Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Financial Builders Federal Credit Union

Kokomo, IndianaCredit UnionChicago Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Returned Check$20Below the typical range ($25–$32 nationally)

Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=nsf; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Returned Check $20.00" · Source

ATM & CardVerified

ATM/Debit/Visa Card Replacement 1 free/12 months, additional$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=card_replacement; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="ATM/Debit/Visa Card Replacement 1 free/12 months, additional $10.00" · Source

Wire TransfersVerified

Wire Transfer Fee Incoming (domestic)$10Within the typical range ($7.75–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=wire_domestic_incoming; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Wire Transfer Fee Incoming (domestic) $10.00" · Source
Wire Transfer Fee Outgoing (domestic)$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=wire_domestic_outgoing; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Wire Transfer Fee Outgoing (domestic) $25.00" · Source

Check ServicesVerified

ACH Check Copy per check$10Above the typical range ($2–$5 nationally)
$7 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=check_image; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="ACH Check Copy per check $10.00" · Source
Money Order/Cashier Check$4Within the typical range ($3–$6 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=cashiers_check; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Money Order/Cashier Check $4.00" · Source
Stop Payment -one item or block of checks$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=stop_payment; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Stop Payment -one item or block of checks $30.00" · Source
Temporary Checks per page$10Above the typical range ($1–$4 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=counter_check; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Temporary Checks per page $10.00" · Source

Cash & DepositVerified

Cash Advance-Using Non FBFCU Credit Card$20Above the typical range ($3–$10 nationally)
$15 above the national median
per item · Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=cash_advance; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Cash Advance-Using Non FBFCU Credit Card $20.00" · Source

Account ServicesVerified

Garnishment/Attachment$30Within the typical range ($25–$75 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=garnishment_levy; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Garnishment/Attachment $30.00" · Source
Tax Levy$45Within the typical range ($25–$75 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=garnishment_levy; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Tax Levy $45.00" · Source

Lending FeesVerified

Visa Late Payment Fee$25Within the typical range ($15–$26.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=late_payment; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Visa Late Payment Fee $25.00" · Source

Retirement & IRAVerified

IRA Termination$25Within the typical range ($25–$40 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=ira_termination; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="IRA Termination $25.00" · Source

Other FeesVerified

Statement Copy per page$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=document_reproduction; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Statement Copy per page $1.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Returned Check	$20Below the typical range ($25–$32 nationally)	$9 below the national median	—	Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=nsf; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Returned Check $20.00"	Source
ATM & CardVerified
ATM/Debit/Visa Card Replacement 1 free/12 months, additional	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=card_replacement; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="ATM/Debit/Visa Card Replacement 1 free/12 months, additional $10.00"	Source
Wire TransfersVerified
Wire Transfer Fee Incoming (domestic)	$10Within the typical range ($7.75–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=wire_domestic_incoming; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Wire Transfer Fee Incoming (domestic) $10.00"	Source
Wire Transfer Fee Outgoing (domestic)
Check ServicesVerified
ACH Check Copy per check	$10Above the typical range ($2–$5 nationally)	$7 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=check_image; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="ACH Check Copy per check $10.00"	Source
Money Order/Cashier Check
Cash & DepositVerified
Cash Advance-Using Non FBFCU Credit Card	$20Above the typical range ($3–$10 nationally)	$15 above the national median	per item	Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=cash_advance; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Cash Advance-Using Non FBFCU Credit Card $20.00"	Source
Account ServicesVerified
Garnishment/Attachment	$30Within the typical range ($25–$75 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=garnishment_levy; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Garnishment/Attachment $30.00"	Source
Tax Levy
Lending FeesVerified
Visa Late Payment Fee	$25Within the typical range ($15–$26.50 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=late_payment; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Visa Late Payment Fee $25.00"	Source
Retirement & IRAVerified
IRA Termination	$25Within the typical range ($25–$40 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=ira_termination; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="IRA Termination $25.00"	Source
Other FeesVerified
Statement Copy per page	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #1455. canonical_hint=document_reproduction; text_hash=80dcac0ffaa1e0a41790394ff691cd93913e644c4e2c245ff3e39074e27ae143; excerpt="Statement Copy per page $1.00"	Source

Fee change alerts

Get an email when Financial Builders Federal Credit Union changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at Financial Builders Federal Credit Union? Benchmark it against peers, free

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

31% below the national median NSF fee

Total fees: 14 — leaner than most institutions

Verified fees

Under review

Assets

$151.5M

Work at Financial Builders Federal Credit Union? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. free, delivered in 48 hours.

Get your free report Correct or add a fee source

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$151.5M

Total deposits

$131.3M

Service charge income (year to date)

$489K

Fee income ratio

9.4%

Return on assets

0.96%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

See pricing