Onpath Federal Credit Union

Headquarters: Metairie, Louisiana
Charter: Credit Union
Assets: $1.5B
Fed district: Atlanta

26 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
OnPath FCU Forward Checking $6.95 · Miscellaneous Account Fees Organizational Club Checking $10 · OnPath FCU Rise Checking $10
Compared at $10, the middle of its prices
Onpath Federal Credit Union: $6.95 to $10
Onpath Federal Credit Union: $6.95 to $10
U.S. median: no median
Overdraft (OD)
Onpath Federal Credit Union: $32
Onpath Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Onpath Federal Credit Union: $32
Onpath Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Onpath Federal Credit Union · $1.5B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$1.4B to $1.5B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Onpath Federal Credit Union(this institution)	Metairie, LA	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Allsouth Federal Credit Union	Columbia, SC	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Amoco Federal Credit Union	Texas City, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avadian Federal Credit Union	Birmingham, AL	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Centris Federal Credit Union	Omaha, NE	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Community Credit Union of Florida	Rockledge, FL	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Financial Federal Credit Union	Plymouth, MI	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union West	Glendale, AZ	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Del Norte Federal Credit Union	Los Alamos, NM	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
East Texas Professional Federal Credit Union	Longview, TX	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
First Commonwealth Federal Credit Union	Lehigh Valley, PA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Service Federal Credit Union	Houston, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Great Lakes Federal Credit Union	Bannockburn, IL	$1.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Launch Credit Union	Merritt Island, FL	$1.4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Listerhill Federal Credit Union	Sheffield, AL	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Multipli Federal Credit Union	Jefferson City, MO	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
One Nevada Federal Credit Union	Las Vegas, NV	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Palmetto Citizens Federal Credit Union	Columbia, SC	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Park Federal Credit Union	Louisville, KY	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
S. C. State Federal Credit Union	Columbia, SC	$1.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Sikorsky Financial Federal Credit Union	Stratford, CT	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Summit Federal Credit Union	Rochester, NY	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
U.S. Eagle Federal Credit Union	Albuquerque, NM	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
United States Senate Federal Credit Union	Alexandria, VA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
University Of Michigan Federal Credit Union	Ann Arbor, MI	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Utilities Employees Federal Credit Union	Reading, PA	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.50 (33%) above the median of similar-sized credit unions.

Compared at $10, the middle of its three prices, against a peer median of $7.50 among 19 publishing peers.

Its three checking prices are $6.95, $10 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Onpath Federal Credit Uni…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Onpath Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
per month
OnPath FCU Forward Checking Monthly Fee$6.95
per month
OnPath FCU Rise Checking Monthly Fee$10
per month
Minimum Balance$10
per month
Dormant Account Sent to State (Escheatment)$50
Dormant Share Account$5
Research/Account Reconciliation Fee (per hour fee)$10
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$2
Excessive Withdrawals (After 3/Month)$10
Returned Mail$5

Overdraft & NSF

Courtesy Pay/Overdraft Item$32
Non-Sufficient Funds (NSF)$32
Overdraft Protection Transfer$3
Share Draft Transfer (Overdraft Protection)$15

ATM & Card

ATM & Access Card Balance Inquiry (Non OnPath Network)$3
ATM & Access Card Withdrawal (Non OnPath Network)$3
ATM Card/Debit Card Fee for Replacement Cards$15
Expedited Card Fee$50

Wire Transfers

Outgoing Domestic Wire Fee$20
Incoming Domestic Wire Fee$10
Not compared: Monthly charge, not per item
per month
Incoming International Wire Fee$15

Check Services

Cashier Checks$10
Not compared: Monthly charge, not per item
per month
Non-Member Cashiers Check$25
Money Orders (up to $1,000)$2
Stop Payment/Stop Payment of Cashier Checks$32
Temporary Checks (8 checks provided)$5
Check Cashing$5
Non Member Check Cashing Assessed per Check$7
per item
Photo Copy of Item$5

Cash & Deposit

Cash Advance fee (audience not stated, treated as personal)4%of the advance ($10 minimum)
Deposited Item Returned / Returned Loan Payment$10

