Acadia Federal Credit Union

Headquarters: Fort Kent, Maine
Charter: Credit Union
Assets: $412.8M
Fed district: Boston

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Acadia Federal Credit Union: $25
Acadia Federal Credit Union: $25
U.S. median: no median
Non-Network ATM
Acadia Federal Credit Union: $1
Acadia Federal Credit Union: $1
U.S. median: no median
Debit Card Replacement
Acadia Federal Credit Union: $10
Acadia Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Acadia Federal Credit Union’s own schedules, with a source for each figure.

Overdraft & NSF

Returned Check$25

ATM & Card

Enjoy fee-free ATM access at SURF network ATMs. For out-of-network ATMs, Acadia waives its$1
Lost/Stolen Card - Reorder Fee (Effective 03/01/2024)$10
per item

Check Services

Copy of Sales Draft$5

Lending Fees

Late Charge (over 30 days)$20

Gift & Prepaid Cards

Acadia Prepaid Travel Card$5
Cost to purchase a prepaid travel card$5
Prepaid Travel Card Fees: Companion Card$2
per item
Prepaid travel card reload fee$3
per transaction

Other Fees

Copy of Credit Card Statement$2

Fee	Amount	Basis	Note
Overdraft & NSF
Returned Check	$25	Not stated	None
ATM & Card
Enjoy fee-free ATM access at SURF network ATMs. For out-of-network ATMs, Acadia waives its	$1	Not stated	None
Lost/Stolen Card - Reorder Fee (Effective 03/01/2024)	$10	per item	None
Check Services
Copy of Sales Draft	$5	Not stated	None
Lending Fees
Late Charge (over 30 days)	$20	Not stated	None
Gift & Prepaid Cards
Acadia Prepaid Travel Card	$5	Not stated	None
Cost to purchase a prepaid travel card	$5	Not stated	None
Prepaid Travel Card Fees: Companion Card	$2	per item	None
Prepaid travel card reload fee	$3	per transaction	None
Other Fees
Copy of Credit Card Statement	$2	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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