16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NSF / Returned Item
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Meridian Mississippi Ang Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per quarter
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge Checking under $500.00 | $5 | per month | None |
| Monthly Service Charge Checking under $500.00 | $5 | per month | None |
| Early Account Closing Fee | $15 | Not stated | None |
| Early closing of Christmas Club Account | $25 | Not stated | None |
| 120 daysof inactivity | $5 | Not stated | None |
| Excessive Withdrawal Fees Share Account (exclude electronic transfers)(after 9 per quarter) | $1Not compared: Quarterly charge, not per item | per quarter | None |
Overdraft & NSF | |||
| Insufficient Funds Check Returns (per item) | $40 | per item | None |
| Overdraft Fee (per item after 3rd automatic transfer) | $40 | per item | None |
Check Services | |||
| Cashier’s Checks | $2 | per item | None |
| Stop Payment Fee (per item) | $40 | per item | None |
| Counter Checks | $3 | per item | None |
| Check Cashing Non-Member | $5 | Not stated | None |
| Check Copy | $3 | per item | None |
| Photocopy of check | $5 | per item | None |
Account Services | |||
| Verification of Deposit Fee | $5 | Not stated | None |
Lending Fees | |||
| Late Fee added to any account 15 days past due | $15 | Not stated | None |
Retirement & IRA | |||
| IRA Annual Maintenance Fee | $5 | per year | None |
| IRA Early Withdrawal Fee | $5 | Not stated | None |
Other Fees | |||
| Statement Copy Fee (per statement) | $2 | Not stated | None |
| Mortgage Loan Processing Fee/Credit Bureau Fee | $450 | Not stated | None |
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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