Cenla Federal Credit Union

Headquarters: Alexandria, Louisiana
Charter: Credit Union
Assets: $132.2M
Fed district: Atlanta

6 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026

How these figures are measured

Call-report figures are for Cenla Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Cenla Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Nov 2, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Cenla Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $87K in Q2 2026, 10% below the same quarter a year earlier ($97K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Compared at $10, the middle of its prices
Cenla Federal Credit Union: $10 to $20
Cenla Federal Credit Union: $10 to $20
U.S. median: no median
Wire Transfer (Int'l Out)
Cenla Federal Credit Union: $30
Cenla Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic In)
Cenla Federal Credit Union: $10
Cenla Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 17% from Q3 2025 to Q2 2026, to $87K.

Fee income, Q2 2026

$87K

$105KQ3 2025

$104KQ4 2025

$92KQ1 2026

$87KQ2 2026

Against the median

Cenla Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Cenla Federal Credit Union · $132M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$129M to $135M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Cenla Federal Credit Union(this institution)	Alexandria, LA	$132M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bragg Mutual Federal Credit Union	Fayetteville, NC	$131M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Clean Energy Federal Credit Union	Englewood, CO	$130M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Eastex Federal Credit Union	Evadale, TX	$132M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Finex Federal Credit Union	East Hartford, CT	$134M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Firefighters & Company Federal Credit Union	Dayton, OH	$129M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Firefighters Federal Credit Union	Onalaska, WI	$133M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Gas And Electric Federal Credit Union	Rock Island, IL	$132M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Heritage Valley Federal Credit Union	York, PA	$131M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Liberty Savings Federal Credit Union	Jersey City, NJ	$135M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members 1St Of Nj Federal Credit Union	Vineland, NJ	$134M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members Advantage Federal Credit Union	Michigan City, IN	$132M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Oakdale Federal Credit Union	Oakdale, WI	$132M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Peoples Federal Credit Union	Nitro, WV	$131M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pheple Federal Credit Union	Greensburg, PA	$134M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Pikes Peak Federal Credit Union	Colorado Springs, CO	$132M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Premier Financial Federal Credit Union	New Holstein, WI	$132M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Russell Country Federal Credit Union	Great Falls, MT	$131M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Stagepoint Federal Credit Union	Laramie, WY	$131M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Straits Area Federal Credit Union	Cheboygan, MI	$132M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sunrise Family Federal Credit Union	Bay City, MI	$133M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Health Federal Credit Union	Austin, TX	$134M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Trademark Federal Credit Union	Augusta, ME	$132M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Tri Boro Federal Credit Union	Munhall, PA	$131M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
University Of Nebraska Federal Credit Union	Lincoln, NE	$131M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Workmen'S Circle Incorporated Federal Credit Union	Savannah, GA	$135M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 11 publish this fee(out-of-network atm)

14 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Cenla Federal Credit Union does not publish an out-of-network ATM fee in the index.

The peer median is $1.13 among 11 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Out-of-network ATM fee in dollars, one mark per institution

Cenla Federal Credit Union does not publish an out-of-network atm fee, so it is not on this chart.

Cenla Federal Credit UnionPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Cenla Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $87K
vs prior quarter: −$5K−5.4%; from Q1 2026
vs a year earlier: −$10K−10.3%; from Q2 2025
vs start of range: −$7K−7.4%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Cenla Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$87K	−$5K	−5.4%
Q1 2026	$92K	−$12K	−11.5%
Q4 2025	$104K	−$1K	−1.0%
Q3 2025	$105K	+$8K	+8.2%
Q2 2025	$97K	+$9K	+10.2%
Q1 2025	$88K	−$5K	−5.4%
Q4 2024	$93K	−$1K	−1.1%
Q3 2024	$94K	+$15K	+19.0%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Cenla Federal Credit Union’s own schedules, with a source for each figure.

Wire Transfers

Western Union Wire Fee – Domestic$20
Wire Transfer – Domestic – Outgoing$10
per transaction
Wire Transfer: Domestic – Outgoing$10
Wire Transfer – Domestic – Incoming$10
per transaction
Wire Transfer: Domestic – Incoming$10
Wire Transfer: International – Outgoing only$30

Check Services

A Travelers Express money order can be purchased with cash as a form of payment for bills or to purchase goods$2
per item

Account Services

Notary ServicesNo charge
Safe Deposit Box 3×5$20

Fee	Amount	Basis	Note
Wire Transfers
Western Union Wire Fee – Domestic	$20	Not stated	None
Wire Transfer – Domestic – Outgoing	$10	per transaction	None
Wire Transfer: Domestic – Outgoing	$10	Not stated	None
Wire Transfer – Domestic – Incoming	$10	per transaction	None
Wire Transfer: Domestic – Incoming	$10	Not stated	None
Wire Transfer: International – Outgoing only	$30	Not stated	None
Check Services
A Travelers Express money order can be purchased with cash as a form of payment for bills or to purchase goods	$2	per item	None
Account Services
Notary Services	No charge	Not stated	None
Safe Deposit Box 3×5	$20	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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