Compared with Louisiana
16 of 25
compared fees are above the median.
2 below, 7 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
99th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Louisiana median
of 25 compared; 2 below, 7 about the same
See the feesFee schedule read Oct 14, 2026
Call-report figures are for Onpath Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Louisiana median | Published fees above the Louisiana median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Onpath Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 14, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 23% of revenue, above the 6.6% median of 452 credit unions with $1B to $10B in assets (99th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $6.9M in Q2 2026, 5.2% below the same quarter a year earlier ($7.2M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
16 of 25 compared published fees sit above the Louisiana median; 2 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Louisiana medians for fees published by banks and credit unions.
Non-Network ATM
Monthly Maintenance
OnPath FCU Forward Checking $6.95 · Miscellaneous Account Fees Organizational Club Checking $10 · OnPath FCU Rise Checking $10
Compared at $10, the middle of its prices
Overdraft (OD)
Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 8.5% from Q3 2025 to Q2 2026, to $6.9M. Its share of revenue, 23%, is above the 6.6% median for credit unions with $1B to $10B in assets.
$6.9M
Onpath Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $6.95 to $10; we compare the midpoint.
Onpath Federal Credit Union · $1.5B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Onpath Federal Credit Union(this institution) | Metairie, LA | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Allsouth Federal Credit Union | Columbia, SC | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Amoco Federal Credit Union | Texas City, TX | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Avadian Federal Credit Union | Birmingham, AL | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Centris Federal Credit Union | Omaha, NE | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Community Credit Union of Florida | Rockledge, FL | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Financial Federal Credit Union | Plymouth, MI | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union West | Glendale, AZ | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Del Norte Federal Credit Union | Los Alamos, NM | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| East Texas Professional Federal Credit Union | Longview, TX | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| First Commonwealth Federal Credit Union | Lehigh Valley, PA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Service Federal Credit Union | Houston, TX | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Great Lakes Federal Credit Union | Bannockburn, IL | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Launch Credit Union | Merritt Island, FL | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Listerhill Federal Credit Union | Sheffield, AL | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Multipli Federal Credit Union | Jefferson City, MO | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| One Nevada Federal Credit Union | Las Vegas, NV | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Palmetto Citizens Federal Credit Union | Columbia, SC | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Park Federal Credit Union | Louisville, KY | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| S. C. State Federal Credit Union | Columbia, SC | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sikorsky Financial Federal Credit Union | Stratford, CT | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Summit Federal Credit Union | Rochester, NY | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| U.S. Eagle Federal Credit Union | Albuquerque, NM | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| United States Senate Federal Credit Union | Alexandria, VA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| University Of Michigan Federal Credit Union | Ann Arbor, MI | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Utilities Employees Federal Credit Union | Reading, PA | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 19 publish this fee(monthly maintenance)
6 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its three prices, against a peer median of $7.50 among 19 publishing peers.
Its three checking prices are $6.95, $10 and $10.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Onpath Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $6.9M | +$107K | +1.6% |
| Q1 2026 | $6.8M | +$265K | +4.1% |
| Q4 2025 | $6.5M | +$168K | +2.7% |
| Q3 2025 | $6.3M | −$920K | −12.7% |
| Q2 2025 | $7.2M | +$3.0M | +70.1% |
| Q1 2025 | $4.3M | −$178K | −4.0% |
| Q4 2024 | $4.4M | +$286K | +6.9% |
| Q3 2024 | $4.2M | +$1.3M | +47.9% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Onpath Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Onpath Federal Credit Union by share.
