11 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Transfiguration Parish Federal Credit Union’s own schedules, with a source for each figure.
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Checking Account Maintenance Fee | $5 | per month | None |
| Checking Account Maintenance Fee (monthly) | $5 | per month | None |
| Dormant Account Maintenance Fee (monthly) | $10 | per month | None |
Overdraft & NSF | |||
| Returned ACH Fee | $15 | Not stated | None |
| Share Draft NSF Fee | $15 | per item | None |
ATM & Card | |||
| ATM Withdrawals Outside of Branch | $2.50 | Not stated | None |
| ATM Card Replacement | $10 | Not stated | None |
| ATM Card Replacement (Expedited Shipping) | $65 | Not stated | None |
Check Services | |||
| Stop Payment on Checks or ACH (audience not stated, treated as personal) | $35 | per item | per item |
| Stop Payments on Checks or ACH (per item) | $35 | per item | None |
| Check Image Reprint Fee | $5 | per item | per check |
| Check Image Reprint Fee (per check) | $5 | per item | None |
Digital & Electronic | |||
| Returned ACH Fee | $15 | per item | None |
Account Services | |||
| Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Loan Late Charge (on monthly payment) (audience not stated, treated as personal) | 4% | per month | None |
| Mortgage Late Charge (on monthly payment) (audience not stated, treated as personal) | 3% | per month | None |
Other Fees | |||
| Loan Application Fee | $25 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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