Vida Federal Credit Union

Headquarters: Ontario, California
Charter: Credit Union
Assets: $174.6M
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Membership Savings Accounts
Vida Federal Credit Union: $4
Vida Federal Credit Union: $4
U.S. median: no median
Overdraft (OD)
Vida Federal Credit Union: No fee
Vida Federal Credit Union: No fee
U.S. median: no median
NSF / Returned Item
Vida Federal Credit Union: No fee
Vida Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Vida Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee (on dividend checking)$4
per month · No Charge with minimum monthly balance of $500
Monthly Maintenance, Dividend Checking$4
per month
Account Inactivity Fee (after 1 year inactivity)$2
per month
Escheat Notification Fee$2
Account Reconcilement (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Records Research / Labor (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (PayAssure) FeeNo charge
NSF (bill payment)No charge
Overdraft Transfer Fee (per item)No charge
per item

ATM & Card

Replacement Visa Debit or ATM Card$10
Express Rush Charge$45

Wire Transfers

Wire Transfer Fee - Outgoing - Domestic$20
Wire Transfer Fee - Outgoing - International$35

Check Services

Official Checks (one free per day)$1
Not compared: Daily charge, not per item
per day
Money Orders$2
ACH Stop Payment$12
Stop Payment (bill payment)$25
Stop Payment Order on Check$12
Check Cashing2%($5 minimum)
Check Copy Fee (first two in one month free)$2

Digital & Electronic

Online Bill Pay ServicesNo charge

Cash & Deposit

Visa Cash Advance$2

Account Services

Notary Fee (additional signatures)$5
per item
Notary Fee (first signature)$7
Tax Levy Processing$20
Compliance with Legal Order (minimum billing)$25
Real Estate Subordination Fee$150
Verification of Deposit / Credit History$10

Lending Fees

VISA Credit Card Late Fee$25

Other Fees

Duplicate Statement (per statement, over 3 months)$2
Not compared: Charged per statement; comparison unavailable
per statement · Duplicate Statement (per statement, over 3 months) | $2
Reproduction (per page)$0.25
Not compared: Charged per page; comparison unavailable
per page · Reproduction (per page) | $0.25
Loan Extension Fee$35
Real Estate Demand for Payoff (per demand)$75
Vehicle Loan Refinance Fee$75

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee (on dividend checking)	$4	per month	No Charge with minimum monthly balance of $500
Monthly Maintenance, Dividend Checking	$4	per month	None
Account Inactivity Fee (after 1 year inactivity)	$2	per month	None
Escheat Notification Fee	$2	Not stated	None
Account Reconcilement (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Records Research / Labor (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (PayAssure) Fee	No charge	Not stated	None
NSF (bill payment)	No charge	Not stated	None
Overdraft Transfer Fee (per item)	No charge	per item	None
ATM & Card
Replacement Visa Debit or ATM Card	$10	Not stated	None
Express Rush Charge	$45	Not stated	None
Wire Transfers
Wire Transfer Fee - Outgoing - Domestic	$20	Not stated	None
Wire Transfer Fee - Outgoing - International	$35	Not stated	None
Check Services
Official Checks (one free per day)	$1Not compared: Daily charge, not per item	per day	None
Money Orders	$2	Not stated	None
ACH Stop Payment	$12	Not stated	None
Stop Payment (bill payment)	$25	Not stated	None
Stop Payment Order on Check	$12	Not stated	None
Check Cashing	2%($5 minimum)	Not stated	None
Check Copy Fee (first two in one month free)	$2	Not stated	None
Digital & Electronic
Online Bill Pay Services	No charge	Not stated	None
Cash & Deposit
Visa Cash Advance	$2	Not stated	None
Account Services
Notary Fee (additional signatures)	$5	per item	None
Notary Fee (first signature)	$7	Not stated	None
Tax Levy Processing	$20	Not stated	None
Compliance with Legal Order (minimum billing)	$25	Not stated	None
Real Estate Subordination Fee	$150	Not stated	None
Verification of Deposit / Credit History	$10	Not stated	None
Lending Fees
VISA Credit Card Late Fee	$25	Not stated	None
Other Fees
Duplicate Statement (per statement, over 3 months)	$2Not compared: Charged per statement; comparison unavailable	per statement	Duplicate Statement (per statement, over 3 months) \| $2
Reproduction (per page)	$0.25Not compared: Charged per page; comparison unavailable	per page	Reproduction (per page) \| $0.25
Loan Extension Fee	$35	Not stated	None
Real Estate Demand for Payoff (per demand)	$75	Not stated	None
Vehicle Loan Refinance Fee	$75	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Vida Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.