University Of Toledo Federal Credit Union

Headquarters: Toledo, Ohio
Charter: Credit Union
Assets: $99.7M
Fed district: Cleveland

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4.50, the middle of its prices
University Of Toledo Federal Credit Union: $3 to $6
University Of Toledo Federal Credit Union: $3 to $6
U.S. median: no median
NSF / Returned Item
University Of Toledo Federal Credit Union: $30
University Of Toledo Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
University Of Toledo Federal Credit Union: $0.75
University Of Toledo Federal Credit Union: $0.75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from University Of Toledo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge (audience not stated, treated as personal)$6
per month
Personal Checking Monthly Service Charge (audience not stated, treated as personal)$3
per month
Dormant fee$5
per month
Returned mail (bad address) fee$2

Overdraft & NSF

Nonsufficient funds fee$30
per item

ATM & Card

Non-Network ATM$0.75
Replacement card fee$5
per item

Check Services

Stop Payment Fee (audience not stated, treated as personal)$5
Check Copy (audience not stated, treated as personal)$1.50

Other Fees

Cost to Skip-A-Payment$40
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge (audience not stated, treated as personal)	$6	per month	None
Personal Checking Monthly Service Charge (audience not stated, treated as personal)	$3	per month	None
Dormant fee	$5	per month	None
Returned mail (bad address) fee	$2	Not stated	None
Overdraft & NSF
Nonsufficient funds fee	$30	per item	None
ATM & Card
Non-Network ATM	$0.75	Not stated	None
Replacement card fee	$5	per item	None
Check Services
Stop Payment Fee (audience not stated, treated as personal)	$5	Not stated	None
Check Copy (audience not stated, treated as personal)	$1.50	Not stated	None
Other Fees
Cost to Skip-A-Payment	$40Not compared: Monthly charge, not per item	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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