Topmark Federal Credit Union

Headquarters: Cridersville, Ohio
Charter: Credit Union
Assets: $62.6M
Fed district: Cleveland
Regulator: NCUA

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 13, 2026

How these figures are measured

Call-report figures are for Topmark Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Topmark Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 13, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Topmark Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $119K in Q2 2026, 0.8% above the same quarter a year earlier ($118K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Topmark Federal Credit Union: $2.95
Topmark Federal Credit Union: $2.95
U.S. median: no median
Overdraft (OD)
Topmark Federal Credit Union: $30
Topmark Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Topmark Federal Credit Union: $30
Topmark Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $119K.

Fee income, Q2 2026

$119K

$119KQ3 2025

$129KQ4 2025

$120KQ1 2026

$119KQ2 2026

Against the median

Topmark Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Topmark Federal Credit Union · $63M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Credit unions only
$61M to $64M in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Topmark Federal Credit Union(this institution)	Cridersville, OH	$63M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Acme Continental Federal Credit Union	Riverdale, IL	$62M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Atlantic City Electric Co Emp Federal Credit Union	Mays Landing, NJ	$63M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bopti Federal Credit Union	San Pedro, CA	$63M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Buffalo Conrail Federal Credit Union	Cheektowaga, NY	$61M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
C C S E Federal Credit Union	Salamanca, NY	$61M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Calcasieu Teachers And Employees Federal Credit Union	Lake Charles, LA	$63M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Cranberry Federal Credit Union	West Wareham, MA	$63M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Five Star Of Maryland Federal Credit Union	Baltimore, MD	$63M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Fort Billings Federal Credit Union	Paulsboro, NJ	$64M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Healthcare Financial Federal Credit Union	New Haven, CT	$64M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
La Joya Area Federal Credit Union	La Joya, TX	$62M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lincoln Park Community Federal Credit Union	Lincoln Park, MI	$63M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Members Preferred Federal Credit Union	Idaho Falls, ID	$63M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mohave Community Federal Credit Union	Kingman, AZ	$61M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Morrisons Cove 1St Federal Credit Union	Roaring Spring, PA	$62M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Morton Lane Federal Credit Union	Buffalo, NY	$63M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Panhandle Federal Credit Union	Wellington, KS	$62M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Perfect Circle Federal Credit Union	Hagerstown, IN	$63M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rimrock Federal Credit Union	Billings, MT	$64M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
River Valley Community Federal Credit Union	Camden, AR	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Rolling F Federal Credit Union	Turlock, CA	$64M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
San Juan Mountains Federal Credit Union	Montrose, CO	$61M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
South Bend Firefighters Federal Credit Union	South Bend, IN	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The Bridgeway Federal Credit Union	Phenix City, AL	$62M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
University Of Louisiana Federal Credit Union	Lafayette, LA	$61M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.05 (41%) below the median of similar-sized credit unions.

Its published price is $2.95, against a peer median of $5 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026.

Monthly maintenance fee in dollars, one mark per institution

Topmark Federal Credit Un…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 25, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Topmark Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $119K
vs prior quarter: −$1K−0.8%; from Q1 2026
vs a year earlier: +$1K+0.8%; from Q2 2025
vs start of range: −$8K−6.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Topmark Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$119K	−$1K	−0.8%
Q1 2026	$120K	−$9K	−7.0%
Q4 2025	$129K	+$10K	+8.4%
Q3 2025	$119K	+$1K	+0.8%
Q2 2025	$118K	−$5K	−4.1%
Q1 2025	$123K	−$5K	−3.9%
Q4 2024	$128K	+$1K	+0.8%
Q3 2024	$127K	+$18K	+16.5%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Topmark Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$2.95
per month
Account Closure$5
Dormant Account Fee$5
Not compared: Quarterly charge, not monthly
per quarter
Return Mail Fee$5

Overdraft & NSF

Courtesy Pay fee$30
per item
Return Item fee$30
per item
Overdraft fee (transferred from Savings or OD Line of Credit)$5
per item

ATM & Card

Replace Debit Card fee$10

Wire Transfers

Wire Transfer (outgoing)$20
Wire Transfer (Foreign)$30

Check Services

Certified Check$3
Official Check - Non-Member$5
Money Order fee$2
per item
Stop Payment ACH/Share Draft$20
Copy of Official Check$5
Copy of Paid Draft fee$3
per item

Digital & Electronic

Return fee ACH Origination$30
Bill Pay$4.95

Cash & Deposit

Deposited Item Return fee$30
per item

Lending Fees

Loan Late Fee$25

Retirement & IRA

IRA Closing$25

Gift & Prepaid Cards

VISA Gift Card$3.95

Other Fees

Overnight Mail Fee$20
Statement Copy (archived copies)$1
Not compared: Charged per page; comparison unavailable
per page
Loan Refinance (existing TopMark loans only)$100
Skip A Pay$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$2.95	per month	None
Account Closure	$5	Not stated	None
Dormant Account Fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay fee	$30	per item	None
Return Item fee	$30	per item	None
Overdraft fee (transferred from Savings or OD Line of Credit)	$5	per item	None
ATM & Card
Replace Debit Card fee	$10	Not stated	None
Wire Transfers
Wire Transfer (outgoing)	$20	Not stated	None
Wire Transfer (Foreign)	$30	Not stated	None
Check Services
Certified Check	$3	Not stated	None
Official Check - Non-Member	$5	Not stated	None
Money Order fee	$2	per item	None
Stop Payment ACH/Share Draft	$20	Not stated	None
Copy of Official Check	$5	Not stated	None
Copy of Paid Draft fee	$3	per item	None
Digital & Electronic
Return fee ACH Origination	$30	Not stated	None
Bill Pay	$4.95	Not stated	None
Cash & Deposit
Deposited Item Return fee	$30	per item	None
Lending Fees
Loan Late Fee	$25	Not stated	None
Retirement & IRA
IRA Closing	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$3.95	Not stated	None
Other Fees
Overnight Mail Fee	$20	Not stated	None
Statement Copy (archived copies)	$1Not compared: Charged per page; comparison unavailable	per page	None
Loan Refinance (existing TopMark loans only)	$100	Not stated	None
Skip A Pay	$35	per item	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Topmark Federal Credit Union's early account closure changes in our data

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