Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Morton Lane Federal Credit Union

Buffalo, New YorkCredit UnionNew York Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Bad Address / No Contact / Return Mail$15Below the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=account_research; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Bad Address / No Contact / Return Mail $15.00" · Source

Dormant Accounts - Inactive for Over 24 Months Fee/Month$20

$15 above the national median

per month · Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=dormant_account; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Dormant Accounts - Inactive for Over 24 Months Fee/Month $20.00" · Source

Monthly Service$0

$6 below the national median

per month · Knox read a free fee from Rosetta artifact #4801. canonical_hint=monthly_maintenance; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Monthly Service $0.00" · Source

Overdraft & NSFVerified

Courtesy Pay$21Below the typical range ($25–$31 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=overdraft; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Courtesy Pay $21.00" · Source
Return Draft/ NSF Fee$21Below the typical range ($25–$31 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=nsf; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Return Draft/ NSF Fee $21.00" · Source

ATM & CardVerified

ATM Cash Withdrawals$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #4801. canonical_hint=atm_non_network; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="ATM Cash Withdrawals $0.00" · Source
ATM Cash Withdrawals$1Within the typical range ($1–$2.50 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=atm_non_network; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="ATM Cash Withdrawals $1.00" · Source
Expedited Replacement of Visa ATM/Debit Card$25Below the typical range ($30–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=rush_card; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Expedited Replacement of Visa ATM/Debit Card $25.00" · Source
Replacement of Visa ATM-DEBIT-CREDIT Card$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=card_replacement; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Replacement of Visa ATM-DEBIT-CREDIT Card $15.00" · Source

Wire TransfersVerified

Incoming Wire (Domestic Only) + More$5Within the typical range ($5–$15 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=wire_domestic_incoming; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Incoming Wire (Domestic Only) $5,001+ More $5.00" · Source
Outgoing Wire (Domestic Only)$35Above the typical range ($20–$25 nationally)
$13 above the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=wire_domestic_outgoing; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Outgoing Wire (Domestic Only) $35.00" · Source

Check ServicesVerified

Photo Copy of Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=check_image; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Photo Copy of Check $5.00" · Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$5.50 below the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=stop_payment; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Stop Payment $20.00" · Source
Stop Payment on A Withdrawal Check$35Above the typical range ($20–$30 nationally)
$9.50 above the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=stop_payment; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Stop Payment on A Withdrawal Check $35.00" · Source

Digital & ElectronicVerified

ACH Stop Return$20Within the typical range ($15–$30 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=ach_return; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="ACH Stop Return $20.00" · Source

Account ServicesVerified

Garnishment/Levy$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=garnishment_levy; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Garnishment/Levy $25.00" · Source

Other FeesVerified

Quarterly Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=document_reproduction; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Quarterly Statement Copy $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Bad Address / No Contact / Return Mail	$15Below the typical range ($17.50–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=account_research; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Bad Address / No Contact / Return Mail $15.00"	Source
Dormant Accounts - Inactive for Over 24 Months Fee/Month	$20Above the typical range ($5–$10 nationally)	$15 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=dormant_account; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Dormant Accounts - Inactive for Over 24 Months Fee/Month $20.00"	Source
Monthly Service	$0Below the typical range ($3–$10 nationally)	$6 below the national median	per month	Knox read a free fee from Rosetta artifact #4801. canonical_hint=monthly_maintenance; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Monthly Service $0.00"	Source
Overdraft & NSFVerified
Courtesy Pay	$21Below the typical range ($25–$31 nationally)	$9 below the national median	—	Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=overdraft; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Courtesy Pay $21.00"	Source
Return Draft/ NSF Fee
ATM & CardVerified
ATM Cash Withdrawals	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #4801. canonical_hint=atm_non_network; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="ATM Cash Withdrawals $0.00"	Source
ATM Cash Withdrawals	$1
Wire TransfersVerified
Incoming Wire (Domestic Only) + More	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=wire_domestic_incoming; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Incoming Wire (Domestic Only) $5,001+ More $5.00"	Source
Outgoing Wire (Domestic Only)
Check ServicesVerified
Photo Copy of Check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=check_image; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Photo Copy of Check $5.00"	Source
Stop Payment	$20
Digital & ElectronicVerified
ACH Stop Return	$20Within the typical range ($15–$30 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=ach_return; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="ACH Stop Return $20.00"	Source
Account ServicesVerified
Garnishment/Levy	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=garnishment_levy; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Garnishment/Levy $25.00"	Source
Other FeesVerified
Quarterly Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4801. canonical_hint=document_reproduction; text_hash=aa2c3f373c71bf0545f3f2635418f0ff586ce723e8d8a5246502b0e51c85afe4; excerpt="Quarterly Statement Copy $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$21

Overdraft fee: $21

30% below the national median overdraft fee

Total fees: 17 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$62.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$62.8M

Total deposits

$54.7M

Service charge income (year to date)

$37K

Fee income ratio

2.4%

Return on assets

0.35%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 28,880 verified fees from 2,290 institutions

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