Oak Valley Community Bank

Headquarters: Oakdale, California
Charter: Bank
Assets: $2.0B
Fed district: San Francisco

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Oak Valley Community Bank: $29
Oak Valley Community Bank: $29
U.S. median: no median
NSF / Returned Item
Compared at $15, the middle of its prices
Oak Valley Community Bank: $10 to $20
Oak Valley Community Bank: $10 to $20
U.S. median: no median
Wire Transfer (Domestic Out)
Oak Valley Community Bank: $25
Oak Valley Community Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Oak Valley Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account (per month)$10
per month
Records Research (per hour + cost)$40
Not compared: Charged per hour; comparison unavailable
per hour · Records Research (per hour + cost) | $40.00

Overdraft & NSF

Overdraft (per item)$29
per item
Nonsufficient Funds (per item)$10
per item
Returned ACH Item$20

ATM & Card

Replacement ATM/Debit Card$5

Wire Transfers

Wire Transfers: Outgoing Domestic (through branch)$25
Wire Transfers: Incoming$15
Wire Transfers: Outgoing Foreign$40

Check Services

Cashier's Check$8
Stop Payment$29
Stop Payment (through Online Banking)$20
Counter Check (per sheet)$3
per item
Copy of Paid Check (per item)$2
per item

Cash & Deposit

Coin Roll$0.12
per item · per roll
Night Deposit Annual Fee$20
Not compared: Annual charge, not per item
per year

Account Services

Notary Fee (per signature)$15
per item
Legal Process (per hour + cost)$75
Not compared: Charged per hour; comparison unavailable
per hour

Other Fees

Special Statement Request (per statement)$10
Not compared: Charged per statement; comparison unavailable
per statement · Special Statement Request (per statement) | $10.00

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account (per month)	$10	per month	None
Records Research (per hour + cost)	$40Not compared: Charged per hour; comparison unavailable	per hour	Records Research (per hour + cost) \| $40.00
Overdraft & NSF
Overdraft (per item)	$29	per item	None
Nonsufficient Funds (per item)	$10	per item	None
Returned ACH Item	$20	Not stated	None
ATM & Card
Replacement ATM/Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfers: Outgoing Domestic (through branch)	$25	Not stated	None
Wire Transfers: Incoming	$15	Not stated	None
Wire Transfers: Outgoing Foreign	$40	Not stated	None
Check Services
Cashier's Check	$8	Not stated	None
Stop Payment	$29	Not stated	None
Stop Payment (through Online Banking)	$20	Not stated	None
Counter Check (per sheet)	$3	per item	None
Copy of Paid Check (per item)	$2	per item	None
Cash & Deposit
Coin Roll	$0.12	per item	per roll
Night Deposit Annual Fee	$20Not compared: Annual charge, not per item	per year	None
Account Services
Notary Fee (per signature)	$15	per item	None
Legal Process (per hour + cost)	$75Not compared: Charged per hour; comparison unavailable	per hour	None
Other Fees
Special Statement Request (per statement)	$10Not compared: Charged per statement; comparison unavailable	per statement	Special Statement Request (per statement) \| $10.00

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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