Special Metals Federal Credit Union

Headquarters: New Hartford, New York
Charter: Credit Union
Assets: $22.1M
Fed district: New York

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Special Metals Federal Credit Union: $30
Special Metals Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Special Metals Federal Credit Union: $15
Special Metals Federal Credit Union: $15
U.S. median: no median
Stop Payment
Compared at $24, the middle of its prices
Special Metals Federal Credit Union: $15 to $33
Special Metals Federal Credit Union: $15 to $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Special Metals Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account Fee$15
Address Change - Failure to notify$1
per item

Overdraft & NSF

NSF ACH$30
NSF Share Draft$30
per item

ATM & Card

VISA Card Replacement (Lost or Stolen)$5
per item

Wire Transfers

Wire Transfers$15
per item

Check Services

Money Order$1
per item
Check Payable to 3rd Party$1
per item
Stop Payment$15
per item
Stop Payment On Credit Union Bank Check$33
per item
Photocopy of Check$3
per item

Cash & Deposit

Returned Deposit Item$33
per item

Account Services

Notary PublicNo charge
Protest Fee$22
per item
Account VerificationNo charge

Other Fees

Copy of Statement$3

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account Fee	$15	Not stated	None
Address Change - Failure to notify	$1	per item	None
Overdraft & NSF
NSF ACH	$30	Not stated	None
NSF Share Draft	$30	per item	None
ATM & Card
VISA Card Replacement (Lost or Stolen)	$5	per item	None
Wire Transfers
Wire Transfers	$15	per item	None
Check Services
Money Order	$1	per item	None
Check Payable to 3rd Party	$1	per item	None
Stop Payment	$15	per item	None
Stop Payment On Credit Union Bank Check	$33	per item	None
Photocopy of Check	$3	per item	None
Cash & Deposit
Returned Deposit Item	$33	per item	None
Account Services
Notary Public	No charge	Not stated	None
Protest Fee	$22	per item	None
Account Verification	No charge	Not stated	None
Other Fees
Copy of Statement	$3	Not stated	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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