U.S. Bank National Association

Headquarters: Cincinnati, Ohio
Charter: Bank
Assets: $705.6B
Fed district: Cleveland

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices
U.S. Bank National Association: $4.95 to $12
U.S. Bank National Association: $4.95 to $12
U.S. median: no median
Overdraft (OD)
U.S. Bank National Association: $36
U.S. Bank National Association: $36
U.S. median: no median
Non-Network ATM
U.S. Bank National Association: $2.50 to $3
U.S. Bank National Association: $2.50 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from U.S. Bank National Association’s own schedules, with a source for each figure.

Account Maintenance

Bank Smartly Checking Monthly Maintenance Fee$12
per month
Monthly Maintenance Fee$5
per month
Safe Debit account Monthly Maintenance Fee$4.95
per month
Dormant Account (per month)$5
per month
Account Balancing and Research 1 hour minimum$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Paid Fee$36
per item
Overdraft Protection Transfer Fee$12.50

ATM & Card

Non-U.S. Bank ATM Transaction (International or Domestic)$3
Non-U.S. Bank ATM transaction fee$2.50

Wire Transfers

Wire Transfer: Domestic – Outgoing$30
Wire Transfer: Domestic – Incoming$20
Wire Transfer: International – Outgoing$50
Wire Transfer: International – Incoming$25

Check Services

Cashier’s Check$10
Personal money order$1.65
per item
Personal Money Orders$5
Stop Payment$35
Counter Checks$2
per item

Cash & Deposit

Debit Card Cash Advance Fee$2
Returned Check Fee$35

Account Services

Late Payment (per month)$10
Not compared: Monthly charge, not annual
per month
Lock DrillingNo charge
Not compared: Box drilling or key fee
Garnishments$100
Tax Levy and Child Support$100

Retirement & IRA

IRA External Transfer Fee$30

Other Fees

Courier Fee (per check)$55
per item

Fee	Amount	Basis	Note
Account Maintenance
Bank Smartly Checking Monthly Maintenance Fee	$12	per month	None
Monthly Maintenance Fee	$5	per month	None
Safe Debit account Monthly Maintenance Fee	$4.95	per month	None
Dormant Account (per month)	$5	per month	None
Account Balancing and Research 1 hour minimum	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Paid Fee	$36	per item	None
Overdraft Protection Transfer Fee	$12.50	Not stated	None
ATM & Card
Non-U.S. Bank ATM Transaction (International or Domestic)	$3	Not stated	None
Non-U.S. Bank ATM transaction fee	$2.50	Not stated	None
Wire Transfers
Wire Transfer: Domestic – Outgoing	$30	Not stated	None
Wire Transfer: Domestic – Incoming	$20	Not stated	None
Wire Transfer: International – Outgoing	$50	Not stated	None
Wire Transfer: International – Incoming	$25	Not stated	None
Check Services
Cashier’s Check	$10	Not stated	None
Personal money order	$1.65	per item	None
Personal Money Orders	$5	Not stated	None
Stop Payment	$35	Not stated	None
Counter Checks	$2	per item	None
Cash & Deposit
Debit Card Cash Advance Fee	$2	Not stated	None
Returned Check Fee	$35	Not stated	None
Account Services
Late Payment (per month)	$10Not compared: Monthly charge, not annual	per month	None
Lock Drilling	No chargeNot compared: Box drilling or key fee	Not stated	None
Garnishments	$100	Not stated	None
Tax Levy and Child Support	$100	Not stated	None
Retirement & IRA
IRA External Transfer Fee	$30	Not stated	None
Other Fees
Courier Fee (per check)	$55	per item	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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