13 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 5, 2026.
Total assets
Q2 2026, quarter end
FDIC call report data · Jun 30, 2026
Revenue
Not reported
Not on file
Service-charge income
Not reported
Not on file
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 5, 2026
Call-report figures are for Bank of China at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q2 2026 Quarter ended Jun 30, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) | Not on file | Not on file | Not recorded |
| Service-charge income | Service charges on deposit accounts | Not on file | Not on file | Not recorded |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Bank of China's published fee schedule; Bank Fee Index medians | Current schedule | Oct 5, 2026 |
Service-charge income by quarter
Not reported
Fewer than two quarters on file.
Comparison with U.S. medians for fees published by banks and credit unions.
NSF / Returned Item
Stop Payment
Compared at $22.50, the middle of its prices
Cashier's Check
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Bank of China · $48.5B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Bank of China(this institution) | New York, NY | $48.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Associated Bank, National Association | Green Bay, WI | $51.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Atlantic Union Bank | Richmond City, VA | $38B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Banc of California | Los Angeles, CA | $34.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Banco Popular de Puerto Rico | San Juan, PR | $63.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank OZK | Little Rock, AR | $41.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| BankUnited, National Association | Miami Lakes, FL | $34.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Overdraft not published |
| Barclays Bank Delaware | Wilmington, DE | $43.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| BOKF, National Association | Tulsa, OK | $53B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Columbia Bank | Roseburg, OR | $65.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Commerce Bank | Kansas City, MO | $35B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Eastern Bank | Boston, MA | $31.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| EverBank, National Association | Jacksonville, FL | $46.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank of Omaha | Omaha, NE | $34.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| First National Bank of Pennsylvania | Greenville, PA | $50.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Frost Bank | San Antonio, TX | $54B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Fulton Bank, National Association | Lancaster, PA | $32.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Glacier Bank | Kalispell, MT | $31.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hancock Whitney Bank | Gulfport, MS | $36.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| MidFirst Bank | Oklahoma City, OK | $42.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Prosperity Bank | El Campo, TX | $43.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Raymond James Bank | Saint Petersburg, FL | $45.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| SoFi Bank, National Association | Cottonwood Heights, UT | $56.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| TD Bank USA, National Association | Wilmington, DE | $32.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Capital Bank | Dallas, TX | $33.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Bank | Fairfax, VA | $33.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $9.25 among 18 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Bank of China does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Bank of China (bank level, not the holding company). Income lines are standalone quarters.
Total assets
Q3 2024 to Q2 2026, quarter end · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $48.5B | +$4.1B | +9.2% |
| Q1 2026 | $44.4B | −$17.4B | −28.2% |
| Q4 2025 | $61.9B | +$21.6B | +53.6% |
| Q3 2025 | $40.3B | −$5.3B | −11.6% |
| Q2 2025 | $45.6B | +$3.3B | +7.7% |
| Q1 2025 | $42.3B | −$14.0B | −24.9% |
| Q4 2024 | $56.3B | +$9.3B | +19.9% |
| Q3 2024 | $47.0B | +$5.7B | +13.7% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Bank of China’s own schedules, with a source for each figure.
per item
per item
per item
per item
per item
per item · per roll
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Any accounts closed within six (6) months of opening | $30 | Not stated | None |
| Abandoned Property (per item) | $25 | per item | None |
Overdraft & NSF | |||
| NSF – ACH Debit | $20 | Not stated | None |
ATM & Card | |||
| Debit Card Foreign Transactions fee | 3%of the transaction | Not stated | None |
Check Services | |||
| Certified Check | $10 | per item | None |
| Official Checks (to all payees) | $10 | Not stated | None |
| Personal Money Order | $5 | per item | None |
| Stop Payment | $30 | per item | None |
| Stop payment on the purchased International Demand Draft reported lost by cable/mail | $15 | Not stated | None |
| Counter Checks | $2 | per item | None |
| Counter Checks (per check) | $2 | per item | None |
| Check Image Retrieval/Proof of Payment Fee | $10 | Not stated | None |
Digital & Electronic | |||
| ACH returned unpaid (per item): Personal Account | $10 | Not stated | None |
Cash & Deposit | |||
| Coin Exchange Fee | $0.20 | per item | per roll |
Account Services | |||
| Notary Public | $2 | per item | per page |
| Notary Public (per page) | $2 | per item | None |
| Restraining Notices and Tax Levies | $20 | Not stated | None |
| Revenue Service, Levies or summons and Subpoenas | $80 | Not stated | None |
Other Fees | |||
| Fax charge (domestic) | $5 | Not stated | • Fax charge (domestic): first page ... $5.00 |
| Fax charge (international): first page | $15 | Not stated | None |
| Interim statement | $5 | Not stated | None |
Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Bank of China operates, and what regulators and customers have on file.
In New York-Newark-Jersey City, NY-NJ, Bank of China holds 0.8% of bank deposits, #17 of 151, with 1 office.
900 offices of 15 institutions shown.
Showing 900 of 4,574 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 151 institutions shown. $2.9T in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 0.8% share, 1 office, #17 of 151
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
517 offices of 199 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
2 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 2 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
10 past actions
Past (latest 5 of 10)
OCC, penalty $12.5M
BSA Independent Testing/Audit; BSA Internal Controls; BSA Officer; BSA Program Violation / 12 CFR 21.21; BSA SAR Violation / 12 CFR 21.11 or 163.180; BSA Training; BSA Violation Cited; BSA/AML; Customer/Enhanced Due Diligence (CDD/EDD); OFAC Compliance Issue; SAR/CTR Monitoring/Filing Issue
OCC. Ended June 21, 2022
BSA Independent Testing/Audit; BSA Internal Controls; BSA Officer; BSA Program Violation / 12 CFR 21.21; BSA Risk Assessment; BSA SAR Violation / 12 CFR 21.11 or 163.180; BSA Training; BSA Violation Cited; BSA/AML; Customer/Enhanced Due Diligence (CDD/EDD); OFAC Compliance Issue; SAR/CTR Monitoring/Filing Issue
OCC. Ended April 24, 2018
BSA Independent Testing/Audit; BSA Internal Controls; BSA Pillar Violation / 12 CFR 21.21(d); BSA Risk Assessment; BSA Violation Cited; BSA/AML; Customer/Enhanced Due Diligence (CDD/EDD); OFAC Compliance Issue; SAR/CTR Monitoring/Filing Issue
OCC. Ended May 6, 2009
OCC. Ended May 6, 2009
Source: public enforcement action lists from the OCC, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
We check once a day and send one email covering every change.