Account Services

Garnishment/Tax Levy/Legal Process$50

Lending Fees

Loan processing fee$95
one time

Retirement & IRA

IRA Annual Maintenance Fee (per IRA)$10
per year

Other Fees

Statement Print Out$5
Other Lending Fee$95

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
OnPath FCU Forward Checking Monthly Fee	$6.95	per month	None
OnPath FCU Rise Checking Monthly Fee	$10	per month	None
Minimum Balance	$10	per month	None
Dormant Account Sent to State (Escheatment)	$50	Not stated	None
Dormant Share Account	$5	Not stated	None
Research/Account Reconciliation Fee (per hour fee)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$2	Not stated	None
Excessive Withdrawals (After 3/Month)	$10	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Courtesy Pay/Overdraft Item	$32	Not stated	None
Non-Sufficient Funds (NSF)	$32	Not stated	None
Overdraft Protection Transfer	$3	Not stated	None
Share Draft Transfer (Overdraft Protection)	$15	Not stated	None
ATM & Card
ATM & Access Card Balance Inquiry (Non OnPath Network)	$3	Not stated	None
ATM & Access Card Withdrawal (Non OnPath Network)	$3	Not stated	None
ATM Card/Debit Card Fee for Replacement Cards	$15	Not stated	None
Expedited Card Fee	$50	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$20	Not stated	None
Incoming Domestic Wire Fee	$10Not compared: Monthly charge, not per item	per month	None
Incoming International Wire Fee	$15	Not stated	None
Check Services
Cashier Checks	$10Not compared: Monthly charge, not per item	per month	None
Non-Member Cashiers Check	$25	Not stated	None
Money Orders (up to $1,000)	$2	Not stated	None
Stop Payment/Stop Payment of Cashier Checks	$32	Not stated	None
Temporary Checks (8 checks provided)	$5	Not stated	None
Check Cashing	$5	Not stated	None
Non Member Check Cashing Assessed per Check	$7	per item	None
Photo Copy of Item	$5	Not stated	None
Cash & Deposit
Cash Advance fee (audience not stated, treated as personal)	4%of the advance ($10 minimum)	Not stated	None
Deposited Item Returned / Returned Loan Payment	$10	Not stated	None
Account Services
Garnishment/Tax Levy/Legal Process	$50	Not stated	None
Lending Fees
Loan processing fee	$95	one time	None
Retirement & IRA
IRA Annual Maintenance Fee (per IRA)	$10	per year	None
Other Fees
Statement Print Out	$5	Not stated	None
Other Lending Fee	$95	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Maintenance$10
per month
OnPath FCU Forward Checking Monthly Fee$6.95
per month
OnPath FCU Rise Checking Monthly Fee$10
per month
Minimum Balance$10
per month
Dormant Account Sent to State (Escheatment)$50
Dormant Share Account$5
Research/Account Reconciliation Fee (per hour fee)$10
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$2
Excessive Withdrawals (After 3/Month)$10
Returned Mail$5

Overdraft & NSF

Courtesy Pay/Overdraft Item$32
Non-Sufficient Funds (NSF)$32
Overdraft Protection Transfer$3
Share Draft Transfer (Overdraft Protection)$15

ATM & Card

ATM & Access Card Balance Inquiry (Non OnPath Network)$3
ATM & Access Card Withdrawal (Non OnPath Network)$3
ATM Card/Debit Card Fee for Replacement Cards$15
Expedited Card Fee$50

Wire Transfers

Outgoing Domestic Wire Fee$20
Incoming Domestic Wire Fee$10
Not compared: Monthly charge, not per item
per month
Outgoing International Wire Fee$50
Incoming International Wire Fee$15

Check Services

Cashier Checks$10
Not compared: Monthly charge, not per item
per month
Non-Member Cashiers Check$25
Money Orders (up to $1,000)$2
Stop Payment/Stop Payment of Cashier Checks$32
Temporary Checks (8 checks provided)$5
Check Cashing$5
Non Member Check Cashing Assessed per Check$7
per item
Photo Copy of Item$5

