Rockland Employees Federal Credit Union

Headquarters: Spring Valley, New York
Charter: Credit Union
Assets: $54.9M
Fed district: New York
Regulator: NCUA

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 26, 2026

How these figures are measured

Call-report figures are for Rockland Employees Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Rockland Employees Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 26, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Rockland Employees Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $147K in Q2 2026, 1.3% below the same quarter a year earlier ($149K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Rockland Employees Federal Credit Union: $2
Rockland Employees Federal Credit Union: $2
U.S. median: no median
Overdraft (OD)
Rockland Employees Federal Credit Union: $20
Rockland Employees Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Rockland Employees Federal Credit Union: $25
Rockland Employees Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 2.0% from Q3 2025 to Q2 2026, to $147K.

Fee income, Q2 2026

$147K

$150KQ3 2025

$157KQ4 2025

$143KQ1 2026

$147KQ2 2026

Against the median

Rockland Employees Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Rockland Employees Federal Credit Union · $55M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$54M to $56M in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Rockland Employees Federal Credit Union(this institution)	Spring Valley, NY	$55M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Brooklyn Cooperative Federal Credit Union	Brooklyn, NY	$56M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Central Wisconsin Federal Credit Union	Plover, WI	$56M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Charlotte Fire Department Federal Credit Union	Charlotte, NC	$56M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Electrical Federal Credit Union	Arvada, CO	$54M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Forge Federal Credit Union	Upper Darby, PA	$56M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Heart O' Texas Federal Credit Union	Waco, TX	$55M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Hopewell Chemical Federal Credit Union	Hopewell, VA	$56M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Huntington Beach Federal Credit Union	Huntington Beach, CA	$56M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Inland Valley Federal Credit Union	fontana, CA	$54M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kue Federal Credit Union	Lexington, KY	$56M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
L. A. Electrical Workers Credit Un. Federal Credit Union	Pasadena, CA	$55M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Lancaster Red Rose Federal Credit Union	Leola, PA	$55M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lifetime Federal Credit Union	Richardson, TX	$55M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Newport News Mun. Emp Credit Union	Newport News, VA	$54M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Olympia Federal Credit Union	Olympia, WA	$56M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Penn Federal Credit Union	Philadelphia, PA	$54M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Post Office Employees' Federal Credit Union	Metairie, LA	$55M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Priority Federal Credit Union	Orlando, FL	$56M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ravenswood Federal Credit Union	Ravenswood, WV	$54M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Total Choice Federal Credit Union	Hahnville, LA	$54M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
United Northwest Federal Credit Union	Norton, KS	$55M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
United Trades Federal Credit Union	Tualatin, OR	$56M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Van Cortlandt Cooperative Federal Credit Union	Bronx, NY	$55M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Wayne County Community Federal Credit Union	Smithville, OH	$54M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Westminster Federal Credit Union	Westminster, CO	$55M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.75 (47%) below the median of similar-sized credit unions.

Its published price is $2, against a peer median of $3.75 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Rockland Employees Federa…Peer (equal prices stack)Peer medianInclude $15 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Rockland Employees Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $147K
vs prior quarter: +$4K+2.8%; from Q1 2026
vs a year earlier: −$2K−1.3%; from Q2 2025
vs start of range: −$8K−5.2%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Rockland Employees Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$147K	+$4K	+2.8%
Q1 2026	$143K	−$14K	−8.9%
Q4 2025	$157K	+$7K	+4.7%
Q3 2025	$150K	+$1K	+0.7%
Q2 2025	$149K	−$5K	−3.2%
Q1 2025	$154K	−$15K	−8.9%
Q4 2024	$169K	+$14K	+9.0%
Q3 2024	$155K	−$1K	−0.6%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Rockland Employees Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge (effective 6/30/19)$2
per month
Account Closing Fee$10
Dormant Acoount Fee, per month$5
per month
Account Research, per hour$10
Not compared: Charged per hour; comparison unavailable
per hour · Account Research, per hour | $10.00
Excessive Withdrawal / Item fee$5
per item
Return Mail Fee$5

Overdraft & NSF

Courtesy Pay, per item$20
per item
Insufficient Fund, Return checks and ACH$25

ATM & Card

Foreign ATM Fee$2
Card Replacement$5
Card Replacement$15

Wire Transfers

Wire Transfer (Domestic)$20
Wire Transfer (International)$35

Check Services

Stop Payment$10
Stop Payment for Online Bill Payment$40
Non Member Check Cashing Fee$5

Cash & Deposit

Deposited Check Returned Unpaid$25

Account Services

Legal Processing Fee$150

Lending Fees

Loan Processing Fee (emergency, cash in a flash, loyalty and birthday loans)$15

Other Fees

Duplicate Statement, per page$2
per item
Loan Processing Fee (emergency, cash in a flash, loyalty and birthday loans)$15

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge (effective 6/30/19)	$2	per month	None
Account Closing Fee	$10	Not stated	None
Dormant Acoount Fee, per month	$5	per month	None
Account Research, per hour	$10Not compared: Charged per hour; comparison unavailable	per hour	Account Research, per hour \| $10.00
Excessive Withdrawal / Item fee	$5	per item	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay, per item	$20	per item	None
Insufficient Fund, Return checks and ACH	$25	Not stated	None
ATM & Card
Foreign ATM Fee	$2	Not stated	None
Card Replacement	$5	Not stated	None
Card Replacement	$15	Not stated	None
Wire Transfers
Wire Transfer (Domestic)	$20	Not stated	None
Wire Transfer (International)	$35	Not stated	None
Check Services
Stop Payment	$10	Not stated	None
Stop Payment for Online Bill Payment	$40	Not stated	None
Non Member Check Cashing Fee	$5	Not stated	None
Cash & Deposit
Deposited Check Returned Unpaid	$25	Not stated	None
Account Services
Legal Processing Fee	$150	Not stated	None
Lending Fees
Loan Processing Fee (emergency, cash in a flash, loyalty and birthday loans)	$15	Not stated	None
Other Fees
Duplicate Statement, per page	$2	per item	None
Loan Processing Fee (emergency, cash in a flash, loyalty and birthday loans)	$15	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Rockland Employees Federal Credit Union's monthly maintenance changes in our data

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