18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Rockland Employees Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per hour · Account Research, per hour | $10.00
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charge (effective 6/30/19) | $2 | per month | None |
| Account Closing Fee | $10 | Not stated | None |
| Dormant Acoount Fee, per month | $5 | per month | None |
| Account Research, per hour | $10Not compared: Charged per hour; comparison unavailable | per hour | Account Research, per hour | $10.00 |
| Excessive Withdrawal / Item fee | $5 | per item | None |
| Return Mail Fee | $5 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay, per item | $20 | per item | None |
| Insufficient Fund, Return checks and ACH | $25 | Not stated | None |
ATM & Card | |||
| Foreign ATM Fee | $2 | Not stated | None |
| Card Replacement | $5 | Not stated | None |
| Card Replacement | $15 | Not stated | None |
Wire Transfers | |||
| Wire Transfer (Domestic) | $20 | Not stated | None |
| Wire Transfer (International) | $35 | Not stated | None |
Check Services | |||
| Stop Payment | $10 | Not stated | None |
| Stop Payment for Online Bill Payment | $40 | Not stated | None |
| Non Member Check Cashing Fee | $5 | Not stated | None |
Cash & Deposit | |||
| Deposited Check Returned Unpaid | $25 | Not stated | None |
Account Services | |||
| Legal Processing Fee | $150 | Not stated | None |
Lending Fees | |||
| Loan Processing Fee (emergency, cash in a flash, loyalty and birthday loans) | $15 | Not stated | None |
Other Fees | |||
| Duplicate Statement, per page | $2 | per item | None |
| Loan Processing Fee (emergency, cash in a flash, loyalty and birthday loans) | $15 | Not stated | None |
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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