Amounts from Onpath Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per hour
per month
per item
one time
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| OnPath FCU Forward Checking Monthly Fee | $6.95Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| OnPath FCU Rise Checking Monthly Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Minimum Balance | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dormant Account Sent to State (Escheatment) | $50Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Dormant Share Account | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Research/Account Reconciliation Fee (per hour fee) | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statements | $2Inside the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| Excessive Withdrawals (After 3/Month) | $10Inside the U.S. middle 50% ($3 to $10 nationally) | Not stated | None |
| Returned Mail | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay/Overdraft Item | $32Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Non-Sufficient Funds (NSF) | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Overdraft Protection Transfer | $3Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Share Draft Transfer (Overdraft Protection) | $15Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| ATM & Access Card Balance Inquiry (Non OnPath Network) | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM & Access Card Withdrawal (Non OnPath Network) | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Card/Debit Card Fee for Replacement Cards | $15Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Expedited Card Fee | $50Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Fee | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Incoming Domestic Wire Fee | $10Not compared: Monthly charge, not per item | per month | None |
| Incoming International Wire Fee | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Cashier Checks | $10Not compared: Monthly charge, not per item | per month | None |
| Non-Member Cashiers Check | $25Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Orders (up to $1,000) | $2Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment/Stop Payment of Cashier Checks | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Temporary Checks (8 checks provided) | $5Above the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Cashing | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Non Member Check Cashing Assessed per Check | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Photo Copy of Item | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Cash & Deposit | |||
| Cash Advance fee (audience not stated, treated as personal) | 4%of the advance ($10 minimum) | Not stated | None |
| Deposited Item Returned / Returned Loan Payment | $10Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Garnishment/Tax Levy/Legal Process | $50Inside the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Lending Fees | |||
| Loan processing fee | $95Inside the U.S. middle 50% ($20.15 to $96.25 nationally) | one time | None |
Retirement & IRA | |||
| IRA Annual Maintenance Fee (per IRA) | $10Inside the U.S. middle 50% ($10 to $25 nationally) | per year | None |
Other Fees | |||
| Statement Print Out | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Other Lending Fee | $95Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per hour
per month
per item
one time
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| OnPath FCU Forward Checking Monthly Fee | $6.95Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| OnPath FCU Rise Checking Monthly Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Minimum Balance | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dormant Account Sent to State (Escheatment) | $50Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Dormant Share Account | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Research/Account Reconciliation Fee (per hour fee) | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statements | $2Inside the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| Excessive Withdrawals (After 3/Month) | $10Inside the U.S. middle 50% ($3 to $10 nationally) | Not stated | None |
| Returned Mail | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay/Overdraft Item | $32Inside the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Non-Sufficient Funds (NSF) | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Overdraft Protection Transfer | $3Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Share Draft Transfer (Overdraft Protection) | $15Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| ATM & Access Card Balance Inquiry (Non OnPath Network) | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM & Access Card Withdrawal (Non OnPath Network) | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Card/Debit Card Fee for Replacement Cards | $15Above the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Expedited Card Fee | $50Inside the U.S. middle 50% ($30 to $50 nationally) | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire Fee | $20Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Incoming Domestic Wire Fee | $10Not compared: Monthly charge, not per item | per month | None |
| Outgoing International Wire Fee | $50 | Not stated | None |
| Incoming International Wire Fee | $15Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
Check Services | |||
| Cashier Checks | $10Not compared: Monthly charge, not per item | per month | None |
| Non-Member Cashiers Check | $25Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Orders (up to $1,000) | $2Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| Stop Payment/Stop Payment of Cashier Checks | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Temporary Checks (8 checks provided) | $5Above the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Check Cashing | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Non Member Check Cashing Assessed per Check | $7Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Photo Copy of Item | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Cash & Deposit | |||
| Deposited Item Returned / Returned Loan Payment | $10Inside the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Garnishment/Tax Levy/Legal Process | $50Inside the U.S. middle 50% ($30 to $85 nationally) | Not stated | None |
Lending Fees | |||
| Loan processing fee | $95Inside the U.S. middle 50% ($20.15 to $96.25 nationally) | one time | None |
Retirement & IRA | |||
| IRA Annual Maintenance Fee (per IRA) | $10Inside the U.S. middle 50% ($10 to $25 nationally) | per year | None |
Other Fees | |||
| Statement Print Out | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Other Lending Fee | $95Above the U.S. middle 50% ($20 to $37.50 nationally) | Not stated | None |
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Onpath Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
19 offices in 1 state (June 30, 2026)
Each dot is one office.
3 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Covington, LA | 3 |
| New Orleans, LA | 2 |
| Gonzales, LA | 1 |
| Gramercy, LA | 1 |
| Hammond, LA | 1 |
| Harahan, LA | 1 |
| Harvey, LA | 1 |
| Kenner, LA | 1 |
Largest competitors nearby
Local market: Jefferson parish, LA, around its headquarters.
| 36 in its local market | Deposit share |
|---|---|
| Hancock Whitney Bank | 20.2% |
| JPMorgan Chase Bank, National Association | 17.7% |
| Regions Bank | 12.4% |
| Capital One, National Association | 12.3% |
| Gulf Coast Bank and Trust Company | 8.2% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.