14 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 14, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Compared at $17.50, the middle of its prices
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Kennebunk Savings Bank · $2.2B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Kennebunk Savings Bank(this institution) | Kennebunk, ME | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| American Bank & Trust | Sioux Falls, SD | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Citizens National Bank of Texas | Waxahachie, TX | $2.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Country Bank for Savings | Ware, MA | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Bank Chicago | Highland Park, IL | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Fed Bank | Port Angeles, WA | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First United Bank & Trust | Oakland, MD | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Gateway First Bank | Jenks, OK | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| IncredibleBank | Wausau, WI | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Kish Bank | Belleville, PA | $2.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Marquette Bank | Chicago, IL | $2.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Norway Savings Bank | Norway, ME | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Opportunity Bank of Montana | Helena, MT | $2.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Queensborough National Bank & Trust Company | Louisville, GA | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Regent Bank | Tulsa, OK | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Shinhan Bank America | New York, NY | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| South Central Bank, Inc. | Glasgow, KY | $2.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Square Financial Services, Inc. | Salt Lake City, UT | $2.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Starion Bank | Bismarck, ND | $2.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| The Bank of Princeton | Princeton, NJ | $2.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| The First National Bank in Sioux Falls | Sioux Falls, SD | $2.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Lyons National Bank | Lyons, NY | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| The Village Bank | Newton, MA | $2.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Think Mutual Bank | Rochester, MN | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Timberland Bank | Hoquiam, WA | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| United Bank | Zebulon, GA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.75 among 16 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Kennebunk Savings Bank does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Amounts from Kennebunk Savings Bank’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Escheatment Fee | $33 | Not stated | None |
| Escheatment Fee | $33 | Not stated | None |
| Inactivity Fee | $5 | Not stated | None |
| Inactivity Fee | $10 | Not stated | None |
| Reconciliation (per hour) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Return Statement | $15 | Not stated | None |
| Return Statement | $15 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee | $35 | per item | None |
| Returned Item | No charge | Not stated | None |
| Returned Item Fee | $35 | per item | None |
ATM & Card | |||
| ATM/Debit Card Replacement Fee | $15 | Not stated | None |
| ATM/Debit Card Replacement Fee | $10 | Not stated | None |
| ATM/Debit Card Rush Order Fee | $70 | Not stated | None |
Check Services | |||
| Certified Check | $20 | Not stated | None |
| Treasurer’s Check | $7 | Not stated | None |
| Treasurer’s Check | $5 | Not stated | None |
| Money Order | $5 | Not stated | None |
| Stop Pay Handling Fee | $35 | Not stated | None |
| Stop Pay Handling Fee | $35 | Not stated | None |
Account Services | |||
| Non-Customer Notary Service | $10 | Not stated | None |
| 16” x 20” . | $255 | Not stated | None |
| Drilling Fee | $200Not compared: Box drilling or key fee | Not stated | None |
| Drilling Fee | $250Not compared: Box drilling or key fee | Not stated | None |
| Lost Key Replacement | $25Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 10” x 10” | $125 | Not stated | None |
| Safe Deposit Box 10” x 10” (audience not stated, treated as personal) | $125 | Not stated | None |
| Safe Deposit Box 16” x 20” (audience not stated, treated as personal) | $255 | Not stated | None |
| Safe Deposit Box 3” x 10” | $60 | Not stated | None |
| Safe Deposit Box 3” x 10” (audience not stated, treated as personal) | $60 | Not stated | None |
| Safe Deposit Box 3” x 5” | $45 | Not stated | None |
| Safe Deposit Box 3” x 5” (audience not stated, treated as personal) | $45 | Not stated | None |
| Safe Deposit Box 5” x 10” (audience not stated, treated as personal) | $85 | Not stated | None |
| Safe Deposit Box 5” x 15” | $85 | Not stated | None |
| Safe Deposit Box 5” x 5” | $50 | Not stated | None |
| Safe Deposit Box 5” x 5” (audience not stated, treated as personal) | $50 | Not stated | None |
| Safe Deposit Box 7” x 10” | $105 | Not stated | None |
| Legal Process | $125 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Closeout | $50 | per item | None |
| IRA Transfer Closeout | $35 | Not stated | None |
Other Fees | |||
| Duplicate Statement | $5 | Not stated | None |
| Duplicate Statement | $10 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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