23 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026
Call-report figures are for Edwards Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Edwards Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $334K in Q2 2026, 0.6% above the same quarter a year earlier ($332K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Everything Checking $7 · Basic Checking $9 · Everything+ Checking $9
Compared at $9, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 4.0% from Q3 2025 to Q2 2026, to $334K.
$334K
Edwards Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Edwards Federal Credit Union · $277M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Edwards Federal Credit Union(this institution) | Edwards, CA | $277M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Allegent Community Federal Credit Union | Pittsburgh, PA | $281M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Alltrust Federal Credit Union | Fairhaven, MA | $280M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Aneca Federal Credit Union | Shreveport, LA | $274M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Department Of The Interior Federal Credit Union | Washington, DC | $268M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| General Electric Employees Federal Credit Union | Milford, CT | $283M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gold Coast Federal Credit Union | Palm Springs, FL | $270M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Heritage Community Federal Credit Union | Rancho Cordova, CA | $283M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Long Beach City Employees Federal Credit Union | Signal Hill, CA | $271M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lormet Community Federal Credit Union | Amherst, OH | $283M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Marshland Federal Credit Union | Brunswick, GA | $273M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Members Trust Of The Southwest Federal Credit Union | Houston, TX | $274M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Minnequa Works Federal Credit Union | Pueblo, CO | $274M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Norstate Federal Credit Union | Madawaska, ME | $280M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Central Area Federal Credit Union | Houghton Lake, MI | $272M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Penn East Federal Credit Union | Scranton, PA | $280M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Penn State Federal Credit Union | Bellefonte, PA | $274M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| People'S Community Federal Credit Union | Vancouver, WA | $269M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Puget Sound Cooperative Federal Credit Union | Bellevue, WA | $274M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Saint Lawrence Federal Credit Union | Ogdensburg, NY | $272M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Service One Federal Credit Union | Bowling Green, KY | $269M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Top Tier Federal Credit Union | Clarion, PA | $278M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| U S Postal Service Federal Credit Union | Clinton, MD | $280M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Unity One Federal Credit Union | Fort Worth, TX | $276M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Western Vista Federal Credit Union | Cheyenne, WY | $281M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Weststar Federal Credit Union | Las Vegas, NV | $273M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $9, the middle of its three prices, against a peer median of $7 among 11 publishing peers.
Its three checking prices are $7, $9 and $9.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Edwards Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $334K | +$2K | +0.6% |
| Q1 2026 | $332K | +$2K | +0.6% |
| Q4 2025 | $330K | −$18K | −5.2% |
| Q3 2025 | $348K | +$16K | +4.8% |
| Q2 2025 | $332K | +$25K | +8.1% |
| Q1 2025 | $307K | −$10K | −3.2% |
| Q4 2024 | $317K | +$18K | +6.0% |
| Q3 2024 | $299K | +$18K | +6.4% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Edwards Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per hour · | Account Research/Reconciliation (per hr.) | $25.00 |
per item
per item
per year
per year
per year
per year
per year
per year
per hour · | Legal Processing (per hour, except if prohibited by Law) | $50.00 |
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Basic Checking Monthly service charge | $9 | per month | None |
| Everything Checking Monthly service charge | $7 | per month | None |
| Everything+ Checking Monthly service charge | $9 | per month | None |
| Escheat Notice | $10 | Not stated | None |
| Account Research/Reconciliation (per hr.) | $25Not compared: Charged per hour; comparison unavailable | per hour | | Account Research/Reconciliation (per hr.) | $25.00 | |
| Returned Mail | $10 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Privilege (each item) | $29 | per item | None |
| Non-sufficient Funds (NSF) (each) | $29 | per item | None |
| Returned Item | $29 | Not stated | None |
| Overdraft Protection (each item) | $3 | per item | None |
ATM & Card | |||
| Special Handling (rejected ACH, Checks, ATM corrections) | $5 | Not stated | None |
| Card Replacement (Debit) | $10 | Not stated | None |
| Debit Car Rush Mail Request | $35 | Not stated | None |
Wire Transfers | |||
| Wire Transfer Domestic-Outgoing | $25 | Not stated | None |
| Wire Transfer International-Outgoing | $50 | Not stated | None |
Check Services | |||
| Cashier’s Check (per check) | $7 | per item | None |
| Corporate Check | $5 | Not stated | None |
| Money Order | $2 | Not stated | None |
| Stop Payment Request | $29 | Not stated | None |
| Temporary Checks (4 per page) | $3 | per item | None |
| Non-Member Check Cashing (each item) | $10 | per item | None |
Account Services | |||
| Notary Members (Per Signature) | $10 | per item | None |
| Notary Non-Members (Per Signature) | $15 | per item | None |
| 10 x 10 (Annual Fee) | $120 | per year | None |
| 10 x 16 (Annual Fee) | $150 | per year | None |
| 3 x 10 (Annual Fee) | $70 | per year | None |
| 3 x 5 (Annual Fee) | $50 | per year | None |
| 5 x 10 (Annual Fee) | $90 | per year | None |
| 5 x 5 (Annual Fee) | $60 | per year | None |
| Legal Processing (per hour, except if prohibited by Law) | $50Not compared: Charged per hour; comparison unavailable | per hour | | Legal Processing (per hour, except if prohibited by Law) | $50.00 | |
Lending Fees | |||
| Late Charge | $30 | Not stated | None |
| Late Payment Fee | $25 | Not stated | None |
Retirement & IRA | |||
| IRA Closure/Transfer | $25 | per item | None |
Gift & Prepaid Cards | |||
| Visa Gift Card (per card) | $3.50 | per item | None |
Other Fees | |||
| Copy of Credit Cards Statement | $5 | Not stated | None |
| Photocopy Requests (of any type) | $5 | Not stated | None |
| Loan Modification Fee | $25 | Not stated | None |
| Skip-a-Payment | $30 | Not stated | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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