24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NSF / Returned Item
Non-Network ATM
Leaves out 1 fee charged on a different basis filed under this fee.
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Jersey Shore Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per hour · Account Reconciliation Request (If error not caused by credit union) | $25 per hour
per item
per item
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Fee if Below Minimum | $5 | per month | None |
| Low Balance Fee | $5 | per month | None |
| New Main Share Account closed within 3 months of opening | $25 | Not stated | None |
| Dormant Account | $5 | per month | None |
| Account Reconciliation Request (If error not caused by credit union) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation Request (If error not caused by credit union) | $25 per hour |
| Mailed Paper Statement (Prime Tide, Little Stars, and MyShore Teen Clubs exempt) | $1.50 | Not stated | None |
| Excessive Transaction (Fee applies when account exceeds six pre-authorized transactions per month) | $10 | per item | None |
| Address Locator Fee | $25 | Not stated | None |
| Return Mail | $7Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Electronic Payment Insufficient Funds | $35 | per item | None |
| Non-Sufficient Funds (NSF) | $35 | per item | None |
| Return Check or Insufficient Fund Item Charge | $35 | per item | None |
| Overdraft Protection from Share or Share Draft | $7 | per item | None |
ATM & Card | |||
| Checking and Debit/ATM Card | $6.95Not compared: Monthly charge, not per item | per month | None |
| Out-of-Network Fee (Non Jersey Shore FCU, CO-OP, and Allpoint ATMs) | $1.50 | per item | None |
Wire Transfers | |||
| Wire Transfer (Domestic) – Outgoing | $20 | per item | None |
| Wire Transfer (International) – Outgoing | $40 | per item | None |
| Wire Transfer (International and Domestic) – Incoming | $15 | per item | None |
Check Services | |||
| Certified Check | $10 | per item | None |
| Official/Corporate Check made payable to another party (except from loan proceeds or payable to self) | $8 | per item | None |
| Money Orders | $3 | per item | None |
| Stop Payment (Member Request) | $30 | per item | None |
| Starter Checks (After first 12 for new accounts) | $2 | Not stated | None |
| Copy of Canceled Share Draft | $2 | per item | None |
Digital & Electronic | |||
| Bill Pay & Zelle | $6.95 | per month | None |
Cash & Deposit | |||
| Coin Counting Machine | 9% | Not stated | None |
Account Services | |||
| Notary Services | $2.50 | per item | None |
| Liens, Levies, and Attachments | $125 | Not stated | None |
| Verification of Account | $15 | Not stated | None |
Other Fees | |||
| Fax for non-credit union business | $2 | Not stated | None |
| Home Equity Loan Processing Fee for Loans under $20,000 | $250 | per item | None |
| Loan Application Fee (Fee becomes minimum deposit upon decision to be a member.) | $25 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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