VerifiedCommunity credit union, under $300M

Westside Community Federal Credit Union

Churchville, New YorkCredit UnionNew York district

Fee schedule collected Feb 17, 2026 · Financials as of Q1 2026

Website Published fee schedule

Verified fees

Under review

Assets

$25.3M

Fee benchmark score

Not scored

Financials as of

Q1 2026

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

40% above the national median NSF fee

Total fees: 18 — leaner than most institutions

Fee Schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Account MaintenanceVerified

Account Closure within first 6 months$5
one time · Source

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
Account Closure within first 6 months	$5	one time	—	Source
Copy of Statement	$2	per item	—	Source
Fax Service	$2	per item	—	Source
Returned Mail	$2	per item	after 2 times	Source
Overdraft & NSFVerified
Insufficient Funds	$35	per item	—	Source
Insufficient Funds Transfer from Share Account	$1	per item	—	Source
Returned Check Fee	$35	per item
ATM & CardVerified
Replace ATM/Debit Card	$5	per item	—	Source
Check ServicesVerified
ACH Stop Payment	$35	per item	—	Source
Copy of Check	$2	per item	—	Source
Official Credit Union Checks	$3	per item
Account ServicesVerified
Legal Action Compliance	$75	per item	—	Source
Lending FeesVerified
Home Equity Late Payment	$25	per item	after 10 days	Source
Loans not Picked Up, Cancelled or Modified	$20	per item	—	Source
Other feesVerified
Dormant Savings - no activity 24 months	$5	per month	—	Source
Replace ATM/Debit Card - Rush Order	$20	per item	—	Source

How the headline fees compare

Published fees

Size and fee revenue