Cash & Deposit

Deposited Item Returned / Returned Loan Payment$10

Account Services

Garnishment/Tax Levy/Legal Process$50

Lending Fees

Loan processing fee$95
one time

Retirement & IRA

IRA Annual Maintenance Fee (per IRA)$10
per year

Other Fees

Statement Print Out$5
Other Lending Fee$95

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
OnPath FCU Forward Checking Monthly Fee	$6.95	per month	None
OnPath FCU Rise Checking Monthly Fee	$10	per month	None
Minimum Balance	$10	per month	None
Dormant Account Sent to State (Escheatment)	$50	Not stated	None
Dormant Share Account	$5	Not stated	None
Research/Account Reconciliation Fee (per hour fee)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$2	Not stated	None
Excessive Withdrawals (After 3/Month)	$10	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Courtesy Pay/Overdraft Item	$32	Not stated	None
Non-Sufficient Funds (NSF)	$32	Not stated	None
Overdraft Protection Transfer	$3	Not stated	None
Share Draft Transfer (Overdraft Protection)	$15	Not stated	None
ATM & Card
ATM & Access Card Balance Inquiry (Non OnPath Network)	$3	Not stated	None
ATM & Access Card Withdrawal (Non OnPath Network)	$3	Not stated	None
ATM Card/Debit Card Fee for Replacement Cards	$15	Not stated	None
Expedited Card Fee	$50	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$20	Not stated	None
Incoming Domestic Wire Fee	$10Not compared: Monthly charge, not per item	per month	None
Outgoing International Wire Fee	$50	Not stated	None
Incoming International Wire Fee	$15	Not stated	None
Check Services
Cashier Checks	$10Not compared: Monthly charge, not per item	per month	None
Non-Member Cashiers Check	$25	Not stated	None
Money Orders (up to $1,000)	$2	Not stated	None
Stop Payment/Stop Payment of Cashier Checks	$32	Not stated	None
Temporary Checks (8 checks provided)	$5	Not stated	None
Check Cashing	$5	Not stated	None
Non Member Check Cashing Assessed per Check	$7	per item	None
Photo Copy of Item	$5	Not stated	None
Cash & Deposit
Deposited Item Returned / Returned Loan Payment	$10	Not stated	None
Account Services
Garnishment/Tax Levy/Legal Process	$50	Not stated	None
Lending Fees
Loan processing fee	$95	one time	None
Retirement & IRA
IRA Annual Maintenance Fee (per IRA)	$10	per year	None
Other Fees
Statement Print Out	$5	Not stated	None
Other Lending Fee	$95	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Onpath Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
OnPath FCU Forward Checking $6.95 · Miscellaneous Account Fees Organizational Club Checking $10 · OnPath FCU Rise Checking $10
Compared at $10, the middle of its prices
Onpath Federal Credit Union: $6.95 to $10
Onpath Federal Credit Union: $6.95 to $10
U.S. median: no median
Overdraft (OD)
Onpath Federal Credit Union: $32
Onpath Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Onpath Federal Credit Union: $32
Onpath Federal Credit Union: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Onpath Federal Credit Union · $1.5B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.

Credit unions only
$1.4B to $1.5B in assets
Headquartered in 16 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Onpath Federal Credit Union(this institution)	Metairie, LA	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Allsouth Federal Credit Union	Columbia, SC	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Amoco Federal Credit Union	Texas City, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Avadian Federal Credit Union	Birmingham, AL	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Centris Federal Credit Union	Omaha, NE	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Community Credit Union of Florida	Rockledge, FL	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Community Financial Federal Credit Union	Plymouth, MI	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union West	Glendale, AZ	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Del Norte Federal Credit Union	Los Alamos, NM	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
East Texas Professional Federal Credit Union	Longview, TX	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
First Commonwealth Federal Credit Union	Lehigh Valley, PA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Service Federal Credit Union	Houston, TX	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Great Lakes Federal Credit Union	Bannockburn, IL	$1.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Launch Credit Union	Merritt Island, FL	$1.4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Listerhill Federal Credit Union	Sheffield, AL	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Multipli Federal Credit Union	Jefferson City, MO	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
One Nevada Federal Credit Union	Las Vegas, NV	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Palmetto Citizens Federal Credit Union	Columbia, SC	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Park Federal Credit Union	Louisville, KY	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
S. C. State Federal Credit Union	Columbia, SC	$1.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Sikorsky Financial Federal Credit Union	Stratford, CT	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Summit Federal Credit Union	Rochester, NY	$1.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
U.S. Eagle Federal Credit Union	Albuquerque, NM	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
United States Senate Federal Credit Union	Alexandria, VA	$1.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
University Of Michigan Federal Credit Union	Ann Arbor, MI	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Utilities Employees Federal Credit Union	Reading, PA	$1.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 19 publish this fee(monthly maintenance)

6 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.50 (33%) above the median of similar-sized credit unions.

