Mississippi National Guard Federal Credit Union

Headquarters: Jackson, Mississippi
Charter: Credit Union
Assets: $43.5M
Fed district: Atlanta

23 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Mississippi National Guard Federal Credit Union: $30
Mississippi National Guard Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Mississippi National Guard Federal Credit Union: $30
Mississippi National Guard Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Mississippi National Guard Federal Credit Union: $30
Mississippi National Guard Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Mississippi, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Mississippi: Banks and credit unions headquartered in Mississippi that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mississippi National Guard Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account closed within 90 days of opening$5
Dormant account fee$5
per month
Escheatment$50
Account research / reconciliation (one hour minimum)$30

Overdraft & NSF

Debit card overdraft fee$30
Nonsufficient funds item (each)$30
per item

ATM & Card

Debit card replacement fee$10
Debit card replacement rush fee$50
Currency conversion1%of the transaction

Wire Transfers

Wire transfers: Outgoing$30
Wire transfers: Incoming$5
Wire transfers (International)$75

Check Services

Money order fee$1
Stop payments (all items)$30
Counter checks$1
per item
Check cashing for non-members (on-us)$5
per item
Check Image/Copy$4
Copy of official check$3
per item

Digital & Electronic

Home Banking transactions or Bill PayNo charge

Cash & Deposit

Deposit item return fee (other than member)$5
per item
Deposited checks (and other items) returned unpaid$30

Account Services

Legal process (garnishment, tax levies, etc.)$25
Verification of deposit/withdrawals$5

Retirement & IRA

IRA maintenance fee$20
per year

Gift & Prepaid Cards

Gift card fee$3
Prepaid debit card fee$4

Other Fees

Statement copy$5
Loan application fee (non-qualifying, Skip-a-day, Holiday special, non-refundable)$30

Fee	Amount	Basis	Note
Account Maintenance
Account closed within 90 days of opening	$5	Not stated	None
Dormant account fee	$5	per month	None
Escheatment	$50	Not stated	None
Account research / reconciliation (one hour minimum)	$30	Not stated	None
Overdraft & NSF
Debit card overdraft fee	$30	Not stated	None
Nonsufficient funds item (each)	$30	per item	None
ATM & Card
Debit card replacement fee	$10	Not stated	None
Debit card replacement rush fee	$50	Not stated	None
Currency conversion	1%of the transaction	Not stated	None
Wire Transfers
Wire transfers: Outgoing	$30	Not stated	None
Wire transfers: Incoming	$5	Not stated	None
Wire transfers (International)	$75	Not stated	None
Check Services
Money order fee	$1	Not stated	None
Stop payments (all items)	$30	Not stated	None
Counter checks	$1	per item	None
Check cashing for non-members (on-us)	$5	per item	None
Check Image/Copy	$4	Not stated	None
Copy of official check	$3	per item	None
Digital & Electronic
Home Banking transactions or Bill Pay	No charge	Not stated	None
Cash & Deposit
Deposit item return fee (other than member)	$5	per item	None
Deposited checks (and other items) returned unpaid	$30	Not stated	None
Account Services
Legal process (garnishment, tax levies, etc.)	$25	Not stated	None
Verification of deposit/withdrawals	$5	Not stated	None
Retirement & IRA
IRA maintenance fee	$20	per year	None
Gift & Prepaid Cards
Gift card fee	$3	Not stated	None
Prepaid debit card fee	$4	Not stated	None
Other Fees
Statement copy	$5	Not stated	None
Loan application fee (non-qualifying, Skip-a-day, Holiday special, non-refundable)	$30	Not stated	None

Correct a fee source

Oct 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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