Topside Federal Credit Union

Headquarters: Dahlgren, Virginia
Charter: Credit Union
Assets: $492.1M
Fed district: Richmond

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Renew Checking
Topside Federal Credit Union: $10
Topside Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Topside Federal Credit Union: $32
Topside Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Topside Federal Credit Union: $32
Topside Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Topside Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Renew Checking Monthly Fee$10
per month
Inactive Account Fee - no transactions for 6 months or more$5
per month
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour · | Account Research | $20 per hour; 1-hour minimum |

Overdraft & NSF

Overdraft (items paid resulting in a negative balance)$32
per item
NSF (items returned unpaid)$32
per item
Overdraft Transfer$7.50
per item

ATM & Card

ATM Foreign Transaction Fee<br>$2
per item

Wire Transfers

Wire Transfers (Outgoing; Domestic)$25
per item
Wire Transfers (Incoming)$10
per item

Check Services

Official Checks$5
per item
Money Orders$2
per item
Stop Payment on check written by member$32
per item
Collection Fee$25
per item
Copy Fee (paid checks, other documents, excluding statements)$2
per item

Digital & Electronic

Bill PayNo charge
Bill Pay Guaranteed 2 Day ACH Fee$4.95
Bill Pay Guaranteed 2 Day Delivery Fee (check)$14.95
Bill Pay Overnight Delivery Fee (check)$19.95

Cash & Deposit

In Branch Coin Machine ServicesNo charge
Returned Deposit Item$20
per item

Account Services

Notary ServicesNo charge
10 x 10 (only available at our Massaponax branch)$125
per year
Duplicate Safe Deposit Box Key$15
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3 x 10$65
Safe Deposit Box 3 x 5$45
Safe Deposit Box 5 x 10$75
Safe Deposit Box 5 x 5$50
Garnishment Fee$50
per item

Other Fees

Overnight Delivery Fee for Documents$20
Statement Copies (Interim, Monthly or Quarterly; Available to print in Online Banking for FREE)$5
Not compared: Charged per statement; comparison unavailable
per statement · | Statement Copies (Interim, Monthly or Quarterly; Available to print in Online Banking for FREE) | $5.00 per statement |

Fee	Amount	Basis	Note
Account Maintenance
Renew Checking Monthly Fee	$10	per month	None
Inactive Account Fee - no transactions for 6 months or more	$5	per month	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	\| Account Research \| $20 per hour; 1-hour minimum \|
Overdraft & NSF
Overdraft (items paid resulting in a negative balance)	$32	per item	None
NSF (items returned unpaid)	$32	per item	None
Overdraft Transfer	$7.50	per item	None
ATM & Card
ATM Foreign Transaction Fee<br>	$2	per item	None
Wire Transfers
Wire Transfers (Outgoing; Domestic)	$25	per item	None
Wire Transfers (Incoming)	$10	per item	None
Check Services
Official Checks	$5	per item	None
Money Orders	$2	per item	None
Stop Payment on check written by member	$32	per item	None
Collection Fee	$25	per item	None
Copy Fee (paid checks, other documents, excluding statements)	$2	per item	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Bill Pay Guaranteed 2 Day ACH Fee	$4.95	Not stated	None
Bill Pay Guaranteed 2 Day Delivery Fee (check)	$14.95	Not stated	None
Bill Pay Overnight Delivery Fee (check)	$19.95	Not stated	None
Cash & Deposit
In Branch Coin Machine Services	No charge	Not stated	None
Returned Deposit Item	$20	per item	None
Account Services
Notary Services	No charge	Not stated	None
10 x 10 (only available at our Massaponax branch)	$125	per year	None
Duplicate Safe Deposit Box Key	$15Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3 x 10	$65	Not stated	None
Safe Deposit Box 3 x 5	$45	Not stated	None
Safe Deposit Box 5 x 10	$75	Not stated	None
Safe Deposit Box 5 x 5	$50	Not stated	None
Garnishment Fee	$50	per item	None
Other Fees
Overnight Delivery Fee for Documents	$20	Not stated	None
Statement Copies (Interim, Monthly or Quarterly; Available to print in Online Banking for FREE)	$5Not compared: Charged per statement; comparison unavailable	per statement	\| Statement Copies (Interim, Monthly or Quarterly; Available to print in Online Banking for FREE) \| $5.00 per statement \|

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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