Compared at $10, the middle of its three prices, against a peer median of $7.50 among 19 publishing peers.

Its three checking prices are $6.95, $10 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Onpath Federal Credit Uni…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Onpath Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance$10
per month
OnPath FCU Forward Checking Monthly Fee$6.95
per month
OnPath FCU Rise Checking Monthly Fee$10
per month
Minimum Balance$10
per month
Dormant Account Sent to State (Escheatment)$50
Dormant Share Account$5
Research/Account Reconciliation Fee (per hour fee)$10
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$2
Excessive Withdrawals (After 3/Month)$10
Returned Mail$5

Overdraft & NSF

Courtesy Pay/Overdraft Item$32
Non-Sufficient Funds (NSF)$32
Overdraft Protection Transfer$3
Share Draft Transfer (Overdraft Protection)$15

ATM & Card

ATM & Access Card Balance Inquiry (Non OnPath Network)$3
ATM & Access Card Withdrawal (Non OnPath Network)$3
ATM Card/Debit Card Fee for Replacement Cards$15
Expedited Card Fee$50

Wire Transfers

Outgoing Domestic Wire Fee$20
Incoming Domestic Wire Fee$10
Not compared: Monthly charge, not per item
per month
Incoming International Wire Fee$15

Check Services

Cashier Checks$10
Not compared: Monthly charge, not per item
per month
Non-Member Cashiers Check$25
Money Orders (up to $1,000)$2
Stop Payment/Stop Payment of Cashier Checks$32
Temporary Checks (8 checks provided)$5
Check Cashing$5
Non Member Check Cashing Assessed per Check$7
per item
Photo Copy of Item$5

Cash & Deposit

Cash Advance fee (audience not stated, treated as personal)4%of the advance ($10 minimum)
Deposited Item Returned / Returned Loan Payment$10

Account Services

Garnishment/Tax Levy/Legal Process$50

Lending Fees

Loan processing fee$95
one time

Retirement & IRA

IRA Annual Maintenance Fee (per IRA)$10
per year

Other Fees

Statement Print Out$5
Other Lending Fee$95

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
OnPath FCU Forward Checking Monthly Fee	$6.95	per month	None
OnPath FCU Rise Checking Monthly Fee	$10	per month	None
Minimum Balance	$10	per month	None
Dormant Account Sent to State (Escheatment)	$50	Not stated	None
Dormant Share Account	$5	Not stated	None
Research/Account Reconciliation Fee (per hour fee)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$2	Not stated	None
Excessive Withdrawals (After 3/Month)	$10	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Courtesy Pay/Overdraft Item	$32	Not stated	None
Non-Sufficient Funds (NSF)	$32	Not stated	None
Overdraft Protection Transfer	$3	Not stated	None
Share Draft Transfer (Overdraft Protection)	$15	Not stated	None
ATM & Card
ATM & Access Card Balance Inquiry (Non OnPath Network)	$3	Not stated	None
ATM & Access Card Withdrawal (Non OnPath Network)	$3	Not stated	None
ATM Card/Debit Card Fee for Replacement Cards	$15	Not stated	None
Expedited Card Fee	$50	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$20	Not stated	None
Incoming Domestic Wire Fee	$10Not compared: Monthly charge, not per item	per month	None
Incoming International Wire Fee	$15	Not stated	None
Check Services
Cashier Checks	$10Not compared: Monthly charge, not per item	per month	None
Non-Member Cashiers Check	$25	Not stated	None
Money Orders (up to $1,000)	$2	Not stated	None
Stop Payment/Stop Payment of Cashier Checks	$32	Not stated	None
Temporary Checks (8 checks provided)	$5	Not stated	None
Check Cashing	$5	Not stated	None
Non Member Check Cashing Assessed per Check	$7	per item	None
Photo Copy of Item	$5	Not stated	None
Cash & Deposit
Cash Advance fee (audience not stated, treated as personal)	4%of the advance ($10 minimum)	Not stated	None
Deposited Item Returned / Returned Loan Payment	$10	Not stated	None
Account Services
Garnishment/Tax Levy/Legal Process	$50	Not stated	None
Lending Fees
Loan processing fee	$95	one time	None
Retirement & IRA
IRA Annual Maintenance Fee (per IRA)	$10	per year	None
Other Fees
Statement Print Out	$5	Not stated	None
Other Lending Fee	$95	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Monthly Maintenance$10
per month
OnPath FCU Forward Checking Monthly Fee$6.95
per month
OnPath FCU Rise Checking Monthly Fee$10
per month
Minimum Balance$10
per month
Dormant Account Sent to State (Escheatment)$50
Dormant Share Account$5
Research/Account Reconciliation Fee (per hour fee)$10
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$2
Excessive Withdrawals (After 3/Month)$10
Returned Mail$5

