Sea Comm Federal Credit Union

Headquarters: Massena, New York
Charter: Credit Union
Assets: $777.3M
Fed district: New York

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Sea Comm Federal Credit Union: $25
Sea Comm Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Sea Comm Federal Credit Union: $25
Sea Comm Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Compared at $1.50, the middle of its prices
Sea Comm Federal Credit Union: $1 to $2
Sea Comm Federal Credit Union: $1 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Sea Comm Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure$20
Escheatment Fee$25
Inactive Account$5
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$10
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address$5

Overdraft & NSF

Overdraft Fee or a Re$25
per item
Overdraft Privilege$25
NSF$25
per item
Overdraft Transfer$10
per item

ATM & Card

ATM Account Inquiry$1
per item
Non-proprietary ATM Withdrawal/Transfer$2
per item
Visa® Debit Card Replacement$10

Wire Transfers

Wire Transfer - Outgoing$25
per item
International Wire - Outgoing$25.50
per item

Check Services

Official Check$3
Official Check$2
Money Order$2
Money Order$3
Stop Payment$25
per item
Counter Checks$1
Items Sent for Collection$15
per item
Copy of Official Check$4
Official Check Copy$3
Share Draft Copy$2

Cash & Deposit

Deposited Item Return$25
per item

Account Services

5" x 5" or 3" x 10" Box$50
per year
Safe Deposit Box 10" x 10"$90
per year
Safe Deposit Box 3" x 5"$40
per year
Safe Deposit Box 5" x 10"$60
per year
Legal Restraining Notice/Levy$50

Lending Fees

Loan Modification Fee$100

Gift & Prepaid Cards

CU Money Visa® Reloadable Card$2.50
Reload fee$2
Reload fee$0.50
Visa® Gift Card$5

Other Fees

Statement Copy$2
Statement Copy$1
per item
Visa® Gift Card Statement Copy$1
Loan Modification Fee$100

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$20	Not stated	None
Escheatment Fee	$25	Not stated	None
Inactive Account	$5	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address	$5	Not stated	None
Overdraft & NSF
Overdraft Fee or a Re	$25	per item	None
Overdraft Privilege	$25	Not stated	None
NSF	$25	per item	None
Overdraft Transfer	$10	per item	None
ATM & Card
ATM Account Inquiry	$1	per item	None
Non-proprietary ATM Withdrawal/Transfer	$2	per item	None
Visa® Debit Card Replacement	$10	Not stated	None
Wire Transfers
Wire Transfer - Outgoing	$25	per item	None
International Wire - Outgoing	$25.50	per item	None
Check Services
Official Check	$3	Not stated	None
Official Check	$2	Not stated	None
Money Order	$2	Not stated	None
Money Order	$3	Not stated	None
Stop Payment	$25	per item	None
Counter Checks	$1	Not stated	None
Items Sent for Collection	$15	per item	None
Copy of Official Check	$4	Not stated	None
Official Check Copy	$3	Not stated	None
Share Draft Copy	$2	Not stated	None
Cash & Deposit
Deposited Item Return	$25	per item	None
Account Services
5" x 5" or 3" x 10" Box	$50	per year	None
Safe Deposit Box 10" x 10"	$90	per year	None
Safe Deposit Box 3" x 5"	$40	per year	None
Safe Deposit Box 5" x 10"	$60	per year	None
Legal Restraining Notice/Levy	$50	Not stated	None
Lending Fees
Loan Modification Fee	$100	Not stated	None
Gift & Prepaid Cards
CU Money Visa® Reloadable Card	$2.50	Not stated	None
Reload fee	$2	Not stated	None
Reload fee	$0.50	Not stated	None
Visa® Gift Card	$5	Not stated	None
Other Fees
Statement Copy	$2	Not stated	None
Statement Copy	$1	per item	None
Visa® Gift Card Statement Copy	$1	Not stated	None
Loan Modification Fee	$100	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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