Credit Union: $1.50
Financial Builders Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Financial Builders Federal Credit Union: $25
Financial Builders Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Financial Builders Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account Fee-balance under and 6 months w/out activity$10
Returned Mail$5

Overdraft & NSF

Overdraft (OD)$30

ATM & Card

ATM (per foreign Star transactions/inquiry)$1.50
per item
ATM/Debit/Visa Card Replacement 1 free/12 months, additional$10

Wire Transfers

Wire Transfer Fee Outgoing (domestic)$25
Wire Transfer Fee Incoming (domestic)$10

Check Services

Money Order/Cashier Check$4
Stop Payment -one item or block of checks$30
Temporary Checks per page$10
per item
ACH Check Copy per check$10
per item

Cash & Deposit

Cash Advance-Using Non FBFCU Credit Card$20
per item
Returned Check$20

Account Services

Garnishment/Attachment$30
Tax Levy$45

Lending Fees

Late Fee5%($20 minimum)
Visa Late Payment Fee$25

Retirement & IRA

IRA Termination$25

Other Fees

Statement Copy per page$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account Fee-balance under and 6 months w/out activity	$10	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Overdraft (OD)	$30	Not stated	None
ATM & Card
ATM (per foreign Star transactions/inquiry)	$1.50	per item	None
ATM/Debit/Visa Card Replacement 1 free/12 months, additional	$10	Not stated	None
Wire Transfers
Wire Transfer Fee Outgoing (domestic)	$25	Not stated	None
Wire Transfer Fee Incoming (domestic)	$10	Not stated	None
Check Services
Money Order/Cashier Check	$4	Not stated	None
Stop Payment -one item or block of checks	$30	Not stated	None
Temporary Checks per page	$10	per item	None
ACH Check Copy per check	$10	per item	None
Cash & Deposit
Cash Advance-Using Non FBFCU Credit Card	$20	per item	None
Returned Check	$20	Not stated	None
Account Services
Garnishment/Attachment	$30	Not stated	None
Tax Levy	$45	Not stated	None
Lending Fees
Late Fee	5%($20 minimum)	Not stated	None
Visa Late Payment Fee	$25	Not stated	None
Retirement & IRA
IRA Termination	$25	Not stated	None
Other Fees
Statement Copy per page	$1	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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