Overdraft & NSF

Courtesy Pay/Overdraft Item$32
Non-Sufficient Funds (NSF)$32
Overdraft Protection Transfer$3
Share Draft Transfer (Overdraft Protection)$15

ATM & Card

ATM & Access Card Balance Inquiry (Non OnPath Network)$3
ATM & Access Card Withdrawal (Non OnPath Network)$3
ATM Card/Debit Card Fee for Replacement Cards$15
Expedited Card Fee$50

Wire Transfers

Outgoing Domestic Wire Fee$20
Incoming Domestic Wire Fee$10
Not compared: Monthly charge, not per item
per month
Outgoing International Wire Fee$50
Incoming International Wire Fee$15

Check Services

Cashier Checks$10
Not compared: Monthly charge, not per item
per month
Non-Member Cashiers Check$25
Money Orders (up to $1,000)$2
Stop Payment/Stop Payment of Cashier Checks$32
Temporary Checks (8 checks provided)$5
Check Cashing$5
Non Member Check Cashing Assessed per Check$7
per item
Photo Copy of Item$5

Cash & Deposit

Deposited Item Returned / Returned Loan Payment$10

Account Services

Garnishment/Tax Levy/Legal Process$50

Lending Fees

Loan processing fee$95
one time

Retirement & IRA

IRA Annual Maintenance Fee (per IRA)$10
per year

Other Fees

Statement Print Out$5
Other Lending Fee$95

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	$10	per month	None
OnPath FCU Forward Checking Monthly Fee	$6.95	per month	None
OnPath FCU Rise Checking Monthly Fee	$10	per month	None
Minimum Balance	$10	per month	None
Dormant Account Sent to State (Escheatment)	$50	Not stated	None
Dormant Share Account	$5	Not stated	None
Research/Account Reconciliation Fee (per hour fee)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$2	Not stated	None
Excessive Withdrawals (After 3/Month)	$10	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Courtesy Pay/Overdraft Item	$32	Not stated	None
Non-Sufficient Funds (NSF)	$32	Not stated	None
Overdraft Protection Transfer	$3	Not stated	None
Share Draft Transfer (Overdraft Protection)	$15	Not stated	None
ATM & Card
ATM & Access Card Balance Inquiry (Non OnPath Network)	$3	Not stated	None
ATM & Access Card Withdrawal (Non OnPath Network)	$3	Not stated	None
ATM Card/Debit Card Fee for Replacement Cards	$15	Not stated	None
Expedited Card Fee	$50	Not stated	None
Wire Transfers
Outgoing Domestic Wire Fee	$20	Not stated	None
Incoming Domestic Wire Fee	$10Not compared: Monthly charge, not per item	per month	None
Outgoing International Wire Fee	$50	Not stated	None
Incoming International Wire Fee	$15	Not stated	None
Check Services
Cashier Checks	$10Not compared: Monthly charge, not per item	per month	None
Non-Member Cashiers Check	$25	Not stated	None
Money Orders (up to $1,000)	$2	Not stated	None
Stop Payment/Stop Payment of Cashier Checks	$32	Not stated	None
Temporary Checks (8 checks provided)	$5	Not stated	None
Check Cashing	$5	Not stated	None
Non Member Check Cashing Assessed per Check	$7	per item	None
Photo Copy of Item	$5	Not stated	None
Cash & Deposit
Deposited Item Returned / Returned Loan Payment	$10	Not stated	None
Account Services
Garnishment/Tax Levy/Legal Process	$50	Not stated	None
Lending Fees
Loan processing fee	$95	one time	None
Retirement & IRA
IRA Annual Maintenance Fee (per IRA)	$10	per year	None
Other Fees
Statement Print Out	$5	Not stated	None
Other Lending Fee	$95	Not stated	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.