Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Marin County Federal Credit Union

San Rafael, CaliforniaCredit UnionSan Francisco Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account closure (within 90 days of opening)$25Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=early_closure; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Account closure (within 90 days of opening) | $25" · Source

Account Escheat fee$2

$3 below the national median

Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=dormant_account; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Account Escheat fee | $2" · Source

Account Reconciliation/Research Fee$30

$5 above the national median

Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=account_research; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Account Reconciliation/Research Fee | $30 per hour, 1 hour min." · Source

Bad address fee when mail is returned$20

$5 below the national median

Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=account_research; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Bad address fee when mail is returned | $20" · Source

Overdraft & NSFVerified

Returned Payment Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=nsf; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Returned Payment Fee | $25" · Source

ATM & CardVerified

ATM & Debit Card Transactions at non-MCFCU owned ATM | 5 free per month/$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
per month · Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=atm_non_network; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="ATM & Debit Card Transactions at non-MCFCU owned ATM | 5 free per month/$1" · Source
Expedited delivery Visa debit or credit card | Debit card$45Within the typical range ($30–$50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=rush_card; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Expedited delivery Visa debit or credit card | Debit card: $45 Credit card: $25" · Source
Replacement Visa debit or credit card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=card_replacement; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Replacement Visa debit or credit card | $10" · Source

Wire TransfersVerified

Incoming Wire (Domestic)$10Within the typical range ($5–$15 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=wire_domestic_incoming; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Incoming Wire (Domestic) | $10" · Source
Outgoing Domestic Wire Transfer$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=wire_domestic_outgoing; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Outgoing Domestic Wire Transfer | $20" · Source
Outgoing International Wire Transfer$35Below the typical range ($40–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=wire_intl_outgoing; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Outgoing International Wire Transfer | $35" · Source
Outgoing International Wire US Dollars$45Within the typical range ($40–$50 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=wire_intl_outgoing; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Outgoing International Wire US Dollars | $45" · Source

Check ServicesVerified

Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=check_cashing; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Check Cashing Fee | $5" · Source
Stop Payment Order Fee Share drafts$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=stop_payment; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Stop Payment Order Fee Share drafts | $20" · Source
Teller Checks | 2 free monthly$10Above the typical range ($3–$6 nationally)
$5 above the national median
per month · Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=cashiers_check; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Teller Checks | 2 free monthly, $10" · Source

Cash & DepositVerified

Non-proprietary Card Cash Advance Fee | 1.5% of transaction$10Within the typical range ($3–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=cash_advance; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Non-proprietary Card Cash Advance Fee | 1.5% of transaction, $10" · Source
Returned Deposit$25Within the typical range ($10–$25 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=deposited_item_return; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Returned Deposit | $25" · Source

Account ServicesVerified

Garnishments, Levies, Legal Orders$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=garnishment_levy; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Garnishments, Levies, Legal Orders | $25" · Source
Notary Fee$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=notary_fee; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Notary Fee | $10 per signature (non-MCFCU documents)" · Source
Real Estate Subordination Fee$150Above the typical range ($30–$125 nationally)
$75 above the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=legal_process; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Real Estate Subordination Fee | $150" · Source
Verification of deposit$20Above the typical range ($10–$17.13 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=account_verification; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Verification of deposit | $20" · Source

Lending FeesVerified

Late Payment Fee$20Within the typical range ($15–$25 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=late_payment; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Late Payment Fee | $20" · Source

Other FeesVerified

Statement Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=document_reproduction; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Statement Copy Fee | $5" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account closure (within 90 days of opening)	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=early_closure; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Account closure (within 90 days of opening) \| $25"	Source
Account Escheat fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=dormant_account; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Account Escheat fee \| $2"	Source
Account Reconciliation/Research Fee	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=account_research; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Account Reconciliation/Research Fee \| $30 per hour, 1 hour min."	Source
Bad address fee when mail is returned	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=account_research; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Bad address fee when mail is returned \| $20"	Source
Overdraft & NSFVerified
Returned Payment Fee	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=nsf; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Returned Payment Fee \| $25"	Source
ATM & CardVerified
ATM & Debit Card Transactions at non-MCFCU owned ATM \| 5 free per month/	$1Within the typical range ($1–$2.50 nationally)	$0.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=atm_non_network; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="ATM & Debit Card Transactions at non-MCFCU owned ATM \| 5 free per month/$1"	Source
Expedited delivery Visa debit or credit card \| Debit card
Wire TransfersVerified
Incoming Wire (Domestic)	$10Within the typical range ($5–$15 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=wire_domestic_incoming; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Incoming Wire (Domestic) \| $10"	Source
Outgoing Domestic Wire Transfer
Check ServicesVerified
Check Cashing Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=check_cashing; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Check Cashing Fee \| $5"	Source
Stop Payment Order Fee Share drafts	$20
Cash & DepositVerified
Non-proprietary Card Cash Advance Fee \| 1.5% of transaction	$10Within the typical range ($3–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=cash_advance; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Non-proprietary Card Cash Advance Fee \| 1.5% of transaction, $10"	Source
Returned Deposit
Account ServicesVerified
Garnishments, Levies, Legal Orders	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=garnishment_levy; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Garnishments, Levies, Legal Orders \| $25"	Source
Notary Fee
Lending FeesVerified
Late Payment Fee	$20Within the typical range ($15–$25 nationally)	$2.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=late_payment; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Late Payment Fee \| $20"	Source
Other FeesVerified
Statement Copy Fee	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #6757. canonical_hint=document_reproduction; text_hash=533959388b5fc7aa5277408c2ced9ca3c5aab3c991f2b9e645ffdea96c945673; excerpt="Statement Copy Fee \| $5"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 23 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$103.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$103.5M

Total deposits

$91.5M

Service charge income (year to date)

$100K

Fee income ratio

5.1%

Return on assets

0.73%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 27,539 verified fees from 2,277 institutions

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