24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NSF / Returned Item
Non-Network ATM
Leaves out 1 fee charged on a different basis filed under this fee.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Jersey Shore Federal Credit Union · $246M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Jersey Shore Federal Credit Union(this institution) | Northfield, NJ | $246M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bossier Federal Credit Union | Bossier City, LA | $245M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Building Trades Federal Credit Union | Maple Grove, MN | $250M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Cedar Falls Community Federal Credit Union | Cedar Falls, IA | $252M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Corazo Federal Credit Union | El Centro, CA | $244M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Encompass Federal Credit Union | Tipton, IN | $241M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Geovista Federal Credit Union | Hinesville, GA | $247M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Greater Alliance Federal Credit Union | Paramus, NJ | $248M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Illinois State Federal Credit Union | Normal, IL | $249M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Investex Federal Credit Union | Humble, TX | $245M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Luso Federal Credit Union | Ludlow, MA | $245M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mc Federal Credit Union | Danville, PA | $247M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Meritus Federal Credit Union | Lafayette, LA | $246M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Novation Federal Credit Union | Oakdale, MN | $244M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Nw Priority Federal Credit Union | Portland, OR | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ohio Valley Community Federal Credit Union | Clarington, OH | $244M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pioneer Appalachia Federal Credit Union | Charleston, WV | $245M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pyramid Federal Credit Union | Tucson, AZ | $248M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Seaboard Federal Credit Union | Bucksport, ME | $246M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Shrewsbury Federal Credit Union | Shrewsbury, MA | $249M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Skypoint Federal Credit Union | Germantown, MD | $243M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Southbridge Federal Credit Union | Southbridge, MA | $242M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southern Security Federal Credit Union | Collierville, TN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| St. Paul Federal Credit Union | Saint Paul, MN | $252M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sterling Federal Credit Union | Sterling, CO | $247M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Tongass Federal Credit Union | Ketchikan, AK | $252M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5, against a peer median of $8 among 11 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.
Amounts from Jersey Shore Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per hour · Account Reconciliation Request (If error not caused by credit union) | $25 per hour
per item
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Fee if Below Minimum | $5 | per month | None |
| Low Balance Fee | $5 | per month | None |
| New Main Share Account closed within 3 months of opening | $25 | Not stated | None |
| Dormant Account | $5 | per month | None |
| Account Reconciliation Request (If error not caused by credit union) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation Request (If error not caused by credit union) | $25 per hour |
| Mailed Paper Statement (Prime Tide, Little Stars, and MyShore Teen Clubs exempt) | $1.50 | Not stated | None |
| Excessive Transaction (Fee applies when account exceeds six pre-authorized transactions per month) | $10 | per item | None |
| Address Locator Fee | $25 | Not stated | None |
| Return Mail | $7Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Electronic Payment Insufficient Funds | $35 | per item | None |
| Non-Sufficient Funds (NSF) | $35 | per item | None |
| Return Check or Insufficient Fund Item Charge | $35 | per item | None |
| Overdraft Protection from Share or Share Draft | $7 | per item | None |
ATM & Card | |||
| Checking and Debit/ATM Card | $6.95Not compared: Monthly charge, not per item | per month | None |
| Out-of-Network Fee (Non Jersey Shore FCU, CO-OP, and Allpoint ATMs) | $1.50 | per item | None |
Wire Transfers | |||
| Wire Transfer (Domestic) – Outgoing | $20 | per item | None |
| Wire Transfer (International) – Outgoing | $40 | per item | None |
| Wire Transfer (International and Domestic) – Incoming | $15 | per item | None |
Check Services | |||
| Certified Check | $10 | per item | None |
| Official/Corporate Check made payable to another party (except from loan proceeds or payable to self) | $8 | per item | None |
| Money Orders | $3 | per item | None |
| Stop Payment (Member Request) | $30 | per item | None |
| Starter Checks (After first 12 for new accounts) | $2 | Not stated | None |
| Copy of Canceled Share Draft | $2 | per item | None |
Digital & Electronic | |||
| Bill Pay & Zelle | $6.95 | per month | None |
Cash & Deposit | |||
| Coin Counting Machine | 9% | Not stated | None |
Account Services | |||
| Notary Services | $2.50 | per item | None |
| Liens, Levies, and Attachments | $125 | Not stated | None |
| Verification of Account | $15 | Not stated | None |
Other Fees | |||
| Fax for non-credit union business | $2 | Not stated | None |
| Home Equity Loan Processing Fee for Loans under $20,000 | $250 | per item | None |
| Loan Application Fee (Fee becomes minimum deposit upon decision to be a member.) | $25 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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