Chaffey Federal Credit Union

Headquarters: Upland, California
Charter: Credit Union
Assets: $230.4M
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Chaffey Plus Checking
Chaffey Federal Credit Union: $6
Chaffey Federal Credit Union: $6
U.S. median: no median
Overdraft (OD)
Chaffey Federal Credit Union: $28
Chaffey Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Chaffey Federal Credit Union: $28
Chaffey Federal Credit Union: $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Chaffey Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Chaffey Plus Checking Monthly service charge$6
per month
Inactive fee (after 12 months)$25
Unclaimed property/Escheat notification$2
Paper statements$3.50
Returned Mail$5
Not compared: Hourly charge, not monthly
per hour

Overdraft & NSF

Check paid (with Courtesy Pay)$28
ATM insufficient funds$28

ATM & Card

ATM transactions (Non-CO-OP ATM)$2.50
Reissue lost/damaged card$15

Wire Transfers

Wire transfer domestic$25
Wire transfer international$40

Check Services

Cashier’s check$5
ACH stop payment$25
Draft stop payment$25
Stop payment CU check$25
Check cashing non-member$10
Foreign item sent for collection$40
Check copy$10
Copy of deposited item$10

Account Services

Levy processing fee$30
Subpoena processing fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Verification of deposit$10

Lending Fees

Late Payment$25

Gift & Prepaid Cards

Gift cards$1.50

Other Fees

Copy of statement$5

Fee	Amount	Basis	Note
Account Maintenance
Chaffey Plus Checking Monthly service charge	$6	per month	None
Inactive fee (after 12 months)	$25	Not stated	None
Unclaimed property/Escheat notification	$2	Not stated	None
Paper statements	$3.50	Not stated	None
Returned Mail	$5Not compared: Hourly charge, not monthly	per hour	None
Overdraft & NSF
Check paid (with Courtesy Pay)	$28	Not stated	None
ATM insufficient funds	$28	Not stated	None
ATM & Card
ATM transactions (Non-CO-OP ATM)	$2.50	Not stated	None
Reissue lost/damaged card	$15	Not stated	None
Wire Transfers
Wire transfer domestic	$25	Not stated	None
Wire transfer international	$40	Not stated	None
Check Services
Cashier’s check	$5	Not stated	None
ACH stop payment	$25	Not stated	None
Draft stop payment	$25	Not stated	None
Stop payment CU check	$25	Not stated	None
Check cashing non-member	$10	Not stated	None
Foreign item sent for collection	$40	Not stated	None
Check copy	$10	Not stated	None
Copy of deposited item	$10	Not stated	None
Account Services
Levy processing fee	$30	Not stated	None
Subpoena processing fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Verification of deposit	$10	Not stated	None
Lending Fees
Late Payment	$25	Not stated	None
Gift & Prepaid Cards
Gift cards	$1.50	Not stated	None
Other Fees
Copy of statement	$5	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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