Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Vida Federal Credit Union

Ontario, CaliforniaCredit UnionSan Francisco Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Escheat Notification Fee$2Below the typical range ($5–$10 nationally)

Overdraft & NSFVerified

NSF (bill payment)$0Below the typical range ($25–$31 nationally)
$30 below the national median
Source
Overdraft Transfer Fee (per item)$0Below the typical range ($3–$5 nationally)
$5 below the national median
per item · Source

ATM & CardVerified

ATM Enrollment$0Below the typical range ($1–$2.50 nationally)
$1.75 below the national median
Source
Replacement VISA Credit Card$25Above the typical range ($5–$10 nationally)
$15 above the national median
Source
Replacement Visa Debit or ATM Card$10Within the typical range ($5–$10 nationally)
At the national median
Source

Wire TransfersVerified

Wire Transfer Fee - Outgoing - Domestic$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source
Wire Transfer Fee - Outgoing - International$35Below the typical range ($40–$50 nationally)
$15 below the national median
Source

Check ServicesVerified

Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
Source
Check Copy Fee (first two in one month free)$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Money Orders$2Within the typical range ($1.75–$3 nationally)
At the national median
Source
On-Us Non-Member Check Cashing$10Within the typical range ($5–$10 nationally)
$5 above the national median
Source
Stop Payment (bill payment)$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source
Stop Payment Order on Check$12Below the typical range ($20–$30 nationally)
$14 below the national median
Source

Account ServicesVerified

Notary Fee (additional signatures)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source
Notary Fee (first signature)$7Above the typical range ($0–$5 nationally)
$4.50 above the national median
Source
Real Estate Subordination Fee$150Within the typical range ($50–$150 nationally)
$50 above the national median
Source
Tax Levy Processing$20Below the typical range ($30–$75 nationally)
$30 below the national median
Source
Verification of Deposit / Credit History$10Within the typical range ($10–$15 nationally)
At the national median
Source

Lending FeesVerified

Loan Extension Fee$35Within the typical range ($25–$50 nationally)
$3 above the national median
Source
VISA Credit Card Late Fee$25Within the typical range ($15–$25 nationally)
$4 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Escheat Notification Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median	—	—	Source
Monthly Maintenance Fee (on dividend checking)	$4Within the typical range ($3–$10 nationally)	$1.50 below the national median	per month	—	Source
Overdraft & NSFVerified
NSF (bill payment)	$0Below the typical range ($25–$31 nationally)	$30 below the national median	—	—	Source
Overdraft Transfer Fee (per item)	$0
ATM & CardVerified
ATM Enrollment	$0Below the typical range ($1–$2.50 nationally)	$1.75 below the national median	—	—	Source
Replacement VISA Credit Card	$25
Wire TransfersVerified
Wire Transfer Fee - Outgoing - Domestic	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Wire Transfer Fee - Outgoing - International	$35
Check ServicesVerified
Check Cashing	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Check Copy Fee (first two in one month free)	$2
Digital & ElectronicVerified
Online Bill Pay Services	$0Within the typical range ($0–$11.48 nationally)	$4.97 below the national median	—	—	Source
Cash & DepositVerified
VISA Credit Card Cash Advance Fee	$2Below the typical range ($2.88–$10 nationally)	$3 below the national median	—	—	Source
Account ServicesVerified
Notary Fee (additional signatures)	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	—	Source
Notary Fee (first signature)	$7
Lending FeesVerified
Loan Extension Fee	$35Within the typical range ($25–$50 nationally)	$3 above the national median	—	—	Source
VISA Credit Card Late Fee	$25
Other FeesVerified
Duplicate Statement (per statement, over 3 months)	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source

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Headline fees published

8 of 15

Published fees

Under review

Assets

$174.6M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$174.6M

Total deposits

$150.4M

Service charge income (year to date)

$34K

Fee income ratio

0.73%

Return on assets

0.49%

Financial profile · Pro

Performance from regulator filings

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Based on 34,850 published fee entries from 2,498 institutions

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