Parishioners Federal Credit Union

Headquarters: Torrance, California
Charter: Credit Union
Assets: $69.9M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Parishioners Federal Credit Union: $37
Parishioners Federal Credit Union: $37
U.S. median: no median
NSF / Returned Item
Parishioners Federal Credit Union: $35
Parishioners Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Parishioners Federal Credit Union: $3
Parishioners Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Parishioners Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure Fee (Within 90 days of opening date)$5
per item
Inactive Account Fee (No activity for 12 months)$10
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Processing Fee (18 and under free) (eStatement free)$5
Returned Statement Fee (Bad address)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Freedom Pay Overdraft Fee$37
per item
ACH Drawn on Non-Sufficient or Uncollected Funds$35
per item
Checks Drawn on Non-Sufficient or Uncollected Funds$35
per item

ATM & Card

Non-network ATM Fee$3
per item
Replacement ATM/Debit Card (Not a re-issue)$5
per item

Check Services

Stop Payment (Each item or series)$10
per item
On-Us Check Cashing Fee$10
per item
Check Copy$3
per item

Cash & Deposit

ATM Returned Item (Deposited item returned unpaid)$35
per item

Account Services

Notary Service$15
per item
Levies$50
per item
Verification of Deposit$15
per item

Other Fees

Statement Copies$2
per item
Lien Satisfied$15
per item
Payday Loan Application Fee$20
per item
Payoff Statement Fee$75
per item
Reconveyance and Recording Fee$299
Skip a Pay Fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure Fee (Within 90 days of opening date)	$5	per item	None
Inactive Account Fee (No activity for 12 months)	$10	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Processing Fee (18 and under free) (eStatement free)	$5	Not stated	None
Returned Statement Fee (Bad address)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Freedom Pay Overdraft Fee	$37	per item	None
ACH Drawn on Non-Sufficient or Uncollected Funds	$35	per item	None
Checks Drawn on Non-Sufficient or Uncollected Funds	$35	per item	None
ATM & Card
Non-network ATM Fee	$3	per item	None
Replacement ATM/Debit Card (Not a re-issue)	$5	per item	None
Check Services
Stop Payment (Each item or series)	$10	per item	None
On-Us Check Cashing Fee	$10	per item	None
Check Copy	$3	per item	None
Cash & Deposit
ATM Returned Item (Deposited item returned unpaid)	$35	per item	None
Account Services
Notary Service	$15	per item	None
Levies	$50	per item	None
Verification of Deposit	$15	per item	None
Other Fees
Statement Copies	$2	per item	None
Lien Satisfied	$15	per item	None
Payday Loan Application Fee	$20	per item	None
Payoff Statement Fee	$75	per item	None
Reconveyance and Recording Fee	$299	Not stated	None
Skip a Pay Fee	$25	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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