Maine Savings Federal Credit Union

Headquarters: Hampden, Maine
Charter: Credit Union
Assets: $858.1M
Fed district: Boston

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Maine Savings Federal Credit Union: $30
Maine Savings Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Maine Savings Federal Credit Union: $30
Maine Savings Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Maine Savings Federal Credit Union: $15
Maine Savings Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Maine Savings Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account$5
Research and Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Paid (Member Privilege)$30
per item
ATM/POS Returned for Non-Sufficient Funds (NSF)$30
Check Returned for Non-Sufficient Funds (NSF)$30
Overdraft Paid (Account Transfer)$5
per item

ATM & Card

Replacement Visa Check Card$10
per item

Wire Transfers

Outgoing Domestic Wire$15
per item
Outgoing Foreign Wire$50
per item

Check Services

Corporate Check$5
per item
Stop Payment ACH$20
per item

Digital & Electronic

ACH Returned for Non-Sufficient Funds (NSF)$30
Bill Pay OnlineNo charge
Online Bill Pay$0.50
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Deposited Item Return$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account	$5	Not stated	None
Research and Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Paid (Member Privilege)	$30	per item	None
ATM/POS Returned for Non-Sufficient Funds (NSF)	$30	Not stated	None
Check Returned for Non-Sufficient Funds (NSF)	$30	Not stated	None
Overdraft Paid (Account Transfer)	$5	per item	None
ATM & Card
Replacement Visa Check Card	$10	per item	None
Wire Transfers
Outgoing Domestic Wire	$15	per item	None
Outgoing Foreign Wire	$50	per item	None
Check Services
Corporate Check	$5	per item	None
Stop Payment ACH	$20	per item	None
Digital & Electronic
ACH Returned for Non-Sufficient Funds (NSF)	$30	Not stated	None
Bill Pay Online	No charge	Not stated	None
Online Bill Pay	$0.50Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Deposited Item Return	$5	per item	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Maine Savings Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.